UK visa application is the most strict and highly scrutinized visa process. The UK Visas and Immigration receives thousands of visa applications every year that do not meet visa requirements.
Once you have a UK visa refusal, it remains permanently in the records of the UK Home Office. Each time you re-apply, your previous UK visa refusal comes up. It becomes an unavoidable hindrance to all of your future UK visa applications. Therefore, you must get approval in the first attempt at all costs.
According to national statistics published by the Home Office, the UK visitor visa refusal rate for 2019 was 13%. The countries with the highest refusal rates were Algeria, Ghana and Bangladesh with refusal rates over 40%.
This article walks you through the top UK visa refusal reasons. This list should also help if you are reapplying after your UK visa refusal.
The top reasons for UK visa rejection are as below –
- Long itinerary
- Unclear itinerary
- Lack of leave approval letter
- Lack of salary deposits in your bank account
- Large undocumented deposits in your bank account
- Exhausting all your savings or spending several times your monthly income
- Lack of travel history
- Lack of detailed cover letter
- Lack of proper documentation from the sponsor
- Not disclosing any previous visa refusals
- No change in circumstances since your previous visa refusal
Now, let’s take a deep look into each of these reasons and understand how to overcome these in your own UK visa application.
Go through and understand each of these reasons. Analyze your own visa application to figure what’s lacking and what needs to be done. It should help you build a strong case and get approval in your first attempt.
So, without further delay, let’s get started.
NOTE
The visa refusal reasons in this article are actual reasons given by the UK visa officers in the visa refusal letters. After going through several visa refusal letters from my readers, I put this article together to help you all analyze your own applications and avoid future rejections.
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TOP 11 REASONS FOR UK VISA REFUSAL
01. Long itinerary
REASON
“You have stated that you wish to visit the UK for 1 month”
Be realistic. The UK is small and you only need a few days to explore. A long itinerary looks suspicious. It looks as if you will be living or working in the UK rather than site seeing.
The UK is also expensive. You must have enough funds to justify your itinerary.
A 7-10 day itinerary works the best for the UK tourist visa. If you are only visiting London, probably less than 7 days is better.
Also Read: 11 mistakes that can get your visa denied. And how to avoid them.
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02. Unclear itinerary
REASON
“You did not indicate what you intend to do or where you intend to stay. The plans for this trip are unclear and lacking in detail.”
Specify a detailed itinerary in your cover letter. The itinerary should include the dates, cities and your day-to-day activities in each city.
If your itinerary is too long, attach an additional page to your cover letter.
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03. Lack of leave approval letter
REASON
“It is unclear if your employer has agreed for you to be away from work for the period of this trip, and therefore that you will return to this employment following this trip.”
Include a leave approval letter from your employer. A leave approval letter is the single most document that can strengthen your case. It indicates two things –
- You have strong ties with your country
- You have the obligation to return back to your country after your UK trip
Your leave approval letter should clearly mention that you have been granted leave to travel to the UK and you will return to your current job after your vacation.
This letter must be on the company letterhead with original HR or manager’s signature. You must have your HR or manager write this letter specifically for your UK travel.
If you cannot obtain a leave approval letter, have your employer at least mention your leave details in the employment letter.
PERSONAL EXPERIENCE
I had my employer include my leave approval details in the employment letter for my UK visa. I haven’t seen a single UK visitor visa refusal from those who submitted a leave/vacation approval letter. In my opinion, it really is a strong document.
Also Read: UK Visa Guide – All about UK visa requirements, application process, documentation, etc.
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04. Lack of salary deposits in your bank account
REASON
“Your stated monthly income is not reflected in the history of the account”
It is not uncommon to have a UK visa rejected due to bank statements. Apart from your employment documentation, you must be able to show your monthly salary in your bank statements for UK visa.
Make sure your employer deposit your salary directly into your bank account. Your regular salary deposits indicate two things –
- You are genuinely employed and have a steady source of income
- You have genuinely saved up to travel to the UK and not borrowing money from someone
Have your employer deposit your salary directly into your bank account. It’s fine if you have to withdraw cash for expenses, family, etc. But, it is important to have your salary deposited directly into your bank account.
If you receive a physical paycheck, deposit the check yourself in the bank regularly every month.
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05. Large undocumented deposits in your bank account
REASON
“Large credits have been made which are in excess of your stated monthly income”
REASON
“I am not satisfied with the origin of these funds or that they are genuinely available to you”
REASON
“The sources of these deposits are not demonstrated by the documents provided”
As I mentioned in the above reason, it’s not uncommon to have UK visa rejected due to bank statements.
Large deposits in your bank account indicate that you have borrowed money to inflate the numbers in your bank account. Visa officers will not be convinced that the funds in your account are your own and are available for you to use.
Make sure there are no large deposits in your bank account. If you already have large deposits in your account, provide proof of the source of those deposits. Example –
- If you have received money from selling a property, attach the sales deed to the bank statement
- If you have received money from rents, attach the rental agreements from your tenants
Also Read: How to travel 40 countries VISA-FREE with UK visa in 2023
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06. Exhausting all your savings or spending several times your monthly income
REASON
“I don’t find it credible that you would exhaust nearly all the funds available to you”
REASON
“This amount represents over half your declared savings or over x months of your monthly expenditure”
If the total expenditure of your UK trip is more than half of your savings or several times your monthly salary, your visa will be refused. It’s not realistic to exhaust all your savings on one trip to the UK. You would need to preserve at least half of your savings for emergencies.
If your savings are low, your UK visa may be rejected due to insufficient funds. Taking chances and applying for your UK visa will lead to refusal and also affect all your future visa results. So, take a few months to build your savings first.
It is not wise to spend more than 2 times your monthly income on your UK trip. If your monthly salary is low, wait until your monthly salary improves. Ask for a raise or take up a second job. But taking chances will only lead to refusal.
If you have received a gift or bonus from your employer or your sponsor is taking care of your expenses, you are still REQUIRED to show a saving that is more than twice your UK trip expenditure. This is to make sure you can support yourself during your trip in case your sponsor or employer decides not to support you.
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07. Lack of travel history
REASON
“I am not satisfied that you are a genuinely seeking entry as a visitor and that you intend to leave the UK at the end of your visit”
REASON
“I note that you have never traveled to the UK or anywhere else before”
Travel history indicates that you do not have illegal immigration intent. If you were to stay illegally anywhere, you could have done it so already in any of those countries you have been to so far.
If you do not have travel history, build your travel history first.
Travel to some visa-required countries. The more countries you travel to, the better it is for your UK visa.
PERSONAL EXPERIENCE
I have traveled to over 30 countries so far. I have been to some countries multiple times. I have plenty of visas and stamps in my passport. My travel history helps in my visa approvals.
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08. Lack of detailed cover letter
REASON
“I am not satisfied that you have sufficient ties and would, in fact, leave the UK on completion of your proposed visit”
UK visa application forms may not ask for all the details that you want to convey. Therefore, a cover letter is a way for you to convey that additional information and convince the visa officer that you are genuinely seeking entry as a visitor.
Write a detailed cover letter mentioning your proposed itinerary, your financial situation, your travel history, your intention to return, etc.
Your cover letter should not exceed one page. Use bullets instead of paragraphs. The simpler, cleaner the better.
Keep in mind that the UK visa officers may not be familiar with terminology from your country. Do not use words, designations, addresses, etc. that are not familiar to them.
Visa officers may have lots of work on their plates. So, your cover letter should convey what you want to convey clearly and quickly.
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09. Lack of proper documentation from your sponsor
REASON
“I am not satisfied that your sponsor will be able to provide maintenance and accommodation during your sponsor trip”
If you are using a sponsor for your UK visa, you must have the following documentation from your sponsor. If you don’t have all of this documentation from your sponsor, you will be risking your visa.
- A letter from your sponsor undertaking that he/she would arrange your accommodation, transportation and other expenses while you are in the UK
- Your sponsor’s bank statements for the last 3 months (must indicate employer pay deposits and have no large undocumented deposits)
- Your sponsor’s British passport’s main page
- Your sponsor’s British postal poll card
- Your sponsor’s utility bill
Just having an invitation letter is not sufficient. An invitation letter is not legally enforceable and such letters will not help unless you provide additional documentation from your sponsor such as those mentioned above.
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10. Not disclosing any previous visa refusals
REASON
“I am aware that you have been refused a US visa and you do not declare this on your visa application form”
UK Home Office may have information sharing with other countries. You must enter only true information and must disclose any previous visa refusals from any country, not just the UK.
Pretty much all the information you provide is verifiable these days. Therefore, not disclosing your previous visa rejections can lead to your UK tourist visa refusal.
Also Read: How to turn your weak passport into a strong passport (with examples)
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11. No change in circumstances since your previous visa refusal
REASON
“I note that your were previously refused entry clearance”
REASON
“You are likely to be refused unless the circumstances of your application change”
If your circumstances haven’t changed since your previous UK visa refusal, your visa may be refused again. Multiple visa refusals can lead to blacklisting and permanent ban. It’s wise to not apply at all than dealing with a visa refusal again.
Reapply for your UK visa only if there is a considerable change in your circumstances.
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CONCLUSION
The UK visitor visa refusal rate is very high these days. The UK Home Office has been refusing visas more frequently than ever before.
It’s your responsibility to make sure that you are eligible and meet the visa requirements. A UK visa refusal can be an unavoidable hindrance down the line.
The above 11 UK visitor visa refusal reasons should help you analyze youn visa application and overcome any hindrances that can lead to your visa refusal.
Have you had a UK visa refusal? If you did, what was the reason and how did you overcome in your re-application?
IMPORTANT
This article is meant for UK visa applicants with “tourism” intent. My knowledge and experience are only in tourist visas. I will only respond to comments from those seeking advice on UK visas with “tourism” intent. I will not respond to comments from those seeking advice for purposes such as study, work, spouse, boyfriend, girlfriend, immigration, etc. I don’t have expertise in those matters. You would need to seek advice from immigration lawyers.
Can a US green card holder travel to UK without visa: A comprehensive guide
How to write a compelling cover letter for UK visa (that will impress the ECO)
How to challenge UK visa refusal
Tolulope says
Hi, I’m from Nigeria. I applied for the UK visa in January and got a refusal because I address my sponsor as uncle in the form while my sponsor said he is my brother on the invitation letter. So I re-applied again in May, I didn’t get a response for more than a month, was worried so I sent an email to one of the UK email addresses and after a few hours, I got the refusal letter with no reason for denial. What could be the reason I will like to know the best time to re-apply?
Thirumal Motati says
Hi Tolulope! The point of the refusal letter is to tell you the reason for the refusal. Are you certain that there was no reason mentioned at all in the refusal letter? Can you send me a copy?
ismail akinkunmi says
Hi, I need a clarification. I have applied for a UK visa before and I was given one. I traveled for a conference and I returned as indicated on my request. I later applied for a 2 years visa for another conference but, it was delayed. I got the visa after the conference. I was planning to make another visit to the UK to make use of the visa when the Covid was sent in and there was a traveling ban from Nigeria. When the ban was over, I was busy at work because some people have left my working place and I had to cover till there is a replacement. It was during that period that my visa got expired as well as my passport. I have renewed my passport now. To apply for a new visa, will they not refuse me based on the visa I did not use before it expired?
Thirumal Motati says
Hi Ismail! It is not compulsory to use a visa. Travel plans change and some can’t use their visas. So you not been able to use your previous visa will not afffect your current visa.
MK says
Hi Thirumal, thanks for your blog post. Was definitely helpful. While I was traveling back from Mumbai to Washington DC a few years ago, the immigration officers told me I did not have a “bonafide” job with my first employer. I was working with a different company when this happened.
They asked me to apply to get my F-1 visa restamped from US Consulate, Mumbai. Which I did. While traveling again, they still asked me to prove that I hadn’t done anything wrong wrt my first employer. I couldn’t contact the guy who had started that company as his contact details were changed by then.
So they did nothing to this new visa but asked me to return from Abu Dhabi (US pre-clearance facility at Abu Dhabi). So I now have a canceled visa (my first F-1), a re-stamped F-1 which I have technically not used, and I’m not applying for a Visitors Visa to the UK for an 8-day trip where I wish to attend a concert and explore London.
What do I do in this case? Do I even apply? Will I even be considered for a UK visa ever? This issue happened in Dec 2019-Feb 2020 and I now work with a firm since March 2020 and have a steady and decent income. Please advise me.
Thirumal Motati says
Hi MK! You will have to explain what happened for questions on whether you have ever been refused entry or removed while entering the country. Answers to these questions sometimes play a significant role in visa applications. So it’s difficult to stay what would be the outcome if you were to apply for your UK visa.
Hassan Raza says
Dear Sir, I completed my master’s degree in the UK in 2012 (September) then I came back to Pakistan. My visa was still valid because it was expired in May 2013 but I came earlier. After 4 months I received email from university for my graduation ceremony. I applied for a visit visa and they refused due to my Bank statement. After that, I did not apply for a UK visa. Now 2022, my wife got admission to the UK for a master’s degree for September intake. I and my 3 kids will apply to the UK as dependants. Does this refusal affect my visa or not?
Thirumal Motati says
Hi Hassan! Your visit visa refusal was almost ten years ago, so it should not affect your current visa. But make sure to mention your previous visa refusal honestly in your UK visa application.
Yuvraj says
Hi, my father applied for a visitor visa to the UK but was refused he couldn’t show funds and I only send him sponsorship but not my bank statements. My dad gets around 500,000 rupees per year pension from Govt and got approx 200,0000.00 Indian rupees in bank statement but officer calculated on only 249922.48 Indian rupees and told him not got sufficient money to spend but he missed one digit. Clearly, he got £20k in Indian rupees in his bank account. It’s an admin mistake. They say I got no right of appeal. Is there any way we can ask them to check it again cause it’s their mistake? Please advise.
Thirumal Motati says
Hi Yuvraj! You might benefit from a Pre-action Protocol (PAP). Clearly, it’s the ECO’s mistake so your odds of overturning the decisions are very high if you file a PAP. PAP is a simple word document that you will fill out and email them. It’s free. I believe you can do it yourself, If you can’t I know someone who can help. Here is the link to PAP.
Felicia Siameh says
Good evening sir, please sir can I pass through Amsterdam to Heathrow with a Schengen visa of Germany or still have to get a transit visa? Thank you.
Thirumal Motati says
Hi Felicia! Yes, you can use your Schengen visa to transit through Amsterdam or Heathrow Airports. Keep in mind, for Heathrow, it’s airside transit only. You cannot leave the airport.
Nupur Sachdeva says
Hi, I’m currently residing in the USA on an F-1 student visa since January 2020. I graduated in December and now I’m working full time. I’m planning to visit my friend in the UK in September and would be applying for a UK visa from America but I’m an Indian citizen. I’m not sure if my visa status would create a challenge for me to get my tourist visa or if I should provide any additional documents to get it approved. Also, how in advance should I apply for the visa to be able to travel in September second week. Thank you!
Thirumal Motati says
Hi Nupur! If you leave the US to visit your friend in the UK, you won’t able to get back into the US on your F1 visa since you are not a student anymore. You must be holding an H1B visa in order to return. You can continue to stay in the United States on a status change, but to leave and come back, you must have the appropriate visa in your passport.
If UKVI notices that you do not have the correct US visa to return back to the US, they may assume that you intend to remain in the UK.
Nneka says
I traveled to Dubai in 2007. Now I want to apply for a UK tourist visa, is this enough travel history?
Thirumal Motati says
Hi Nneka! Travel history to at least 5 countries will help. But if you are really good in other areas such as your employment, financials, economic and family ties, then you don’t need to worry much about travel history. Your lack of travel history is compensated by the other areas.
Leila says
Hello Thirumal, I’ve read most of the comments but I did not find the same as my situation. I am planning to visit the UK with an invitation letter from my friend/boyfriend. He was previously working in the same country where I am now.
It was stated in his invitation letter that he will support all my expenses (travel, food and accommodation and leisure of course). The issue is, since he is already retired and has no monthly income, he cannot provide below as mentioned in your listed requirements:
“Your bank statements for the last 3 months (should show your employer pay deposits and there shouldn’t be any large undocumented deposits)”
He has huge savings though which he saved from working abroad and he 2 owned houses where he lives and rented the other. Can he still provide his bank statement if it doesn’t generate monthly income anymore?
Thirumal Motati says
Hi Leila! The majority of us are employed, so I wrote this article keeping us in mind. But, of course, there are some exceptions and edge cases. That being said, UKVI would consider someone as retired if they have reached the retirement age and not because they don’t have to work anymore. If your boyfriend is retired because he doesn’t have to work anymore, then he would need to prove that his savings and houses earn him a steady income to sustain his livelihood. If he is simply dipping into his savings, UKVI will not be convinced that he should support your trip.
Comfort says
I just wanted to send a message to thank you for this blog. I recently helped my friend/potential bf to apply for a visa to the UK from Nigeria. He has never left the country before but we decided to take the risk and apply anyway. The decision was delayed way over 3 weeks and even missed the potential travel dates (the 1-week red list entry was partially to blame). However, he has just received his 6-month visa. Hooray! the whole process of making sure everything was up to scratch was a little stressful but with the intent studying of your blog, we made it work. Thank you again!!
Thirumal Motati says
Hi Comfort! I appreciate the kind words! Congratulations to your friend! I’m glad my blog was helpful. Safe travels to your friend and you both have a great time in the UK.
Adeniyi Olufemi biliamin says
Can a self-employed man use his company bank statements to apply or a personal account?
Thirumal Motati says
Hi Adeniyi! If you have a personal account and you pay yourself a salary, that’s much better. If not, you can use your company bank statement but you must write a letter on the company letterhead saying that you have access to company funds for personal use including the UK trip.
Emmanuel says
Hi, I just applied for a UK tourist visa last night. During my application, I selected that I don’t have anywhere to stay though I wrote in the short notes that I will be staying with friends and hotel. I decided to check online to see if this can affect my application. Checking on this page, I also remembered that I did not include that I have been refused a visa to the Netherlands before.
When I made that application to the Netherlands, I was practicing as a dentist in my home country and I had to attend a conference. The reason given for my refusal was not proving enough funds and also not having strong ties in my country. Fast forward, I live in Canada now with my wife who is Canadian and I am also a permanent resident.
Will my past refusal and not stating where I will be staying during my 7 days tour affect my application? I meet all other requirements and I have proof of owning three houses in Canada. Is it a good idea to cancel the application and do everything all over again?
I am no longer practicing as a dentist in Canada and my previous application to the Netherlands stated that I am a dentist and attending an annual dentist conference. Will this affect anything if I do the application all over again and I try I include the refusal? Thank you for your time.
Thirumal Motati says
Hi Emmanuel! In my opinion, the two issues you mentioned may not be an issue. Although it’s necessary to mention any previous visa refusals, the information you have provided in the application is enough to demonstrate that you have strong ties with Canada. You own properties there and you are a permanent resident. You haven’t mentioned but I assume you do well financially as well. So, no need to do another application.
Georgette says
Hello, first of all, I’d just like to mention that I do not know how to start my own separate comment so I am using the reply option.
I plan on completing my application this weekend and I hope you can answer some of my concerns.
I’ll start off with a bit of background. I am a full-time student, unemployed and I plan on visiting my English Boyfriend over (hopefully) Christmas and New Year’s. I am applying for a 6-month visa and all my costs are covered by him and his family.
1) Will the money I have in my account have a strong influence on my application even though everything in my trip will be sponsored?
2) Is a 2-month stay way too long? Would 1 or 1.5 months be okay instead?
3) We do not plan on doing many sightseeings or touring around the UK, our plan is just to spend as much time together, how can I write an itinerary or cover plan if my main purpose of the visit is to just spend quality time with him and his family even though if it’s just in their home?
Lastly, I would like to know if you are at all active on Instagram? I would like to contact you there if I have any other questions.
Thank you!
Thirumal Motati says
Hi Georgette! 1. Since you have a sponsor, the money in your bank account does not matter that much. But it’s essential to show some money in your bank so that ECOs will be convinced that you can support yourself if your boyfriend decides not to support you once you land in the UK.
2. 2-month is definitely too long. Go for 1 month or less.
3. You can mention that in your cover letter. Not spending much time sightseeing is perfectly acceptable in situations like yours.
Yes. You can find my Instagram in the footer. Keep in mind that I don’t check my Instagram DMs that often. The quickest way to get my response is via email. My email is on my “About” page.
Farrukh says
Hello sir. I am a US Green Card holder with a Russian Passport. I have never been to any visa-required countries before. Overall my travel history is a little short. Do you know my chances of getting a UK visitor visa?
Thirumal Motati says
Hi Farrukh, travel history helps but if you have strong ties with the US, you are fine. You hold a US green card, which means you will not jeopardize your path to US citizenship by overstaying in the UK. That’s a strong indicator of ties with the US. In my opinion, you have high chance of securing a UK visitor visa.
Ellen Rose Corpuz says
Hi. I applied UK visit visa and did my Biometric last 14th September 2021. I emailed UKVI and I was informed that they already made a decision with my application but the visa application center where I did the biometric did not contact me yet for the collection of my passport. But before this, I had my first refusal because my residence card is only 1 month valid before I applied. I wanted to know if the first refusal will affect my second application since I have been waiting for my passport for more than 15 working days now even do UKVI informed me that they made already a decision regarding my application.
Further, UKVI told me as well that they don’t know where is my passport now. To whom I should ask where is my passport now? Thank you.
Thirumal Motati says
Hi Ellen! It takes a few days for UK embassy to send the passport back to the visa application center. They are also sent in batches, so it can take a few days. When your passport is back at the visa application center, they will notify you that you can pick up your passport. So give it a few more days before enquiring again. Each UK visa is assessed on its individual merit, so your first UK visa refusal will not affect your second visa result unless you made the same mistakes in your second application that you did in your first.
Kelvin says
Hi sir, my visitor UK visa expires in two months. Would I need again invitation letter and the supporting documents from my uncle as he did the first time? He only sent his bills and passport copy but I added my work contract, leave letter, payslips and bank statement. What documents do I need to renew my unexpired visa? Thanks!
Thirumal Motati says
Hi Kevin! Unfortunately, there is no renewal for UK visas. You will have to apply for a fresh visa. If you need to travel soon and your current visa expires by then, you can apply for a fresh visa now. If you plan to travel sometime in the future, apply 3 months before your trip.
You have to submit the same documents again, but your chances are higher this time since you had a UK visa and have a travel history to the UK. Good luck!
James Clark says
Hi, I am from the UK and I am sponsoring my friend in India to come over for Christmas.
1) I have more than enough money in my accounts here and am being paid a salary, so does it matter if my friend has enough money in his account?
2) I’ve put he’s coming to visit me and my family and I’ve put the length of his stay will be 2 weeks over Christmas. Is this ok or too long?
3) If he is self-employed and not employed will this significantly reduce his chances of getting a visa, as he won’t have a leave approval letter?
4) He is also coming to visit a friend in Slovakia and I have put her down as somebody that will be sponsoring our friend also. Should I keep this information or is it not necessary?
5) There is a question – Does anyone rely on you for financial support? What is best answer yes or no?
6) We applied for my friend to get an Australian visa and it was rejected because of lack of ties to his country. I didn’t put his parents information on the form as he lives in an ashram. We have this information for this application, but what do you recommend to do when it asks about refused visa applications.
7) Do you think it’s worth applying, what are his chances?
Thirumal Motati says
Hi James! 1. No. If you are sponsoring him financially, he doesn’t have to meet the salary and savings requirements.
2. Considering all other factors, I suggest keeping his trip to just 7-10 days for the visa. He can stay longer when he actually travels.
3. Yes. Employment is the strong tie one can have with his country. The chances are lower if he is self-employed and much lower if he is unemployed.
4. It’s not necessary. Moreover, mentioning a friend in Slovakia will complicate his case. It will add another set of documentation. If the ECO is impatient, they can simply ignore the documentation and refuse the visa for a silly reason.
5. This question is for your friend. If there aren’t any dependents financially relying on him, the answer would be “no”.
6. From all your questions, I’m noticing that he lacks ties with his country, which would be an issue for this UK visa too. Yes, you will have to mention his Australia visa refusal in his UK visa application.
7. It’s difficult to answer this question unless I know more about your friend. You can email me with more details about your friend, so I can assess his situation and give you a more accurate answer.
Clement says
Hello, I wish I had found your page sooner.
– I am a graduate student at a University in Rome, Italy
– I recently applied for a UK visa on the 9th of September, however, I might have made an error where I chose my expected travel date for 25th September.
– This means my visa is still being processed at the time of my expected travel date.
– The duration of my trip is 14 days, and I aim to visit my aunt.
– I have supplied all the information required, payslips of my aunt, utility bill, invitation letter and bank statement.
– I’ve supplied all documents regarding my status as a student, with letters from my program coordinator and thesis supervisor.
– I also supplied my bank statements, and other documents regarding my scholarship and accommodation.
– I would like to know if the irregular expected travel date can affect my chances of getting the visa.
Thirumal Motati says
Hi Clement! No. Your expected travel date will not affect your visa result. If you qualify and meet all the visa requirements, you will receive your visa even if your intended travel dates have passed. From the information you’ve provided, I believe you have a higher chance of visa approval. Visa processing is taking longer these days due to COVID, but you will receive your result soon. UK visas are usually valid for 6 months so you can adjust your travel dates accordingly once you receive your visa.
Nuzeefa says
Hello Thirumal, I am planning to visit the UK with my sister as she is traveling with 2 children all under the age of 10 and one infant of 2 months old (all under dependent visa). The main reason for the visit is to assist with the travel and help her with the move to the UK I will get an invitation letter from my brother-in-law who is already in the UK on a skilled worker visa. For my proof of funds, my mother has given me INR 2 lakh for the trip. Will this be acceptable? Also, what are the chances of the visa getting rejected/accepted in such a scenario? Also, I have had a steady job for the past 5 years. Thank you.
Thirumal Motati says
Hi Nuzeefa! Since you are being sponsored, your salary and savings don’t have to meet certain requirements. But any cash deposits that you cannot explain with documentary evidence will raise questions, eventually leading to refusal. I suggest not depositing the cash from your mother. You can keep it in cash form and use it for your travel if you like. But for the visa, that cash deposit will cause issues.
The main important thing is the ties with your country. You have a steady full-time job which itself is sufficient to prove that you have ties with your country. You haven’t mentioned your salary, but if the salary comes into your account regularly, that’s great too.
Along with the sponsorship documents from your brother-in-law, make sure to provide the following as well.
1. Employment letter
2. Leave approval letter
3. Bank statements
4. Cover letter
Kinza says
Hi, I want to visit the UK around December this year with my mother. I am married and my husband is studying in my home country, and I am working full-time since 2019. However, my monthly income is around PKR 50000 (250GBP), I also have a savings account that has almost 22,000 USD in it for the past 2-years. My husband is a foreigner but ever since we got married (October 2019) we have been living with my parents and my father finances us. My father is a government official and has almost 2-million pounds worth of assets, moreover, he will be financing our (myself and my mother’s) trip to the UK.
Furthermore, I have traveled to the UK in the past for education (2017-2019). My parents have also been to the UK in 2019 just to visit. While we visit the UK, my husband will be at my home continuing with his Masters. Other countries that I have traveled to include; Turkey, Dubai and Albania. What are the chances that I will get the visit visa for the UK?
Thirumal Motati says
Hi Kinza! Your chances of visa approval are high. You and your mom have been to the UK before, which would work in your favor. You have considerable travel history as well. You are employed and your husband will remain in your home country during your trip, which again would work in favor as a strong tie with your country. Your salary is low, but your savings are good and your father will sponsor your trip, so I don’t see any issues financially as well.
Everything seems to be in your favor. Just make sure to simplify and organize everything so it would be easy for the ECO to assess your application. Good luck!
Ebenezer Ameyaw says
Hi Thirumal, I would like to invite my sister to visit me here in the UK. Having read all your recommendation posts, I would like to find out what are the key documents I should include in the application as the main sponsor.
My next question is that I invited my family friend to the UK 7 years ago and the person refused to return back to the country she came from. Will that affect my chance of applying the visa for my sister this time? Thank you.
Thirumal Motati says
Hi Ebenezer! Below are the main documents you would need to provide as a sponsor.
-A sponsor letter indicating that you will arrange accommodation, transportation, boarding and other expenses for your sister while she is in the UK
-Your bank statements for the last 3-6 months (must indicate employer pay deposits and have no large undocumented deposits)
-Your British passport main page (or British Residence Permit)
-Your apartment ownership or lease contract (if providing accommodation for your sister)
-Your utility bill copy
Majority of the time, sponsored visa applications are declined due to issues from the sponsor and not from the applicant. If the person you have sponsored in the past has overstayed, it may affect the visas of anyone you will sponsor in the future. Since 7 years have passed, you should be fine. The only way to find that out is to apply for your sister and see how it goes.
Muhammad says
Hi, I cancelled a visit visa application due to an error I made on the form. The application was for my mother and the biometrics haven’t been done yet. After requesting cancellation and refund online it said I will get a decision within 28 days. Can I still re-apply with a fresh application before?
Thirumal Motati says
Hi Muhammad! Since you haven’t given your biometrics and requested a refund, your application is canceled completely. You will need to start over again. You can ignore any of those emails from the canceled application.
Augustine says
Please, I am Augustine from Ghana and am applying for U.K visit visa for 10 days. I will be staying at my mother’s house but will be sponsoring for my own trip, food and flight. I’m working in my country Ghana. I will provide my own bank statement. Will my visa be refused if my mother did not provide her bank statement? Please I need help.
Thirumal Motati says
Hi Augustine! If your mother will be providing you with accommodation, then she is considered a “sponsor”. In that case, she must provide her bank statements along with her employment proof, British passport or residence permit, house ownership or lease contract, etc. If she fails to provide any of these documents, your application may be refused. If you are earning a decent income and capable to pay for your own accommodation, I suggest not using your mother as a sponsor. Then you don’t have to provide any documentation from her. After you receive your visa and when you actually travel, you can stay with your mother. It won’t be a problem.
Ankur says
Hi Thirumal, I have a quick question, my friend got his visitor Visa rejected in 2019 due to the lack of funds, now he has got a job offer in the UK, does that refusal have any effect on his new application? Your thoughts, please. Many thanks.
Thirumal Motati says
Hi Ankur! No. His previous visitor visa application refusal will not affect his work visa application in any way. His work visa will be assessed on its own individual merit.
TEMI says
Hello Thirumal, would I still need a letter of invitation if I’m sponsoring myself?
Thirumal Motati says
Hi Temi! If you are going as a tourist and paying for everything yourself, no need for any invitation.
Ali says
Hi, I’m applying for a visit visa for my mother to come over to the UK from Pakistan. Just want to ask if I state she’s coming to spend time with me and my children and the duration of stay will be 2 months – is 2 months too long? Will they accept that? Also is the family certificate sufficient to show ties to home country eg showing her other children and husband. Finally, the reason why she won’t be paying for her visit – can it be stated on the application that I will be paying for her as she is a housewife and has no regular income. Thanks in advance.
Thirumal Motati says
Hi Ali! I think 2 months would raise questions. I suggest anywhere between 15 to 45 days depending on her responsibilities back home in Pakistan. Merely showing that she has other children and her husband back home may not work. But if you can show that she needs to care for her children and husband would work. For example, the children are in school or her husband at work. It’s fine for you to sponsor her trip and undertake all her expenses while she is in the UK. But ECOs would like to see if she can support herself in the UK if you decide not to support her after she lands in the UK. For that reason, it would be essential to show some financial proofs from her side as well. They can be your father’s bank statements, any properties in her name, etc.
Muhammad says
Hi, I am sponsoring my mother to come over from Pakistan to the UK via visit visa.
Please could you clarify:
1. If I mention on the application her duration of stay will be 2 months and the reason for the visit is to spend time with me and my family. Is 2 months too long? Will it be an issue? Bearing in mind the purpose of the visit isn’t for tourism but rather to spend time with family grandchildren. She will be staying with us at our property.
2. In regards to ties to her home country and proof she will return, I will be submitting a family certificate showing my father and the rest of my siblings – 2 unmarried daughters and 17 yr old son. This will be mentioned in the covering letter. Is this sufficient?
3. In regards to financial circumstances. She does not have a bank account but my father does and he has savings of 32k PKR. This was deposited into the account a few years ago from a property sale. Do I still have to provide proof of the property sale?
4. She would be staying in my family home which I own. What should I put for her trip cost?
5. Do I have to provide an adequate accommodation cert to show the property won’t be overcrowded or is that not required for this type of visa.
Thirumal Motati says
Hi Muhammad! 1. For the visa, I suggest not going over 45 days for a family visit. But when your mother actually travels to the UK, she can stay with your guys for 2 months or even more since the visa will be valid for 6 months. If your mother is over retirement age, she won’t be scrutinized for staying longer in the UK.
2. Yes. That should be sufficient.
3. Large cash deposits only if shown within the 6-month bank statements need to be explained with evidence. Since the property sale happened a few years ago, no need for any proof of property sale.
4. ECOs expect about £150 a day for tourists staying in hotels. But your mother is not a tourist and will stay at your house. So, about £25 a day would be sufficient in my opinion. For 45 days, it would be about £1,125. You can add more if you will be paying for the flight too.
5. Nothing that sorts is necessary. But you must provide documentation proving that you own your house and hence you do not need to bear any accommodation costs for your mom.
Sam says
Good day! My uk visit visa was rejected last year without a refusal letter or e-mail. Please is their any way for me to know the reason why my visa was rejected?
Thirumal Motati says
Hi Sam! You have to call or email UKVI customer service for that. Keep in mind that any calls and emails to UKVI customer service are charged.
Moh says
Hello, I’m from Algeria and I’m going to apply for a UK visa these days. I traveled before to Germany. I have just one problem with my documents that my boss pays me in cash, so every month I put my amount in my bank account. My boss says that he’ll pay me in cash. Do I have a chance to get the visa?
Thirumal Motati says
Hi Moh! It’s fine to get paid in cash. You just have to deposit the salary in your bank account regularly. That way, your salary can be shown in your bank account for your UK visa.
Nhi says
Hello! Thank you very much for your information, they have been really helpful. I’m applying for 6 months visitor visa with an invitation letter from my boyfriend, who is British and had a stable job. From my part, I was a student in Poland for 3 years till now and my study is ended on this September. Unfortunately, my Polish residence card will also expire on December. I have travelled to Thailand and a couple of Schengen countries. Do you think that I will succeed in applying for the UK visitor visa? Thank you for reading and I hope to hear about your opinions soon.
Thirumal Motati says
Hi Nhi! Since you are no longer a student and do not hold residency in Poland, you will have difficulty proving your ties with Poland or your home country. Unfortunately, this will lower your chances of UK visa approval.
Jude Ughanze says
Hello, I’m Jude, I recently applied for a UK tier4 visa the surname in my senior school certificate was wrongly spelled as Ughanle instead of Ughanze. I did an affidavit, in the affidavit, everything was properly stated except in a place where instead of my name was wrongly captured they wrote my date of birth was wrongly captured. What could be the fate of my application?
Thirumal Motati says
Hi Jude! Unfortunately, my knowledge and experience are only in tourist visas with “tourism” intent. I don’t know much about student visas. Sorry about that.
Heer says
Hello Sir! I was once refused a UK visa in 2017. But I got the UK visa when I applied for it in 2019 and visited the UK in July 2019. I want to know is it possible that I can apply for a 10-year visa. My source of income is also good. Want your thoughts on whether is it good to apply for a 10-year visitor visa.
Thirumal Motati says
Hi Heer! For a 10 year visa, you must justify that you have the need to travel to the UK regularly. If you just want to get a 10-year visa instead of 6-months, then it’s difficult to justify. I suggest applying for a 2-year visa for now. Once that expires, apply for a 10-year visa.
Anas says
Hi, I’m applying for a student visa. A few years back when we were visiting the UK we applied for an Electronic Visa Waiver to the UK and we had entered the wrong flight information by accident. We were stopped by immigration and given a verbal warning but we were still allowed into the country. Do I have to disclose this in my application? And will this have an effect on my visa application?
Thirumal Motati says
Hi Anas! No. You do not need to disclose this information. It’s neither a visa refusal, entry denial nor deportation, so no need to disclose.
Sania says
Hello! Please can you help me out with this tourist visa? So I am looking to apply for my auntie and her 2 children to visit the UK from Pakistan. I wanted to know what are the chances were of approval.
She was the sole carer for her father who passed away last week. Ideally, we want to call them here for a short break for their mental health and so they can move on from the death. My auntie is single but has her own house and has lots of land in her name and is financially stable to look after herself and 2 kids. We would sponsor her whole trip for the short time she is here. Her tie to Pakistan is that her 2 kids will need to return to Pakistan to continue with their studies. She also has a Newly refurbished home so has something to go back to.
Do you think this case will be strong enough to grant a tourist visa? Thank you in advance.
Thirumal Motati says
Hi Sania! Yes, I think her case is strong enough. She can use her properties on her name as an economic tie with her country. The kids in the school would work as a reason to return back to Pakistan. Also, in the cover letter, you can be honest and mention that you are inviting them for a short period so they can move on from her father’s death.
Emma says
Hello, thank you for your time! I am inviting my husband to visit in the UK (works abroad) he has been here but the second application got declined (we made an error calculating his income from a business we have and didn’t put a cover letter to explain money that I also send) so they believed it was somewhat inflated. They also stated that I didn’t add bank statements (our first successful application I didn’t submit bank statements). We are preparing to re-apply and plan to be putting in 3 months bank statements from myself (as I am the sponsor) and likewise him.
My question is:
I have a stable job (over 10 years) working for the government earning between £2800-3200 a month after tax. I also have £2000 currently in savings (gifted to me from my mum’s pension payout) (before he comes this will increase as I’m working extra and saving). I want to state that this trip will cost £1500 in total (have my own house etc). What do they look at/for on the statement? will this amount be ok? I’m also looking to get a solicitor to support the application due to the decline is this needed? We are applying in October and plan for him to come in November. Thank you
Thirumal Motati says
Hi Emma! ECOs look for continuous income and enough savings in your bank statements in order to assess whether you can support your husband’s trip. If you have £2800-3200 income per month and savings about twice as that, you will be fine. But keep in mind if the £2000 gift from your mum appears in the bank statements, you will have to explain and provide documentary evidence. Since you will apply in October, this may not be an issue.
£1500 for the trip depends on many things. ECOs usually expect about £150 a day expenditure. Since you own the house, the expenditure can be lower. I suggest you adjust the itinerary depending on your budget. For example, £1500 is good for 10 days. Since you own the house (and make to explain this in your cover letter), £1500 is fine for a 20-day itinerary.
Chamundeswari Srinivas Rao says
Dear sir, my transit visa was refused stating that the intention to leave within 48 hours is not clearly demonstrated in the application, though I have attached my work permit visa for the destination country and travel itinerary. I have to reapply. Can you please advise on how to go about it? Please share the template for the cover letter.
Thirumal Motati says
Hi Srinivas Rao! For transit visas, you must provide confirmed flight tickets. You can provide a “flight booking” from a travel agent too, but I suggest providing a “confirmed ticket”. I have a detailed article on cover letter, please refer to it for the template.
Jonida Katroshi says
Hello! Can anyone tell me please my boyfriend is planning to visit me in Uk from Bulgaria with an Iraqi passport? He is studying dentistry in the 5th year and he has to go back for one more year of studies. At the moment, I work as a dentist for few months. He is planning to apply for a visitor visa. Do you think it is best to send him an invitation? And do you believe his application will be successful? His travel history is Bulgaria, Turkey and Iraq.
Thirumal Motati says
Hi Jonida! Your boyfriend is covered in terms of ties with Bulgaria (he still has a semester to go) and travel history (not enough but workable). If he has the means to travel and support his trip, then he has a higher chance of approval. You can send him an invitation letter, your UK passport and other documents to prove your identity. But if you also plan to support his trip, then you will have to send him your employment, financial proofs and rental agreement as well.
Jasmine says
I currently want to get a UK visiting visa and I’m working in a place where they don’t give an introduction letter to non-full-time employees. I’m worried because I believe that’s a very important document that proves you have reasons to want to come back home. What alternatives can I have?
Thirumal Motati says
Hi Jasmine! Yes, an employment letter is needed but most importantly a leave approval letter is the one that proves you have a reason to come back. So, if your employer can provide a leave approval letter that would be fine. An introduction letter may not be needed in that case. If you can’t get either of them, the chances of approval are low. But you can improve your chances by being strong in other areas such as income, savings, travel history and economic/family ties.
Michael says
Hello, I’m a Nigerian but currently residing in Jamaica, also a student and wish to embark on a UK tour with my football team. I was refused a South African visa 4 years ago but I have traveled to 2 other African countries after then and have the visas on my passport. Will the previous south Africa visa refusal affect my UK visa?
Thirumal Motati says
Hi Michael! No, your previous South Africa visa refusal will not affect your UK visa. But you will have to mention that you were refused a South Africa visa. Failing to mention your previous visa refusals in your UK visa application can affect your visa result.
Janna says
Hi sir, I’m planing to apply for tourist visa from morocco. I have 2 kids who just been granted UK passports through their dad who passed away. We all were living in kenya and I overstayed because my huband was not able to get me a pass dependant on him so we were just renewing the tourist visa until I left the country after he passed away. My worry is that would this be a problem? Can the UK immigration find out that I overstayed in Kenya? My second worry is that I do not have a sponsor so I will only do hotel booking. Will this cause a problem?
Thirumal says
Hi Janna! Sorry to hear about your husband. If you were renewing your Kenyan tourist visa, then you haven’t overstayed in Kenya. It would be overstaying if you remained in Kenya after your visa was expired without renewing it. Since we now know that you haven’t overstayed, you don’t have to mention it in your UK visa application.
Sponsorship is not necessary. If you can afford the trip yourself, there is no need for seeking sponsorship. Most times sponsorship can do more harm than benefit. Hotel booking is fine.
JEWEL KHAN says
Hello sir, how are you? FDR can be an investment and income source? I have FDR and I am getting from this interest every month. How I can show this to ECO?
Thirumal says
Hi Jewel Khan! A fixed deposit that pays interest can be used as an investment and income source. You must provide necessary documents to prove that it’s a fixed deposit and the interest is paid into your bank account.
Molly Shepherd says
Hello, my Partner applied for a UK visit Visa recently and it got refused. He is an Indonesian Citizen. The reason it got refused was that I said I was sponsoring him fully and financially for his trip here but failed to put my name on the bank statement. Another reason was that they believed he didn’t have enough reasons that he would return to Indonesia as he is currently unemployed. On the visa application, he was originally coming for 28 days.
He does not have a bank account or any source of income apart from Western Union payments from me to him (which we have proof of).
We are now reapplying for his Visa on the grounds that even though he is unemployed currently, he does have work to return to in August. What is your advice? Shall we put that he is staying for only 2 weeks on the application? Is my bank statements enough (as I do have over double the finances needed). Thanks.
Thirumal says
Hi Molly! Apologize for the late response! If he has a job offer to start in August, then yes, it will work as a reason for him to return. He would still need to show bank statements from his side. UKVI needs to confirm that he can support himself in case you decide not to support him after he lands in the UK. This actually happens quite a lot and therefore, UKVI is quite strict about it.
Mohsin Rasheed says
Hello Thirumal, hope you well and safe. By way of introduction, my name is Mohsin Rasheed from Pakistan. I am a sportsperson. I just need to know from you, I visit Australia 5 times as a temporary worker, 2 times Qatar, 1 time India, 1 time Saudi Arabia, 3 times England, I came back from Australia last year in march before lock-down in Melbourne. I have 5000$ in cash I withdraw from my bank account in Australia. I convert only 100$ last year in April and still have 4900$. I have a family business in which I was working with my father part-time but from last September full time. Every month my salary of 75000pkr cash is deposited from my father into my account. I just received invitation documents from a cricket club in London. In 2019 I got a UK visa for 6 months. Will you please suggest to me how to plan this time to get the visa? My sponsor provides me everything, accommodation, food, air flights, local travel, and I have my 15000$ contract with my Australian-based club as well. I’ll be waiting for a response from you. Thank you!
Thirumal says
Hi Mohsin! You are a professional sportsman. You shouldn’t have trouble securing a UK visa. You seem to have everything in order for your visa. Just a couple of things to keep in mind though –
(1) Do not deposit the 4,900$ cash in your account. If you do, you will have to prove the source of those funds (which shouldn’t be an issue either), you will have to provide bank statements from Australia and explain them in your cover letter. To avoid all that trouble, simply show the income you earn from your father’s business. Deposit that amount only if you are low on cash in your account for your visa.
(2) Provide any/all documentation to prove that you are a professional sportsman including certifications, awards, current/previous contracts with clubs in Australia, UK and India. This will emphasize that you are a professional sportsman and your purpose of the trip is to play for the club.
(3) Finally, if you have a signed contract with the cricket club in the UK, provide that too. If not, the invitation should work as well.
Mohsin Rasheed says
Hi Thirumal! Thank you for your kind reply and I understand. Sorry I forget to tell you that I’ve already downloaded my Australian account statement and already convert the dollars to PKR and get the customer convert recipient slip. If you suggest then I will deposit the amount in my account, and yes I have my current signed contract with the Australian club, a proper invitation from the UK club. Let me know can I deposit the amount in my account and show account statement and convert recipient as a proof, or just mentioned in the cover letter I have savings? I’ll be waiting for your kind response.
Thirumal says
Hi Mohsin! For large deposits, you must provide documentary proof, which you already have – Australian bank statement and currency conversion receipt. Since you have the proofs, you can go ahead with depositing the amount in your account. Make sure to mention this transaction clearly in your cover letter with details such as Australia payment date, withdrawal date, currency conversion date and Pakistan deposit date. Otherwise, ECO may assume this an “undocumented” large cash deposit.
Aliya says
Thanks for this really useful information. My partner (not yet married) and myself have not submitted the visitor visa application yet because we’re pretty sure it will be rejected!! I am fully sponsoring his trip here for two months, he is coming here to meet my family and spend the summer with us so we can decide on the next step i.e. marriage. He needs to get along with my family and see if he can cope in the UK, he comes from Tunisia.
He is currently unemployed but gets a very small income from his sister in France from her business he invested in. This money he receives is ad-hoc when his parents visit Tunisia from France at least twice a year and he gets this cash so doesn’t have a bank account. He has lived and worked in the US for a few years and returned voluntarily when his visa expired and also recently visited turkey for a holiday.
1) Does he need to open a bank account and deposit funds even though I’m sponsoring and because he’s unemployed this won’t be regular income or enough to cover the trip?
2) Sounds like two months is too long, even though the reason and request are valid, for our relationship to succeed he needs to see if he can live here in the future and then we apply for a fiance visa when he returns to Tunisia after this visit.
We have been very honest and transparent on the application form and covering letter but I do feel that the application will no doubt be rejected on the above two points having read your blog on here.
Please advise whether we should just not bother with this visitor visa and maybe risk it with going straight for the fiance visa (even though the bank account and income will still be an issue).
Thirumal says
Hi Aliya! Your intentions are good, but UKVI has to make sure that your partner will return back to Tunisia in case you two decide not to get married. He doesn’t have strong ties with Tunisia, so UKVI would assume that he has no reason to return back. This reason will alone lead to his visa refusal.
I suggest taking about 6 months of time and have him build strong ties with Tunisia. Employment is definitely the most important one. Usually, 2 years of continuous full-time employment is necessary, but 6 months or more is still better than nothing.
Now, coming to your questions –
1) He needs to open a bank account. The funds must be his own income or allowance from parents/relatives if he is a student. It’s fine if the savings aren’t enough for his trip since you will sponsor his trip. What’s important is his income and savings.
2) Two months is quite long. UKVI uses a £150 daily budget per person. The income or savings requirements can get unrealistic. I suggest asking for a maximum of 2 weeks. When he actually travels, he can stay up to a month and that should be fine. If necessary, he can do another trip for another month since his visa would be multiple-entry and valid for 6 months.
I don’t know much about a fiance visa, so probably I can’t say if that’s a better option for you guys. Hope that helps! Let me know if you questions.
Cynthia Rose says
Hello sir, thank you for this wonderful write-up. I am a doctor based in Nigeria and for the past one year I have been unemployed because of pregnancy challenges and I just gave birth. I intend to travel to the UK for Plab 2 exams. My husband will sponsor my trip. Do I need to show my bank statement since he is the one employed and he has the money? I don’t have any savings to show. Will it be a problem?
Thirumal Motati says
Hi Cynthia! Unfortunately, I think that would be a problem. Let me explain. Assume, your husband is a UK citizen and living in the UK, it would be quite easy. If your husband is non-UK citizen but living in the UK, it wouldn’t be that easy, but still manageable. But your husband is a non-UK citizen, living in Nigeria and will not travel with you to the UK, so it would be very difficult to satisfy the ECO.
ECOs would like to see some financial stability from your side just in case your husband decides not to support your trip after you land in the UK. Therefore, it’s important to show some income and savings in your bank account too. With no income and no savings, it can be extremely difficult.
Babu says
Hello Thirumal, I understand your busy schedule but I would appreciate your kind advice here as I need your help and guidance.
I had applied for UK Visitor visa for both my wife’s elder sister and her son (1 year 9 months) and got refused recently. I had mentioned in the visa application that I need their help for my wife during her pregnancy delivery time and also stated that we have are planning to visit UK attractions. In the refusal letter, they had mainly stated that they don’t believe that my sister-in-law was a genuine visitor and she might not leave at end of her visit to the UK. But mentioned that they appreciate she is coming to help my wife during pregnancy and also from my sponsor bank and other documents they are happy.
I think the mistake was from my end as I had nowhere mentioned that my Sister-in-law is having 5 years daughter going to school and also about her husband that he is doing a software job. So I’m submitting a new visa application again for their visa with few more documents that should make them confident that she will return back. Can you please help me with what chances are there to get approved this time and what additional justification required from my end further?
1. As my sister-in-law is a housewife, I’m mainly planning to add her husband’s bank statements and salary payslips.
2. Do I need to change their purpose of the visit as tourism now, but that might contradict what I said in the recent visa application?
3. I’m planning to add land property documents that are in her name as that will be helpful
4. Also will add her daughter school ID card and recent mails from her school as a proof
5. She is not having much balance in her account, will that work if I’m depositing money into her account? My friend said that might create further problems as they might look for the source of funds and refuse again.
5. Thinking to add their family photos as well
6. Anything to be added specifically for the child as he is 1 year 9 months and I have only the birth certificate with us?
Can you please check and advise me as their travel is important for me. Any help would be highly appreciated. Thanks in advance!
Thirumal says
Hi Babu! It’s important to mention the family members remaining at home while the applicant travels to the UK. This demonstrates strong family ties and helps convince that your sister-in-law will return after the trip. But don’t sweat it, you can fix these in her re-application.
1. Yes. Apart from those two, I also suggest adding the following documents –
– Her husband’s employment letter. This will help to show that he must remain in India while his wife travels to the UK, again demonstrates family ties.
– A letter from her husband stating that he has no objection to her traveling to the UK to help her sister, she needs to take her son with her as he is young and needs her attention and their daughter will remain in India to attend school. Also, have him mention in the letter that he has attached his employment proofs, bank statements and payslips.
2. NO. Do not change the purpose. It’s a genuine purpose and there is nothing to hide about.
3. YES. If your sister-in-law has any properties, fixed deposits, etc. please attach them to her application. This will demonstrate her economic ties with India.
4. YES. Apart from those, see if she can add her school fee receipts. Again, these demonstrate her family ties.
5. NO. Your friend is correct. If unexplained, such large deposits of cash usually lead to visa refusals. For the UK visa, she must show enough funds in her account. This is to prove that she can support her trip in case her sponsor decides not to support her. I usually advise such applicants to wait a few months and slowly build their savings. But your sister-in-law’s trip is time-sensitive (pregnancy/childbirth), so we can’t wait a few months for her to build her savings. I suggest going with whatever she has at the movement. She has strong family and economic ties, so I think she will be fine with her bank statements.
6. Nothing really. The birth certificate will prove their relationship.
IMPORTANT: Your sister-in-law must attach a detailed cover letter, explaining her purpose of the trip, the number of days she will remain in the UK, her previous visa refusal, that she is a housewife, that you or her husband is sponsoring her trip, her daughter and husband will remain in India and her intention to return back after the trip. I have a detailed cover letter template, email me if you need a copy.
Babu says
Thanks you so much for your detailed response. Please share me cover letter template, that would be helpful. I had mailed you separately. Thanks
Kennedy says
Hi, Mr. Thirumal.This is Kennedy from Kenya. Need to apply UK visit visa but some requirements such as bank statements are a hindrance since am still in college not yet employed. It’s my family catering for every expense from traveling to accommodation. Kindly help.
Thirumal Motati says
Hi Kennedy! As a student, you can seek sponsorship for your trip from your family. Since someone else will be paying for your trip, UKVI will put more emphasis on your ties with Kenya. If you have more semesters remaining to graduate, then it can work as a tie with Kenya.
Mehreen says
Hello, I had reviewed your entire blog and looks really informative. I would like to visit the UK for my US nursing license Exam. I have few queries particularly to UK Visa Application are as follow:
1. I am a Pakistani citizen, currently living in Portugal with my husband on a residency card. I am unemployed and my husband will sponsor me but due to covid he lost his job on march 2020-July 2020 then he got a job in august 2020-November 15,2020 then for about 1 month he has an employment gap now he is working from this new year. Does this affect my visa application? As you know about the situation of global Pandemic.
2. I am a registered nurse, experienced in this field from Pakistan but unfortunately due to the Portuguese language I am not able to continue with this career in Portugal. That’s why I am unemployed does unemployment would affect my Application? What things that I can show them that I will return back to Portugal. My husband will remain in Portugal during my trip.
3. I traveled to Germany on a Schengen visa and then come to Portugal and got TRC on the basis of my husband. Portugal comes under travel history or only I put Germany as travel history?
4. In the UK visa application form, they asked about the living situation as I am living with other 7 family member including husband in the shared apartment so how can I mention in this form and how should I proof it as the home contract is on me and my husband name only and rent we are paying is 950euro/month, here the basic salary is 635euro/month, bills are deducting from my bank account with my husband name. so How I can prove this situation that we are living with 3 more families. Also, it’s written in the contract only 5-6 family members allowed but names are not mentioned. Kindly guide me on this.
5. I visit the UK most probably in April for 2 nights only including 10 days of quarantine like it would be a total of 13 days of the trip. I would be staying in a hotel. How much trip expense should be mentioned and how much total saving available for this trip?
6. What are the visa chances and when should I apply to get the visa as there is a lockdown in the UK nowadays so I am afraid about the refusal but I have a genuine reason to visit the UK for an exam with proof of appointment.
7. I have my husband’s job contract, salary slip, job declaration, residency card, tax return, bank statement all these in the Portuguese language do I require to translate all of them to English?
kindly address my queries. I look forward to your positive response. Thanks!
Thirumal says
Hi Mehreen!
1. We all understand the havoc the pandemic had on us, but for UKVI it’s important to have continuous employment. ECO’s suspect that you do not have strong ties with Portugal if they see gaps in your husband’s employment. Your husband’s employment gaps can lessen your chances of securing your UK visa. There is no way around it. You just have to take chances.
2. Being employed shows that you have ties with Portugal. It also shows that you have your own income, savings and can support your trip financially. Being unemployed can lessen your chances of securing your UK visa. Again, there is no way around it, so you will just have to take chances.
3. Portugal is your “country of residence”. Your travel history must include all countries excluding your country of residence. So in your case, it would be Germany only.
4. You will be fine if you or your husband’s name are on the contract. You can divide the monthly rental by 5 or 6 depending on how many are on the contract and quote that much as your monthly rental. But if the contract is in someone else’s name, then it’s really difficult to convince the ECO.
5. Usually, it’s 150 GBP per person per day. For a 13 days trip, your trip expenses should be around 1,950 GBP. In your husband’s bank statements, the savings must be double your trip expenses, about 4,000 GBP.
6. Usually, you can apply up to 3 months in advance. You should apply for your visa as soon as possible. In case of rejection, you will have enough time to re-apply.
7. Yes. You must provide certified translations of all those documents. Google for certified translators in your area, they will do the translations for you.
On the positive side, your husband will remain while you travel to the UK, which works as a tie with Portugal.
Write a detailed cover letter explaining your husband’s employment situation, your employment situation, why you would need to travel to the UK, etc. Keep the cover letter in an easy to read format with bullets, short paragraphs and highlights. Good luck!
Sahiba says
Hello, it’s me Sahiba. I’m planning to travel to the UK on a visit visa in Feb along with my daughter. I have monthly salary deposits in the bank, no other transfers. I traveled to the UK last year in June for a week. My monthly salary is 5,000 AED and my deposits in the bank are around 9,000 pounds and I’m planning my trip for 5-7 days. Will it be easy to get the UK visit visa again?
Thirumal says
Hi Sahiba! In my opinion, you meet the financial requirements for the UK visa very well. You should be able to get another UK visa without any issues. For more information on the financial requirements, refer to my bank statements for UK visa article.
edwardo says
Hello there! I applied for a tourist visa to the UK a year ago but, unfortunately, it was refused. I am planning to reapply again hopefully by next. The problem is, I don’t have anymore the refusal letter with me. How can I reason out why I was refused on my next application? Do you think it will affect on my next attempt?
Thirumal says
Hi Edwardo! If you don’t remember the reason, you can mention “ECO discretion”. It’s important to mention your previous refusal. The reason itself is not important. And, it won’t affect your next visa attempt.
Harini says
Hello! We live in the UK and my parents are planning to visit us. But my father is retired and my mother is a homemaker. The monthly source of income for them is interest on fixed deposits and help from us when required. They live in their own house and have 20 lakhs fixed deposits. Could you please advise how much balance they need to show in the account and can the amount be shown in the form of fixed deposits or it must be liquid cash in the account? Thanks.
Thirumal says
Hi Harini! Generally, applicants over retirement age are not scrutized. They have higher chances of approval with minimal documentation. Here are a few points to keep in mind.
Income: They can show the interest on the fixed deposits and the occasional cash from you. If the cash deposits from you were large and random, they need to be properly explained in their cover letter and in your sponsor letter.
Funds: They have to show some liquid cash in their account. Usually, applicants have to show at least £150 per day budget. Since they are retired and you will take care of their expenses, a bare minimum budget would work fine. I would say about £30 a day is good enough.
Economic ties: They can show their house ownership and fixed deposits as their economic ties with their country. This works in their favor.
Cover letter: Make sure they write a detailed cover letter explaining their purpose, itinerary and circumstances.
Along with the above, you must provide the following from your side
-A letter from you undertaking that you will bear all their expenses in the UK
-Your bank statements for the last 3 months (should show your employer pay deposits and there shouldn’t be any large undocumented deposits)
-Your passport copy
-Your visa/ILR copy
-Your house ownership/rental proofs
Peter says
Good evening! How much should be my monthly income and how should be the balance in my bank account before applying for a UK visa?
Thirumal says
Hi Peter! UKVI does not provide any guidelines on the income and funds required for a UK visitor visa. This lead to a lot of confusion and many wouldn’t even though the issues with their bank statements until they see the refusal letter. So, from my own experience and readers’ experience, I wrote a detailed article on bank statements for UK visa. Please take a look, that should answer all your questions.
Amankwah says
Hello! Nice work and responses so far. I plan to join my spouse who is currently on a tier 4 student visa as a dependant partner. I have a travel history to neighboring African countries and a previous UK refusal. I have my savings slightly above the required amount. Want to know if this is okay and also if a leave letter would be required from current employment since my stay would be for more than eight months. Also if am writing a cover letter, what are the major narratives I need to highlight.
Lastly, am I able to make multiple trips using the dependant visa?
Thirumal says
Hi Amankwah! My knowledge and experience are mostly in tourist visas. I don’t know much about dependent visas. As far as know, your partner must satisfy UKVI that he/she has the capability to accommodate you in the UK for that long. Therefore, your travel history, savings and employment information may not be that relevant.
Sana says
Hi, our visit visa got refused. I really don’t know how ECO has calculated our monthly expenses.
Decision.
“You state your expenditure is SAR 3500 per month. I note on your bank statement provided that your expenditure each month is more than your stated amount declared. As such I am not satisfied that you provided an accurate portrayal of your current personal circumstances or the balance shown in your accounts will genuinely be available to you in the UK”
I have mentioned SAR 3500 and given the detail in my application and cover letter as well.
Total Expense SAR 3500 (SAR 2400 average shown in statement and SAR 1125 house rent per month which paying quarterly)
Statement shows:
June 2,173.51
July 2,457.77
Aug 2,345.80
Sep 2,435.83
Oct 6,106.08 (Paid 3 months rent (Oct, Nov & Dec) receipt was attached along with the rental agreement)
Total = 15,519.80
Average = 15,519.80 / 5 = 3,103.96, which is less than SAR 3500. How he has calculated? Any idea, please? What I have to do now? Can I go for PAP?
Thirumal says
Hi Sana! The ECOs interpret the bank statements in their own way. They are familiar with the UK lifestyle and quarterly rent may not be common in the UK. I’m assuming that ECO paid close attention to your October statement and obviously, the expenditure was higher due to quarterly rent. This made the ECO think that your expenses are much higher than what you have mentioned.
You cannot appeal (or PAP) your UK visitor visa decision. You can only re-apply. In the “other information” box of your re-application, mention your previous refusal and the reason. Challenge the refusal with your explanation and use the above calculation. Do the same in your cover letter too. It must be the first section of your cover letter. This will take the new ECO straight to the point and will make him/her pay attention to your previous refusal and the new information/explanation/documentation provided. Use subheadings, bullets and screenshots to get your point across quickly and clearly.
Clarks says
Hello, I was just refused a visa today, I was applying to attend a conference and my refusal from the Officer was he was not satisfied with the origin of funds in my account. I am the CEO and managing director of the company, I attached a copy or receipt of a car I sold and a couple of payments received from my clients. Management came to an agreement that there will be no salary from March until October when things picked up and receive my salary. What is your opinion on reapplication again? Thank You.
Thirumal says
Hi Clarks! You haven’t mentioned whether your UK visitor visa was for business or tourism. If traveling for business, you can reapply by explaining the cash flows in detail in your cover letter. Bold/highlight the text and add screenshots if needed to make it more detailed. But if your purpose is tourism, then ECOs would want to see personal bank statements with steady cash flow. ECOs will not be satisfied with business bank statements as they believe that cash flows in business accounts fluctuate a lot and you may not have enough cash when you actually travel.
Ruth says
Hello Thirumal, my tourist visa was rejected a week ago. I realized I had done a lot of mistakes and didn’t send enough proofs about what I was saying in that application, this time I’m trying to send all the documentation to avoid failing.
1. Family ties: I have a son, I showed his birth certificate but it seems they overlooked at it. This time I will send a school certificate where says he is at school. would I need something else? I don’t have school receipts cause he is studying there as a scholarship he won this year and I don’t pay anything. I have a notarial agreement where it is said I have the custody of my son, it means I’m responsible for his wellbeing, this document has 3 pages and also says the amount of “extra money” I get every month from my son’s father and I wrote as part of my income last time. My son’s father sends this money to me through Western Union because he is living in his country now. What do you think about this document? I thought to show it and highlight the part where says I have the custody and the extra money I get.
2. My cover letter has 2 pages and a very small paragraph in the third one. Is it too much? I bought your cover letter model but this is very specific and I need to explain some points carefully this time.
Thanks in advance.
Thirumal says
Hi Ruth! Sorry to hear that! Regarding 1, Family ties, you haven’t mentioned whether you will be traveling by yourself or with your son. If you will be traveling with your son, you must show his school fee receipts or scholarship document. This will work as proof that you have to return back to your country for your son’s school. But if you will be traveling by yourself, it can get a bit complicated. ECOs may question you on why you are traveling by yourself, who will take care of your son while you are on your trip, etc. You must explain these things in your cover letter.
Regarding 2, the cover letter template is meant for general cases. Yours is a bit unique and you may have to explain a few things in detail. That being said, I still suggest not going over 2 pages. If you can’t bring it down to 2 pages, at least, mention the important points on the first page. That way, ECOs will not miss any crucial information.
Ruth says
Thank you very much for your response, I will travel alone, my son will remain in my country with my parents. I have one more question. Do you know in which section I should upload the cover letter? I mean, in the part to upload there are some sections like employment evidence, sponsor evidence, educational evidence, additional document/others, etc I suppose it should be upload in “additional documents” but this section is almost at the end, they wouldn’t read my letter at the beginning that is what I want because I need to clarify some points of my application or it doesn’t matter at all?
Thirumal says
You’re welcome! In that case, mention the reason why you would be traveling by yourself, who will take care of your son, etc. in your cover letter. You can upload your cover letter in the “additional documents” section. A cover letter is not mandatory and therefore it has to go in the last section. ECOs pay attention to the application and supporting documents first. Then they would look at additional documents such as a cover letter. That’s the order they follow and we can’t force them to read the cover letter first. That’s why we have to keep the cover letter short and concise.
If you have to convey something very important, use the box for the question “Is there any other information you wish to be considered” in the application. You can easily write a few paragraphs here and that would be enough for the most important information. Put the remaining information in your cover letter.
Fk says
Hi, I have a sponsor who lives in the UK on PR. And I intend to visit him. He wishes to fund my trip and provide accommodation and all possible expenses. I am looking to get permission from my office, I also intend to submit a cover letter, proof of relationship and payslip. Do I still need to submit a bank statement if I already have a sponsor?
Thirumal says
Hi Fk! Yes, you would still need to submit bank statements from your side. ECOs would want to see if you can support yourself if your sponsor decides not to do so. You may not be subject to the minimum spend limits (such as 150 GBP per day), but showing some savings, salary deposits in your bank statements will definitely work in your favor. Good luck!
Sana says
Hi Sir, me and my husband living in Saudi and planning to visit the UK. Could you please advise us on below?
1- As we are expats so what kind of ties we can show in Saudi. We don’t have kids and no other family member is living with us.
2- Do we need to provide flight and hotel reservations because as per gov.uk flight and hotel bookings should not be sent unless specifically asked.
Thirumal says
Hi Sana! 1- You have strong ties with Saudi if you are living in Saudi for more than 2 years, employed full-time and own any property. There is no need for other family members living in Saudi. You just have to prove that you have a good life in Saudi and you will not jeopardize that by remaining illegally in the UK. Also, providing a leave approval letter from your employer and a detailed cover letter will help.
2- Correct. You DO NOT need to provide flight and hotel bookings for UK visa. Only a few nationalities are still being asked to provide these, but you will see that in your document checklist once you submit your online application. Even if you are asked to submit one, it’s quite easy to get a flight itinerary from British Airways website for free.
Sana says
First of all thanks for your time and reply, sorry if I am disturbing you but I need your advice on the below points.
1- Our total expense for (two-person) will be GBP 2000 so do we need to write a total 2k in both applications or 1000 in each application?
2- As you have advised daily expense GBP 150, is this including Air Ticket or without?
2- In travel history we have mentioned that we were frequently traveling to home country so do we need to make copies for all exit-entry stamps and attach with the application or they can check themselves from our passports?
Thirumal says
Hi Sana, 1- You must write 1,000 GBP in each application. Total expenses are per person, so 1,000 GBP would be appropriate in your case.
2- The daily expense of 150 GBP is NOT including the air tickets. This is the approximate amount per day WITHIN the UK, such as accommodation, food, transportation, sightseeing and shopping.
3- No need to attach copies of entry-exit stamps. You just have to mention your travel history for the last 10 years in your application. If you have traveled to a country multiple times in those 10 years, mentioning your most latest trip would be sufficient. If you have any old passports that show the travel history in the last 10 years, you must submit those old passports as well.
Sara says
Hello. Thanks for this article. It was very helpful. My situation is somewhat different.
I am a British citizen and my husband is Egyptian. We were both expats working in Saudi ( where we met and got married) until the end of 2019. I moved to Malaysia when I received an English teaching job in October 2019. My husband joined me in December 2019. He found employment in February 2020 just before the COVID/lockdown situation. This company has been setting up its branch in Malaysia but issuing work permits to their employees was delayed due to COVID.
My husband was granted permission by the Malaysian government to extend his social visit visa and stayed there until August 2020. He has been working remotely with his company and they have been paying him into my Malaysia bank account ( We have full bank statements which show this).
We both returned to Egypt together so he could renew his passport. I am on maternity leave from my job in Malaysia, 7+ months pregnant and want to go back to the UK to give birth with my husband.
He applied for a visit visa providing the reason that he wants to accompany his British wife to the UK, showed his company letter confirming his salary, marriage certificate, his Egyptian savings account (which has more than double the amount he’ll need for his trip) and my UK bank account.
His visa was refused because his statement did not show his monthly income from his current employer. They also said they were not satisfied he could fund his 2.5-month stay (he needs to stay for that long because I’m having a baby).
In the last submission, we didn’t think it was necessary to show my Malaysian bank account statements which include both our income. We will resubmit and I will include details of my employment, his pending Malaysia work visa e.t.c.
Do you think this will clear their doubts? Can you advise on anything else we could include?
Thank you for your time.
Thirumal says
Hi Sara! Yes, I think that should clear their doubts. But keep in mind that ECOs have limited time to spend on each case and they could easily overlook crucial documentation if it’s buried down other documentation. To make things clear and get to the point quickly, I suggest writing a detailed cover letter with subheadings and bullets to point out his previous refusal, the reason for refusal and new/additional documentation to address the refusal.
Also, have his employer mention in the letter that his salary is currently deposited into your account with details such as your account number, country, dates of salary deposit, the reason for depositing his salary into your account, etc.
Have your husband write in his cover letter that he is providing two sets of bank statements – one from you (Malaysia) to show his salary from his employer and another (Egypt) to show his savings that are more than enough for his stay in the UK.
And finally, look into applying for a spouse visa which is more straightforward since you are married already.
Sara says
Thank you so much for your reply.
Re submitted and waiting..
its nerve wrecking!
Unfortunately, I cant apply for the spouse visa because I work and live abroad.
Hopefully, I can try for the 2 year one next.
Felicia Siameh says
Hello sir, please do I need a transit visa when going to the UK through Amsterdam since Brexit has come to stay?
Sir, I was asked by T L S contact in Accra to book a new appointment date for my visa application because I couldn’t make it to my appointment before the office closed in March 2020. Please my worry now is I was using my 2020 annual leave for holidays in the UK. Now my leave is already over so if I will make any trip, it has to be next year June 2021 since there is no date appearing for next year to be booked. Should I attach a cover letter asking my visa to take effect from next year? Please sir, your advice will be of help and welcoming. Thank you.
Thirumal says
Hi Felicia! The UK is still in the transit period of exiting from the EU. Therefore, till the end of this year, you can still transit through any Schengen country with your UK visa. You do not need a Schengen transit A-type visa. But if you will be traveling to the UK next year (2021) and would need to transit via Amsterdam, you would need a transit visa.
I think UKVI will come up with special provisions for visa applications affected due to COVID travel restrictions. Therefore, you may be able to get a visa valid for next year. Attach a cover letter explaining what has happened and request for the visa to take effect from next year.
Another option is to cancel your current application and apply again close to your travel dates next year. Since you haven’t given your biometrics yet, you are eligible to cancel your application and get a full refund of your visa fee. Keep in mind that it can take up to 8 weeks to receive the refund.
Daniel Quayson Sackey says
Hello sir, T L S contact office was closed a day before my appointment and an email has been sent to me last month to book a new appointment date for which I have booked a new date. Please sir, I have a few problems that I want you to help me solve them.
1. My annual net income in my introductory letter will be different from the one on my online application form due to the Coronavirus Tax rebate from my government to all health workers from May to December 2020 because I am taking a new introductory letter from my boss with a current date. My payslip will also show an increment in my monthly salary. Sir, please advise me on how to go about it.
2. I am using my annual leave to travel to the UK for holidays but my leave is already over so I have to make my travel next year June 2021. Please sir do you think attending my appointment in November 2020 can have a negative effect on my application? I tried booking a date next year to attend my appointment but the 2021 dates were not showing.
3. Please do I have to book a new flight reservation, new hotel and go for a new Tax Clearance Certificate or I should use the earlier ones to attend my appointment? Sir, your advice will help.
4. There was no barcode on my new booking sheet, please sir, should I attach the old one to the new one when attending my appointment.
Thirumal says
Hi Daniel!
1. Usually, this shouldn’t be a problem. It would be a problem if you have a large deposit in your bank account and you have no document to prove it. But salary increments and tax rebates are perfectly fine. Just to be on the safe side, I suggest mentioning your salary increment and tax rebate due to COVID in your cover letter.
2. I’m not sure if UKVI has made any special provisions for visa applications affected due to COVID travel restrictions. In normal times, you can only apply for your UK visa up to 3 months prior to your travel. Check with TLS if it’s ok to attend your interview even though the travel dates have passed or planning to travel in June next year.
Another option is to cancel your current application and apply again close to June next year. Since you haven’t given your biometrics yet, you are eligible to get a full refund of your visa application fee. It can take up to 8 weeks to get the refund.
3. If you change your flight and hotel reservation, then the dates will not match with the dates on your application. Check with TLS. They may suggest what to do in this situation.
4. I suggest attaching both.
Mohammad Jasim says
I would like to thank you for providing such valuable information. I will apply by next year for the UK visit visa by keeping all these points in my mind. Best Regards!
Thirumal says
Hi Mohammad! Thanks for the kind words! Please do keep those points in mind. If you have any other questions for your visa, feel free to ask.
Jackilyn Buance says
Hi Thirumal, I am grateful that I read this. I just want to ask some queries and I am thanking in advance. I am planning to visit my bf in the UK and my target is on Nov 21 – Dec 04, 2020. I chose this date because it is our semestral break from school. I have a verification letter from our head in our school.
I am shouldering my flight ticket and my bf will take care of the rest. I have a 1,450 GBP on my account and I will spend 560 GBP. My appointment will be in October. And I am planning to get my bank statement on October 1. I am in Thailand working here but I am originally from the Philippines. What are the possible recommendations that you would suggest to me? Thank you so much. God bless.
Thirumal says
Hi Jackilyn! In my experience, sponsorships work best with immediate family members. I suggest showing enough savings from your side as well. This way, your application will not be completely dependent on your BF’s sponsorship. Try to save more by then. If not, reduce your itinerary to 7 days or less. This is only for the visa. You can stay a few extra days when you actually travel to the UK. You will not be penalized for that.
Keep in mind that the ECOs will expect at least 150 GBP per day budget. You must have at least twice the total expenditure in your bank. That would be about 2*150*7=2,100 GBP savings in your bank.
From your side, provide documentation related to your school, employer and status in Thailand. And for your BF, check “09. Lack of proper documentation from your sponsor” in the article. I have mentioned the documentation needed from the sponsor.
Dima says
1- I’ve applied for a visit visa before but this time they have added a new page of documents to select. I don’t really understand what kinds of documents could prove this? Evidence that your sponsor is not, or will not be, in breach of UK immigration laws at the time of your visit.
2- My boyfriend will be sending an invitation letter but my mother will be the only one paying for my trip. Does that make my mother a sponsor? Thank you for your time.
Thirumal says
Hi Dima! 1- Previously this information was verified by UKVI through background checks. But now they seem to ask for documentary evidence. This applies only if you have a UK based sponsor and that person is not a UK citizen. In your case, you don’t have to do anything for this since you will be using your mother as a sponsor who lives outside the UK.
2- Yes, your mother will be your sponsor. If your boyfriend will not be bearing any of your trip expenses, then you don’t really need to mention him in the application.
Shan Malik says
Hello dear, I wanted to have some information regarding my case. Basically I and my mother have got the visa. But my dad has to apply later due to get confirmation of his leave from work. So in the form there it’s written that are we (me and my mom) who are his dependents are traveling with him. Because we might be traveling on different dates. So what should I write there?
Thirumal says
Hi Shan! It’s better to keep the application simple and avoid complications. Even though you guys plan to travel on different dates, I suggest you mention in the application that you all will travel together. After your dad’s visa is approved, you can either choose to travel together or separately. It won’t be a problem.
Nikhil says
Hi Thirumal, I’m planning to apply 5 years UK Tourist visa for my parents (60+) with a start date of 15 September and end date as 15 December for now, assuming flights will be soon operational between India and the UK. My brother is already in the UK under a valid work visa.
All the documents are ready but since the cost of this 5 years visa is very steep (Rs65k per person) and I just want to cross-check if I should delay filing the tourist visa considering COVID situation and rejection due to non-essential travel (tourist) or I should proceed with tourist visa application if all the documents are in place?
They have already been to the UK before for 1 month on a 6-months tourist visa. Appreciate your help. Thank you!
Thirumal says
Hi Nikhil! I suggest delaying your parents’ visa applications. UKVI is, of course, actively processing visa applications, but in most cases, they verify certain details on the application. This requires them to contact people, agencies or banks. Some of these people/agencies may not be available in these COVID times, which might cause issues or delays in processing. If it’s not urgent for your parents to travel, I suggest delaying their visa applications until travel resumes.
felicia Siameh says
Hello Sir, I know you are a very busy person but please I need your kind urgent advise. My appointment for UK tourist visa application is on 26/03/2020. Sir do you think the outbreak of Coronavirus can affect the decision of my application? I went to UK for vacation last year October. Please sir, your advise will be helpful. Thank you.
Thirumal says
Hi Felicia! The Coronavirus outbreak will not affect your visa result. But keep in mind that all businesses/offices are shut down everywhere. The UK consulate or VFS/BLS office may not even be open to accept your documents. Please check with them prior to your appointment. If they are closed/shut down, I suggest booking a later appointment or canceling your UK visa application. You can also request refund for your UK visa fee.
Charles says
Hi Thirumal, I want to do vocational training in the UK, a soccer coaching course to be precise. Which type of visa can I apply for and do I need my bank statement or my financial sponsor bank statement?
On the UK government website, it looks like a visitor visa will do but someone told me a short term study visa. Please what should I do?
Thirumal says
Hi Charles! A short-term study visa would be the most appropriate for your purpose. Though it’s not mandatory, I suggest providing your bank statements along with your sponsor’s. Clearly mention this in your cover letter so the ECO will be aware that you have provided two sets of bank statements, one from you and one from your sponsor.
Ralpheal says
Dear Thirumal, I know you got a very tight schedule. Please I need your kind urgent advice. I am planning to re-apply for the UK tourist visa this month as all my documents are ready. Do you think the outbreak of Corona will affect my visa application or do you suggest I should pend the application?
Thirumal says
Hi Ralpheal! The current virus situation affects travel but not visa applications. If the visa applications were to affect, the UK immigration portal will stop accepting visa applications. Or, if the portal determines that your nationality falls in the list of countries temporarily suspended from entering the UK due to virus outbreak, the system or someone will let you know before you even make your visa fee payment.
Shilpa Sri Karra says
Hi, my name is Shilpa. I am a single woman who loves to travel. I am a working woman and I live with my parents in Hyderabad. I have been travelling in India a lot and am planning to go for my first International trip to London this April. My sister and her husband will be joining me from the US for the trip. I have applied for the visa recently. Just getting done with the online process. I am showing investments in my mutual funds and supporting it with my bank statements. I do not have any property on my name. Will it be a problem in getting my Visa approved? Also, I do not have any prior international travel visits. Will that also be a problem?
Thirumal says
Hi Shilpa! Property ownership is not mandatory but it helps demonstrate your ties with India. This won’t pose a problem since you are strong in other areas such as employment and finances. But I think your lack of international travel history could pose a problem. I strongly feel that building travel history is essential before attempting visas for the US, Canada, Schengen or UK. These visa applications specifically ask for the list of countries traveled in the last 5 or 10 years. This is to asses if the applicant is a genuine visitor.
Since you are already in the process of finishing up your UK visa application, so I suggest going ahead with it. But if you can hold off for a while, I suggest building travel history first. Travel to some VOA countries to fill your passport with visas. Countries such as Thailand, Cambodia, Laos and Vietnam offer VOA stickers which would make your passport look very good.
Rapheal says
Hello Thirumal, I understand your busy schedule but I would appreciate your kind advice here as it would really help.
I was refused a UK visa in June 2019 due to a large sum in my account. I got an invitation from my younger sister in the UK and her name was filled in the family member box.
My question is that I am planning to re-apply with my wife and son again. and I have explained all cash credit in my account and I decide not to get an invitation letter from my sister since I have the fund to sponsor my family and myself though my sister has a resident card.
1. Do I have to fill my sister’s name in the family member in the UK?
2. My purpose of the visit is tourism but do I have to add that I would also visit family
3. Do I have to add her name and her residence permit in my cover letter to show that I will use the opportunity to visit the family?
Please your advice would be highly appreciated. Thanks with God bless.
Thirumal says
Hi Rapheal! 1. Yes. If you have family in the UK, you have mention their names in your application for the question “Do you have any friends or family in the UK?”. Withholding information can be used against you. So make sure you mention all your family members living in the UK.
2. If you will not meet your sister in the UK, you don’t have to mention meeting up with your sister on the itinerary. But you do not have to mention that your sister lives in the UK.
3. No. If your sister is not sponsoring you, then you don’t have to add any documentation from her. It’s perfectly alright to meet up with friends and family. You don’t have to provide any documentation from them.
Shreyash says
Hi, you are doing a great job but I came across your blog a bit too late. I applied for a visitor’s visa of my parents and got refused.
Have a few questions,
1. In reapplication should we address the issue of fund parking (for which visa was refused earlier)?
2. How to prove that the funds were repayment of a personal cash loan by an extended family member?
3. In case of self-employed if we start depositing money from business account to personal account from now in the same savings account where there was fund parking, can we reapply after 6 months?
Thirumal says
Hi Shreyash! 1. Of course. But keep in mind that you must justify your issue and provide documentary proofs. You can do this in the “additional information” section and also in your cover letter.
2. Cash loan repayments are extremely difficult to prove. You can try with an explanation in your cover letter and maybe a letter from the person that received the cash loan. Keep in mind that the chance of convincing the ECOs this way is very small.
3. Yes. Once you have the minimum required 6 months of bank statements, you can reapply.
Nikhil says
Hi Thirumal, we have recently received Canada PR and during my(& my wife’s) maiden visit to Canada for permanent movement, we would be halting for 5 days in London to visit my brother & sightseeing London.
We both have quit our current jobs in India and would be moving to Canada & afterwards look for jobs. Hence we cannot show leave approval letters. But we would be attaching the relevant Canada PR & Immigrant visa documents along with our confirmed tickets from India to UK & then 5 days later to Canada
Please let us know if you think our above circumstances could lead to UK visa refusal.
Thanking you in anticipation!
Thirumal says
Hi Nikhil! You currently do not have strong ties with either India or Canada. It would be difficult to convince the ECO that you will continue your journey onward to Canada after your UK trip. You can try with your current circumstances but it’s really difficult to predict the outcome.
Nikhil says
Hi Thirumal, I hope you are doing well. In order to update folks reading this webpage, I did successfully receive my tourist visa in March 2020. Although it has been rendered useless due to the corona situation but your blog definitely helped in making a thorough case for my visa application. Thanks a lot!
Thirumal says
Hi Nikhil! You’re welcome! I’m glad the blog was helpful in your case. I’m sorry that you couldn’t use your visa due to the corona situation. I hope UKVI reissues such visas when travel resumes. Let’s wait and see. Meanwhile, stay safe!
Nana says
Hi Thirumal, I’m from Ghana and would like to visit my cousin in the UK, for say a month. These are the documentations I intend to use for my application, please advise me on the strength of my intended application.
I have travel history of having been to the UK for holiday in 2005. I’ve also been to Germany and Switzerland in 2006. I’ve never been refused a visa before.
I have a business in Ghana and I intend to use my business registration documents, bank statements of my business account, of the last 3 months (because that is what is available), and a tax clearance certificate.
I also intend to indicate in my cover letter that I do monthly transfers to my Mom who is retired (which is a social tie).
My cousin and I use the same surname, so truly indicating that she is my cousin.
Do I need to use just my business account for my bank statements, or I should add my personal account statements? Is 3 months bank statement enough to show my financial credibility?
Waiting to hear from you soon. Thank you.
Thirumal says
Hi Nana! You must use both business and personal bank account statements. If you are employed, you will show your employment letter, leave approval letter and payslips. But if you are a business owner, you must show your business registration documents, business bank statements and business tax returns.
ECOs assume that cash in business accounts are for business purposes and therefore they would prefer to see your personal bank statements. Providing personal bank statements will convince the ECO and help avoid visa refusal. 3-month bank statements should be enough but the document checklist in your visa application should tell you whether you need to submit 3-month or 6-month bank statements.
Areeba says
Hi, I had previously been refused for my UK visa and the reasons were, we are not sure of your parents’ financial circumstances. That is because my dad is my sponsor. However, my main concern is that now I hold a valid US visa which I obtained after the refusal of the UK but did not go there yet. Would this be a negative for my application?
Thirumal says
Hi Areeba! Not at all. Not using a US visa (also Canada, UK and Schengen) actually works in your favor. It shows that you are not desperate. It builds your credibility as a genuine visitor.
Susan Karungi says
Hi, I highly appreciate the great job you’re doing, thanks. I recently applied for a Schengen visa for I had plans to meet with my boyfriend in Italy but unfortunately, I was advised to withdraw my application by the Italian embassy to avoid getting visa refusal history. The reason was because of my bank statements. I receive my salary through a salary card, they advised me to get a real bank account in the country where I’m working which I did last week. To cut to the chase, my boyfriend wants to invite me to the UK all expenses on him for I will be staying with him at his house. To be honest my travel history is not that good and I just transferred all my money from my salary card to my bank account that I just acquired which leaves me with no 6 months bank statement.
Question: Do I have to mention the application withdrawal and reason in my cover letter? Will it be a problem to provide my card statements and also my new bank account statement? My boyfriend will send me his bank statements and necessary documents from his side, will that be enough or I still need to provide mine? Please advise on what documents I need to provide. Thank you so much.
Thirumal says
Hi Susan! You don’t have to mention your Schengen visa application withdrawal. You have to mention any “refusals” but NOT “withdrawals”.
The Italian visa officers were nice enough to ask you to withdraw your application, so you will not have a refusal record. But the UK ECOs are not like them. The ECOs will simply refuse the visa and ask you to get a bank account in the refusal letter. They will like to see a real bank account. Your salary card statements will not work.
Sponsorships from friends, boy/girlfriends, acquaintances, etc. will not work. Sponsorships only from blood relations or close relatives will work. I suggest waiting 6+ months to build your bank statements before applying for your UK visa. That way, you don’t have to seek any sponsorship. You can also build travel history in those 6 months which would greatly help in your UK visa.
Felicia Siameh says
Hello Sir, I went on holiday to the UK last October. I intended spending 10 days but I was called to come down for an emergency meeting at work so my holidays was cut short. I am planning to go on holiday this summer and I want to spend 14 days, do you think it is too much and how much do you think I should have in my personal bank account since my company is taking care of everything. I am a co-owner of the company too.
I want to apply for two years multiple visa because I like the place and I would like to be spending my holidays there. Please sir, do you think requesting for two years multiple will affect my application?
I already have schengen visa in my passport and i want to pass through Amsterdam to UK. Sir do you think I need transit visa to pass through Amsterdam? Please sir, your advice will be helpful. Thank you.
Thirumal says
Hi Felicia! If you will be spending all your time in one city (ex: London), I suggest showing maximum 7 days. 14 days is too long to be in just one city.
Usually, the expected minimum daily expense is £150 per day. For 7 days, it would be 7*150=£1,050 and for 14 days, it would be 14*150=£2,100. Also, your total expenses cannot be more half of your savings or twice your monthly earning. Therefore it’s safe to have at least 1,050*2 = £2,100 for 7 days trip and 2,100*2 = £4,200 for 14 days trip in your personal savings account.
Since your company will take care of your expenses, you don’t have to show that much in your personal account. But if your trip is for “pleasure” and your company is paying for it, then it can complicate your application. ECOs might want to see your company income reports, bank statements, tax documents and even a letter from other co-owner that you are allowed to take a company-paid personal holiday.
Yes, you can apply for a 2-year visa. You had a UK visa before and you have UK travel history as well. So, a 2 year visa would be easy to secure.
If you already have a Schengen visa, then you don’t need a transit visa for Amsterdam. The Netherlands is part of the Schengen zone and you can transit using your Schengen visa.
Nidhi Dixit says
Hi, we have applied for a Standard Visitor visa. Our biometric appointment is on 31 Jan 2020. But our 6-month bank statements are two weeks old as we were completing all the documentation work. Will it be ok with visa authorities or do we need to have the latest ones?
Thirumal says
Hi Nidhi! It depends on the country and the bank. Some banks issue statements with transactions “to date”. Some issue statements with transactions up until the last “statement date”. If your bank issues one “to date”, I suggest obtaining a new one. If you cannot, a 15-day old one will not be an issue at all. Good luck!
Kai says
Hi Thirumal!
I have read some of your posts, especially those that relate to obtaining a UK tourist visa, and thank you because I have learned a lot. However, I still have some queries if you do not mind:
– My planned travel is in November and it is a birthday trip/tour, which is also the main reason I will put in my visa application. I am applying for the visa in mid-August, and my target savings are around 3000 GB. It is going to be a 10-day trip. Since you said the est. daily budget is 150 GB and that the total trip expenses should not be more than half of the savings, do you think my savings will be enough to have a good chance for approval? In my case, the estimated budget is 1500 GB for 10 days, already half of my savings. Will they still add in the expenses for the flight tickets? Coz in that case, I will have less than half left in my account, especially that flight prices tend to be higher when buying close to the date after visa approval. Also, I have no plans of having paid tours. It will just be mostly walking around, free museums, parks, etc. and only in London. So I can actually make my daily expenses less than 150 GB.
– Do I need to include in my daily itinerary the detailed expenses, like for food, transport, souvenirs, beside the place/s I am going to visit?
– I am contemplating about which bank account to use for the bank statement, whether my salary account or savings/current in a different bank. It has been a habit for me to withdraw all from my salary account and transfer my monthly savings to that different bank account. That is why I originally planned to have the bank statement and certificate from it. But I read in your post about using a salary account. Which do you think should I really use?
– I am single (never married), no child, turning 40 this year, and a solo female traveler from the Philippines. I have only traveled 3 Southeast Asian countries and Japan, from which I got my first visa. I have a stable job for 11 years (BPO company), with around 451 GB monthly salary now. I have a mortgaged property. I have heard, though, that Europe/US visas are strict with single female travelers. Should I worry about this?
Thank you in advance.
Thirumal says
Hi Kai! Usually the more savings you have the better it is. But if your current savings are twice your trip expenditure, that’s good enough. 150 GB per day is still a lot so the ECOs assume that you will be able to manage flights either from your daily budget or from the remaining in your savings.
– Your daily itinerary should include places and activities such as sightseeing, walking tours, organized tours, watching a game, etc. You should NOT include expenses in it.
– If you receive your salary in one bank account but build your savings in another, then you must provide both bank statements. You must also make this clear in your cover letter. Otherwise, the ECO may overlook one of your bank statements and draw conclusions based on that.
– Single and female is fine. But you must build more travel history to strengthen your travel profile. Also, if your monthly salary is 451 GB, your trip expenses must not be more than 902 GB. Since you plan to spend 1,500 GB, it can raise questions on why would you want to spend almost 4 months’ salary on a short UK trip.
Rasika says
Hi, I’m a Srilankan living in Dubai since 2006. We both are bankers in reputed banks. Husband working since 2005 and I’m working since 2007. In 2008, we planned an anniversary trip to the UK. Our visa was rejected due to a fund deposit in our bank account. After that we travelled to Malaysia and Singapore . My husband’s graduation is in the Uk this year. We are planning to visit the UK with my 8-year daughter for graduation and the same time a few more countries such as France, Finland, Switzerland and a few more. Kindly advise on the same.
Thirumal says
Hi Rasika! I apologize for such a delayed response. Large undocumented deposits pose a problem which you already know from your 2008 visa refusal. It’s been over 10 years and your circumstances have changed since then. Therefore, I don’t think your 2008 visa refusal will have any impact on your upcoming UK visa application. Follow the points mentioned in this article, make sure not to make those mistakes and you will be fine. Good luck!
Osman says
Hi, I’m applying for the UK visa mainly to travel to Ireland. I have to apply for the visa this week (business visa to visit a client) and Ireland didn’t have the availability, therefore, I’m applying for the UK visa and with the short term visa, I can travel to Ireland as well.
My question is that I’ve specified all the details in the application and I told them I’ll be in London one night and by using the visa I’ll go to Dublin for 3 days and fly back from Dublin to home. Do you oversee any potential issues?
Applying from USA (perm resident). Nationality is Turkish.
Thirumal says
Hi Osman! I don’t see any issues at all. Since you have already mentioned your reasons in the application, there isn’t much to worry about. Good luck!
john says
Hi, great post! My visa situation is a bit complicated. I am a high school student in Singapore from Indonesia, who is on scholarship. I was recently selected to go on a trip to the UK for an English studies trip. I submitted my application but it was rejected on the grounds that they can’t assess my financial situation in Singapore, therefore I might not be able to pay for my expenses in the UK. The thing is, I have paid fully for the trip (which includes tickets, accommodations, etc) and the money in my bank account is only for personal expenses like gifts, etc. to further complicate the situation, I receive allowances from my scholarship sponsor (Singapore’s Ministry of Education) and my parents. I am thinking of attaching the scholarship agreement (which states that I am entitled to allowances) as proof that I am supported by the Ministry, but its a bit hard to prove that my parents are the ones sending the other allowances. Please help! I am desperate and I have been really really looking forward to this trip
Thirumal says
Hi John! Sorry to hear that. UKVI is not asking for flight tickets or hotel bookings anymore. Even if they do, they do not recommend purchasing flight tickets or booking “nonrefundable” hotels prior to visa approval. Because of this reason, they would assume that you haven’t spent money on flights or hotel yet. Therefore, they like to see that cash your account as well.
But, if your school/ministry has already paid for your flights/hotel, you must make that clear in your cover letter. Write a detailed cover letter, explain that the school/ministry has already paid for these and provide documentary evidence.
Yes, attach your scholarship agreement and any paperwork that specifies that you have been selected for the studies trip. For the allowance from your parents, provide a letter from your parents with their contact details. A copy of their source of income (employment/business) and bank statements indicating the allowance transfer from their account to yours.
Aymen says
Hello, great information thank you so much. I have recently applied to visit the UK however I was refused. The decision was made based on bank statements being very complicated and there were many transfers to/from my savings account. I think it was my fault not stating that I have 2 bank accounts in relation to my application. Also, I did not state loud and clear that most of my money is in my savings and I only use current account for small amounts of money.
Here is my question: On refusal letter, it says ‘Your future applications are likely to be refused unless there was a change in your circumstances’. Do I have to worry about this line? My application was genuine and every word I said/provided is true. Please note I don’t have right to appeal or use admin review (apparently Egyptian citizens does not get that right if UK standard visitor visa got refused)
Thirumal says
Hi Aymen! When you use multiple bank accounts, it is very important to mention that clearly in your cover letter. Otherwise, ECOs may overlook your statements.
For your reapplication, ask yourself if it’s necessary for you to submit both your savings and current account statements. If not, submit only the account that matters the most. If you get your salary in your current account but you build your savings in your savings account, then submit both. But make that clear in your cover letter.
UKVI has discontinued appeal for standard visitor visa application. You can only reapply. But write a detailed cover letter on why you are reapplying, what has been overlooked and your explanation. Use screenshots if necessary.
Sagar Tuteja says
Hi! I’m Sagar and I’m planning to travel to London (3N) in the month of June with my wife followed by Paris (3N) and Switzerland (3N). I wanted to ask will a bank balance of 2.5 lakhs be sufficient for 3 nights in London for both of us if my hotel bookings and flight bookings are done? I’m a salaried individual with an ITR of 3.5 lakhs. Also, my wife is working but her ITR is not filed. She has an annual income of Rs. 2.16 lakhs. I will be showing only my account for both of our expenses.
My father can also sponsor our trip to a maximum of 1 lakh; he is a self-employed individual with a registered business and personal ITR of 3.15 lakhs. Looking forward to your suggestions and advice. Thank you.
Thirumal says
Hi Sagar! Usually, I suggest showing at least £150 (about 14,000 INR) per day per person. For 3 days for 2 people, it would be 84,000 INR. So, I think 2.5 Lakhs is more than enough for your trip together. But keep in mind that there must not be any undocumented large deposits in your bank account.
Your employment, income and savings are more than enough for your UK visa applications. No need for your father to sponsor your applications. It can only complicate your situation, lead to questions and refusal.
Muhammad Awais says
Hi Thirumal, I have recently applied for the UK visit visa (06 months). My employer mention “Embassy of Britain” instead of “British Embassy”. will it be a problem? Unknowingly I submitted already online but still have to visit for my biometrics. Should I submit a revised copy there?
Thirumal says
Hi Muhammad! No need. It won’t be a problem at all. The ECOs don’t pay attention to those things.
Sam says
Good information here. Thank you so much. Please how do I fill out the UK visit visa application for myself, wife and kid? How do I pay for our application fees and attend Bio-metric capturing the same day?
Thirumal says
Hi Sam! You will have to fill 3 individual applications, one for yourself, one for your wife and one for your kid. If your wife and kid are dependents, then you can mention your details as the “person paying for the trip” in their applications. In the additional information section, you can mention each others’ GWF numbers so the ECO can link your applications and process them all together.
For the biometrics appointment, you will have to schedule a single appointment at the BLS or VFS depending on your country. On the day of the appointment, all 3 of you can give your biometrics and submit your applications.
Sam says
Wow. Precise and informative. Shukran Bhai. lol
Nana ken kelly says
I will be applying for the UK visa after being refused a Schengen visa. The reason being I did not provide a travel itinerary when I had provided all those details in my application. I have appeal to the case awaiting their response.
I am a full-time salary worker with travel experience because of my side business. I also have a cashew farm of about 20 acres. I plan on going to the UK to watch a football match in Manchester since I have full membership with that team. But there have been too many transactions in my bank account since all my business proceeds go through the bank account I use for my salary. Can I also include my business registration document I did recently and cashew farm documents as proof of my extra income in my bank account?
Thirumal says
Hi Nana! Your employment/business background, income sources and bank accounts are too complicated for the ECO to understand. I am afraid that this complication will raise questions and may lead to visa refusal. If you are not in a hurry, I highly recommend consolidating your income sources and streamlining your bank accounts before applying for your UK visa or any other visa. Here are a few suggestions –
– Keep your salary bank account separate from your business bank account. If you earn a decent salary, you do not have to show your side business or cashew farm income as these will only complicate your application.
– If you have a decent income from your side business, then pay yourself a salary from the business income into your salary account. But do not use your salary account for business.
– If you own the cashew farm, provide your farm ownership documents as a proof of strong social ties with your country
Cylvia Manandhar says
Hi! I have applied UK visa tourist (3 months) for my mom but it got refused saying that they have doubt that she would live there for more than 6 months. My sister is in the UK. I have attached all the necessary documents but I did not attach my mom’s financial statements as she is a housewife so there is no other income source else than the pension as she is a widow. Can I reapply? Will there still be a chance of refusal? Please suggest me, what will be the best options to apply. I am from Nepal.
Thirumal says
Hi Cylvia! You can reapply but you have to make certain changes to her application. Otherwise, her application will likely be refused again. A few suggestions –
– Reduce your mom’s itinerary to max 2 weeks (3 months is too long and ECO will assume that she has no ties back home and will remain in the UK)
– Your mom has to show that she has some kind of obligation to return back to Nepal after the trip (otherwise ECO will assume that she will remain in the UK)
– A cover letter from your mom explaining her purpose of travel, itinerary, any travel history, etc.
sydney says
Hi! I’m 17 (a minor) and I’m trying to visit a friend in the UK. My visa has been refused twice last year. I have all the documents but will my previous refusals affect my chances of getting my visa approved this time? Thanks!
Thirumal says
Hi Sydney! If your circumstances have changed since last time, then your previous refusals may not affect your new visa application. But nothing has changed since then and you are applying for the same type of visa, then you may be taking chances.
Molly says
Hi Thirumal! Thank you so much for providing this platform. I am applying for a U.K Visitor’s Visa for my mum and I. We are planning to attend my graduation in London.
-1st of all the graduation is just for a day and we have indicated that we will be visiting the U.K for 6 days. Is that a long period to visit for a one day graduation. Won’t it be weird if we said that we will be visiting for 3 days only?
-My mum has a job but I want to pay for her trip. Will that seem off? I am currently not working as I just finished my Masters in the U.K but I have savings that will be enough for both of us.
-I wrote that I am planning to spend 2,500 pounds for me and another 2,500 pounds on my mum during our visit. Is that too much money for just 6 days? (I have enough money in my account to show this.)
-I am currently living in a house that I own and I have indicated that I own it as asked in my application. Will I need to attach the ownership statement of the house?
-As I said earlier that I just finished my MSc from London in November and am currently waiting to start my PhD, which I have not registered in yet. I am not working. I do not want to say that I am unemployed so I chose to write that I am a student because I have not yet graduated from my school in London. Is it okay for me to say I am a student and will they require a letter from my school?
(My school in London cannot provide a letter to say that I am a student because I have finished my course plus my student visa already expired but they have provided a visa support letter)
-I have a good travel history and I have travelled to most European Countries, U.S.A, and Canada more than 10 times in the last 6 years. I have never been denied a visa before. Do you think I have a chance?
NOTE: My mum does not have a travel history but she has a good job in the government and she has been working there for 30 years.
-I submitted our applications but we have not taken our biometrics. In case I want to cancel them and make new applications, how should I go about it? Thanks.
Thirumal says
Hi Molly! You both have strong backgrounds. In your case, you have travel history to the UK and other countries. In your mom’s case, she has a long-standing stable government job. So, I think that you and your mom have a fair chance of getting your visas. Since you have already submitted your applications, let’s just wait for the result. Good luck!
Javed says
Hi, I’m intending to travel to the UK with my wife for one week holiday. Can I make a joint application for the visa? I’m working in govt sector and my wife is unemployed. How will I show funds for my wife? Is it okay, if I attach my bank statement for her application? Will it be rejected saying that the account is not in her name? Further, the cover letter to be submitted online during application time or on the appointment day Thanks in advance:)
Thirumal says
Hi Javed! You have to fill two individual applications. But you can mention yourself as the “person paying for the trip” in your wife’s application. Also, mention your GWF number in the “additional information section” of your wife’s application.
Yes, you can attach your financial documentation to your wife’s application. Make sure to mention this clearly in her cover letter, so the ECO understands that you are paying for her expenses as well. You will submit your cover letter on the appointment day.
Anneeee says
Hi Thirumal! Good day! I’m a Filipino citizen and planning to visit my long-time boyfriend in the UK for 24 days during my holidays. I have enough funds for my trip. I will provide bank statements and bank certificate from a different account. Would that be a problem? But I will explain it through my cover letter. And another thing, does it really affect my application? Thank you in advance.
Thirumal says
Hi Anneeee! It’s difficult to say if providing a different bank account will affect your application. But I suggest keeping the below points in mind for your application.
– 24 days itinerary is too long. It may raise questions and suspicions.
– You may have to provide documentation from your boyfriend such as a copy of his UK passport, UK electoral ID, etc
– You may have to provide proof that you have been together for quite some time including social media interactions, etc.
– Your bank statements must be from your salary account. It’s important to show that you have a consistent income. If you have two accounts – one for salary and one for savings, you will have to make that clear in your cover letter.
– If you have prior travel history to the UK or at least to other countries, you will have better chances of visa approval.
Tolulola Ade says
Hello Good afternoon, I studied in the UK 2013/2014. I applied for a UK tourist visa and I included my UK visa refusal of 2011 but forgot to include my US visa refusal of 2010. I have already submitted and paid so my application cannot be modified to reflect the omission and I am to go for biometrics capturing next week. Is it ok to include the US visa refusal in the cover letter?
Thirumal says
Hi Tolulola! You have to mention all of your visa refusals in your visa application. Not mentioning or forgetting to mention can be considered as withholding information which can lead to visa refusal. Since you have already submitted your application, your only option is to mention that in your cover letter. But make it clear in the cover letter that it was an honest mistake and therefore you are mentioning it here in the cover letter.
Tolulola Ade says
Thank you so much for your advice. I did as you said and I got my UK visa today. Many thanks. God bless you.
Thirumal says
Thanks for the update, Tolulola! Congratulations! I’m glad my advice was helpful. Have a great trip!
Peters says
Hi. You are doing a great job I must confess. My question is this. Must I submit 6 months bank statement for my visa application? I have a sponsor who has agreed to take care of my expenses when I visit. However, I have enough money to take care of my visit but I have just 3 months evidence for salary payment from my new job. Will 3 months statement be enough to show my financial circumstances?
Thirumal says
Hi Peters! How many months of bank statements you must submit depends on where you are applying for your UK visa. When you start your UK visa application, the list of documents that you must submit will be shown to you. If the list specifically asks for 6 months bank statement, then you must submit 6 months bank statements. If not, you can submit just 3 months and you will be ok.
SABIR says
Question: Is it mandatory to apply for a visa again even if I have a valid visa until next year (Multiple Entry)?
Details: My visa was already approved. The purpose of my visit was to attend a conference in which I was unable to participate because of late visa confirmation. Since I have a valid visa, I am planning to visit my friend and cousin in the UK. So, my query is “Can I use my valid visa to travel in the UK before expiry?”
Thirumal says
Hi Sabir! UK standard visa can be used for purposes such as family/friends, tourism, medical, business, etc. Therefore, you can use your valid UK visa to travel to the UK even though your initial purpose of the travel was “business”. But keep in mind that you may be questioned on your purpose of visit at the port of entry. Carry documentary evidence to prove that your visa was approved after the conference dates. That should explain why you couldn’t use your visa for the purpose you intended.
Lisy George says
Hi! I have been living in Bahrain for the past 15 years and would like to visit the US. I have not traveled outside India except Bahrain. Will my application gets rejected because of that?
Thirumal says
Hi Lisy! It’s difficult to say if your visa application will be rejected due to lack of travel history. Visa approval or rejection depends on many factors. But having travel history definitely helps. I suggest building some travel history before you apply for your UK visa.
Felicia Siameh says
Hello sir! I just returned from the holiday in the UK last month. I am planning to visit the UK again next year when on my leave holidays but I have concerns that I want to put out for you to advise me on it.
1. I requested for 10 days but due to an emergency meeting at work, I have to leave the rest of my days and come back to work. Now because am planning to visit again, my fear is maybe they will think I lied about spending 10 days and I spend just 7 days.
2. I stayed in a hotel and this time a friend of mine I met there wants to accommodate me when I come next year. She has her papers and tenancy agreement paper to prove that she can provide me accommodation and my company will take care of the rest. How much do you think I should have in my personal bank account since my company is sponsoring me and I am also the co-owner of the company. I am planning to spend 14 days. Thank you.
Thirumal says
Hi Felicia!
1. Staying a few days less than the days in your visa application is absolutely fine. What puts you in trouble is staying too long. For example, you ask for 10 days in your visa application but end up staying in the UK for 3 months. Therefore, you spending only 7 days in the UK will not affect your future UK visa applications.
2. When you actually travel, you can stay at your friend’s but for the visa, I suggest using a hotel. When you mention your friend on the visa application, ECOs will run background checks on your friend and it can complicate your visa application.
Bose says
There was a mistake in my account statement which shows October salary instead of September salary. I’ve already applied. Please, what do I do? Should I erase it since documents are now scanned and not submitted unlike before?
Thirumal says
Hi Bose! It depends on whose mistake it is. If it’s your bank’s mistake, then ask for a letter from your bank. If it’s your employer’s mistake, then ask them to provide a letter explaining the mistake. Then attach that letter and explain it in your cover letter. Erasing just that one transaction from your statement is forgery and it can have serious consequences.
Ali Z says
Hi Thirumal, I live in Canada as a permanent resident but my passport is from Pakistan. My employer in Canada wants me to send me for training to the UK for a week. The company in the UK and the company in Canada are both owned by the same holding company(ABC UK and ABC INC CANADA). Will I need separate letters from the UK company and my Canadian employer confirming my trip and the purpose? Also, the UK company is going to make all travel arrangements and bear the cost then expense it to my Canadian employer. Should this be mentioned in the letter? Please advise urgently.
Thirumal says
Hi Ali! These kinds of arrangements might be common in business travel. But I am not sure what all documentation must be provided to make this arrangement quite clear to the ECO. If your company has a travel department, I suggest taking their advice as they may be experienced in applying visas for its employees.
From my experience and knowledge, here is what I think you should provide.
– Letter from your company in Canada indicating the purpose of your trip, dates of your trip, travel arrangements they will make, the date on which you will have to report back in Canada, etc.
– Letter from the company in the UK indicating their relationship with your company in Canada, travel arrangements they will make, undertaking that they bear your expenses, etc.
– Financial documentation from the company in the UK (since they will bear your expenses first)
– Financial documentation from you such as your bank statements and salary slips.
– A cover letter from you indicating your purpose of travel, dates of travel, employment background, your status in Canada, any travel history you have, etc.
Peter says
Hello Everyone,
First, let me sincerely thank the author of this priceless article, as well as the invaluable comments from different respondents. They guided me through my recent visa application process, and wanted to comment further on the same just in case it might help someone else, like it did to me.
I noted that despite exhaustive online research that there was little coverage on child visitors. Most articles relate to families, spouses etc visiting but hardly anything to do with minors visiting their parent(s) in the UK. Nevertheless, I was able to piece together common themes from the articles and responses and this assisted greatly. I would hence like to share and give back advise and hopefully, this will assist someone somewhere.
I am settled in the UK and my teenage daughter lives in Africa with her mother. I applied for my dear child to visit me here in the UK as I have been visiting her there over the years. She doesn’t have much travel history and has only once left her Country X in 2010. I followed the advice here and provided a cover letter which I replicate below, which should provide insight as to what was provided;
This is to confirm that I, (my name and Passport Number with nationality), am the Father of (dear daughter or hereafter referred to as DD) and that I wish to invite (dear daughter or DD) to the UK for a visit. To support her visa application, I submit the following (documents grouped per point);
1. Reason for travel: An invitation letter outlining our planned itinerary for her 2 weeks UK visit.
2. Relationship with DD – DD’s birth certificate, passport copies of both parents, my flights to Country X to visit her, and my photos with DD on previous visits to Country X.
3. Approval from her mother: A No Objection Certificate from her mother (Name of Mother), confirming she is happy for DD to apply for the visa and visit the UK with me on the proposed dates between XXth and XXth Month 2019.
4. DD’s ties with home Country X: A letter from her current school as proof of DD’s current school attendance at XXX Academy, where she is in her final year in primary, as well and next year’s school YY Girls Secondary where she will commence her secondary school. Her mother’s latest employment contract (renewed on XXth Month 2019) Please note her mother has been working for the same employer since Month 2010 on contract basis, and will remain in Country X throughout DD’s travel to UK. I attach her latest bank statements and payslips (3 months).
5. Proof of Financial support: My latest 3 month’s payslips, and 6 months bank statements to demonstrate I can financially support my daughter during visit to the UK. I intend to travel with her from and back to Country X, and stay with her during her entire visit to the UK.
6. Proof of adequate accommodation: My most recent 3 months utility bills and Council tax bill in my name at my address, which I have lived since 1999 to demonstrate I reside at the above address, and I am able to adequately accommodate DD during her visit.
7. Additional points to consider:
a) During our tour of northern UK, we intend to stay at Premier Inn Hotels (not yet booked).
b) A certificate letter from PP Ltd to support the unusual amount of £XXX deposited in my account on XX/XX/2019.
c) DD will not be staying at any other residential address apart from my address during her stay in the UK.
– DD intends to return to Country X to continue with her studies, and live with her mother, who will not be travelling with us to the UK.
I am planning to travel with her on XXth Month 2019 and return on XXth Month 2019. I therefore kindly requesting a 6 month Multiple Entry Tourist Visa for my daughter.
I submitted her application on a Monday and booked a biometrics appointment with TLS the next Friday (please note I DID NOT book priority service). I ensured I scanned and uploaded all above mentioned documents by the appointment date. once the biometrics were done (very smoothly and within 20 minutes) the application was forwarded to UKVI that same evening (as per the email I received) and I settled in for a month or so wait. The very next Tuesday however, I was pleasantly surprised after I received an email confirming a decision had been made on my application, and the passport would be ready for collection as soon as I hear from my local application center. Two days later an email (and text message) was received from the local TLS center to collect the documents.
We collected the passport and am sure you, my dear reader, want to know if we got the visa!! well, all I can say is we are actually having dinner in Scotland with her right now as I type this! Many thanks to all you who took the time to advise others here and comment. I hope the above does indeed help someone in the same position and would be very happy to answer any queries to do with my application.
Thirumal says
Hi Peter! I became quite emotional while reading your comment. I am happy for you and your daughter. Thanks a lot for sharing your story and the valuable information. I am sure this will help many seeking visa information/advice for their children.
Do you mind if I share this post on my Facebook group/page? I think your story will inspire many seeking visa help for their children. You can share your story yourself or I can do it on your behalf. Please let me know your thoughts.
Peter says
Hello Thirumal,
I have no objection for you to share widely, and anyone else who may want to for that matter. As such please feel free to share however and in whichever way you deem fit. once more, many thanks for you, and all those who have commented on this article, for their assistance.
All the best everyone with your applications.
Thirumal says
Thanks a lot, Peter!
Ibk says
I am so happy for you Peter. This detailed response has been most helpful. My regards to your dear daughter.
Badir says
Dear Thirumal! Firstly, I want to thank you for your efforts.
I applied two times to the UK visa and I got 2 refusals. I am a Tunisian citizen, married to a French woman and I live in France and work as a medical doctor. The first time, I applied for a EEU family permit because my wife is a European national, even if I had provided the translation of the marriage certificate and the French family book, the home office refused to give me the visa because they were looking for wedding photos or more evidence of cohabitation with my wife. I was surprised because It was not stated in the required documents in the application process and they didn’t give me the chance to explain the situation.
The second time (two months later), I applied for a visit visa (tourist visa), and I had an invitation letter from my oxford university to attend a medical course for 4 days, I also have a 10 years French resident permit. The reason for this time was the transfer of money from my old to a new bank account. The amount was about 10000 euros but the two accounts belong to me and I send them the bank statements of the 2 accounts, despite that the home office stated that I didn’t explain the origins of these funds, and told me that the bank statement didn’t show my monthly income; I was shocked because the bank statements were translated and showed my salary, but the home office didn’t look good.
I will try the third time but I am afraid that I will get another refusal, shall I explain my previous situations? And can I send the documents in French without translations, because it’s very expensive and it’s the third time? Thank you for your time and consideration
Thirumal says
Hi Badir! Firstly, I suggest applying for the third time only if it’s absolutely necessary. You have two previous refusals and your chances of approval are small. Moreover, it’s can also get very expensive with the visa fee and document translation charges.
Secondly, it’s becoming quite common these days for ECOs to overlook crucial and important documentation. If you decide to apply the third time, I suggest writing a detailed cover letter with previous visa refusal reasons, the information/documentation that was looked, your explanation and any new information/documentation you have supplied to resolve it. Use bullets, highlights and screenshots to explain if necessary. Quite a few readers had success in their subsequent applications with this approach. Check out some of the comments here, you will get plenty of information.
Sukhminder Singh says
Also related to my earlier question:
2. Section – “Evidence of assets – Documents showing that you own property or land, such as: Property deed / mortgage statements / accountant’s letters / land registration documents”
Will the evaluation of property from Architect be valid as an evidence of assets?
Thirumal says
Ownership of the property is more important than it’s valuation. If you own a property, see if you can provide its registration documents. If you can’t, then a property evaluation document should work.
Sukhminder Singh says
Hi Thirumal! Thanks for your quick replies. I have couple of questions regarding Standard UK Visitor Visa document checklist:
1. Section – “Home Address”.
Can I provide one of Aadhar card, Voter Card, Driving License as Home address here? If not, what document is accepted then?
2. Section – “Evidence of assets – Documents showing that you own property or land, such as: Property deed / mortgage statements / accountant’s letters / land registration documents”
Can I provide evidence of assets in the name of my parents?
Thirumal says
Hi Sukhminder!
1. If this is to fill your address in the application form, I suggest using your current residence address. It can be different from the addresses shown on your passport, Aadhar/voter card or driving license. But if this is for “address proof documentation”, then I suggest using your driving license.
2. No. These assets must be on your name. If not, do not provide them.
Imran says
Hi Thirumal, I really appreciate your work on providing such great information on visa refusals.
I am employed by a company in India. I am living in the UK from the past 5 months on a Short stay Business visit visa to attend some conferences and meetings with our clients. My visa gonna expire on Nov 9th, 2019. But the meetings are taking longer than expected. So I need to stay in the UK for another 3 months.
Can I come back to India in the first week of November and apply again for the same Business visa as soon as my current visa expires? My company in India is ready to provide all the required documents that I need for the visa.
Thirumal says
Hi Imran! Yes, absolutely. If there is a business need to revisit the UK, you can apply for a new visa as soon as your current one expires. There are provisions to extend a UK visitor visa but that may not apply in your case and it’s also too expensive.
I suggest paying for expedited processing where your visa will be processed within 5 working days from submission.
David Maina says
Hi Thirumal. Back in 1981 I was barely a year old baby when my mom, my sibs and I visited my dad who was in London at the time. We were there for three months and subsequently returned to Nigeria. We’re from Nigeria. In my visa application, the UK Home Office has asked whether or not I have ever been to the UK. I’m not sure how to answer this as I have no evidence of my brief visit in 1981. How do I answer this? Many thanks.
Thirumal says
Hi David! As far as I know, the question is “Have you ever traveled to the UK in the last 10 years?”. You don’t have to mention your 1981 UK trip as the question is for UK trips in the last 10 years only.
But if the question is different for you, I suggest using approximate dates. Then mention in the “other information” part of the application that you have used approximate dates for your 1981 trip since you cannot recollect the actual dates. You can mention this in your cover letter as well.
Devesh says
Hi Thirumal! I applied for a US and Canada Tourist visa in Feb 2018. I had no travel history at that time and did not book itinerary at the time of application. The result: Denied for both.
I really felt very bad and travelled Singapore and Malaysia in April 2018, Russia in July 2018. Have plans for Vietnam, Cambodia and Thailand in October 2019 and Feb 2020. I plan to travel to Iceland in the summer 2020.
I earn US $32000 (23Lpa), have a permanent job from 2011 and will have about $4000-$5000 at the time of applying for the visa apart from booked tickets and accommodation.
I am 31 now, still single and want to travel solo. I have agricultural land worth 2.5 Cr, an ancestral home and a personal car. Do I stand good chances of schengen visa approval?
Also, say if I got a Schengen visa, will getting a UK visa in future be a problem as I have been denied US visa already?
Thirumal says
Hi Devesh! A full-time job, good savings, decent travel history, strong family/social ties together are something I call a “strong foundation”. A strong foundation is very essential in securing visas successfully. I am glad you realized that quickly after your US/Canada visa refusal. Now, you have a good-paying full-time job, enough savings, built decent travel history and social ties.
Normally, the travel history you have is enough to secure a Schengen visa successfully. But since you have US/Canada visa refusals earlier, I suggest building more travel history. Apart from those countries you plan to travel, I suggest adding Nepal, Indonesia, Loas and Myanmar as well. These 4 countries are visa-free or visa on arrival for India passport holders. If you can travel these as well before your Schengen visa application, you will have a travel history of 10 countries. This would improve your chances of securing Schengen visa greatly.
ramen says
Hi! You have a great article! I am planning to apply for a UK Tourist visa. In the application form, it was asked if I have ever been refused a visa. I was refused a USA tourist visa twice last year and in 2016. Should I put both refusals in my application or 1 is enough?
Thirumal says
Hi Ramen! You have to disclose both your visa refusals, from last year as well as 2016.
JULIET NAKAAYI says
Hello! This is Juliet from Uganda.
Question: I am planning to travel in December this year to the UK for a visit to spend Christmas holidays with some distant relatives. I had an old passport which I acquired at a young age, as my ID but it expired before travelling to any country (no travel history). I never got free time to travel since I was busy in school pursuing my studies. I have a new passport (one year old since acquisition). How can I prove or convince the immigration office to grant me a UK visit VISA or is it necessary to state why it wasn’t possible for me to travel in the application/cover letter?
Thirumal says
Hi Juliet! It’s not mandatory to have travel history. Also, you don’t need to explain why you haven’t traveled so far. But having some travel history will help strengthen your case. It will ascertain that you have no illegal immigration intent. Travel history is only one factor. If you are strong in other areas such as employment, income, savings, family ties, then you don’t really need to worry about travel history.
Mobileg says
I got an email from the UK Visa that my UK visit visa has been concluded and will be dispatched shortly. I received my documents on the 24th of September, 2019 but was refused. I submitted the evidence of the payments l made in the UK for the short courses l booked to attend. I stated that I will be spending £2100 for my 27days trip and this included my returned flight tickets.
I am from Nigeria but work in one of the Africa countries my salary is paid in either in USD, EURO or GBP. After which, I exchange to naira for daily living expenses. I saved £1300, $2400, €800 in the individual accounts and l had 150,000naira{£331} in my naira account for daily expenses in Nigeria. In approximately, I have a verifiable £3400 in my accounts. I submitted and uploaded all the account statements in Euro, dollars, pounds and naira. To my greatest shock, I got a refusal letter that I claimed to spend £2100 during my trip but I presented an account statement of 150,000naira(£331) and based on this, my UK visit visa have been refused due to insufficient funds for my trip. It was also stated that I have no right to appeal or administrative review.
I think there was an error in judging my application because I have more than enough for the trip. Does it mean that my other account statements were overlooked? It’s painful. I need advice. My courses will be starting in less than two weeks time and the fees are non-refundable.
Thirumal says
Hi Mobileg! Your’s is a typical case of “documentation bloat”. You have 4 bank accounts. You have provided statements from all of those 4 banks. That’s too many bank statements. Unless you clearly indicate in your application/cover letter that you have provided bank statements from 4 different accounts, there is a high chance that the ECO will overlook those statements. Even if you indicate it in your application/cover letter, there is a high chance that the ECO will overlook them as it’s just too much documentation, too many currency conversions and calculations.
I suggest reapplying for your visa. Since you are short of time, I suggest opting for expedited processing. In your cover letter, write a section with subheadings/bullets/screenshots explaining the reason for your previous visa refusal, the fact that you have 4 accounts, the reason why you have 4 bank accounts and requesting the ECO to take a look at the attached bank statements from those 4 accounts. This way, you cut through the chase and have the ECO pay attention to your previous visa refusal and the documents they have overlooked. Good luck!
Ainura says
Hi Thirumal! Thanks for your useful post ;)
I’ve got a question. I applied for UK visa Standard visitor visa (Business trip for 8 days) a few days ago. At the moment of filling my application, I did not have my booking and reservations. After I applied, the travel agent of our company sent me booked tickets and reservations at hotel. So I printed them out to show at consulate but my application states that I WILL MAKE BOOKINGS AFTER I OBTAIN MY VISA. I am going to attend business meetings, I have 2 USA visas, no refusals, all the documents are good, I also have an Invitation letter from the company in London. So, will I have problems? What should I say if they ask about bookings? The interview is tomorrow. Your help much appreciated. Thank you!
Thirumal says
Hi Ainura! Flight tickets and hotel bookings are not mandatory for the UK visa application. Even if you are asked to provide them, you just have to provide a flight reservation (just a reservation, not a purchased ticket) and hotel booking. Therefore, no need to change anything in your application. Go to your interview tomorrow with your application as is and a copy of your flight/hotel bookings. Provide your flight/hotel bookings if asked.
Alexandra von Schelling says
Hi Thirumal, very helpful post. Thank you. I have one question: If you have a financial sponsor, can you have insufficient funds for the trip and still get a visitors visa?
Thirumal says
Hi Alexandra! It completely depends on the purpose of your trip. You must, of course, meet all requirements. But ECOs also closely study each case and issue the visa on its merit. So, you may be issued a visa even though you have insufficient funds.
LEO says
I am applying as a self-employed applicant. Should I submit my business account in addition to my personal account statement? Is it okay to provide a two page covering letter since there are a lot to explain?
Thirumal says
Hi Leo! Self-employment and business are different. If you are self-employed, then you can just submit your business account. Since you will have full access to your self-employment income, you will be fine.
But if you are a business owner, then the ECO will need assurance that you have full access to your funds. In that case, a personal bank statement would be helpful.
Yes. Your cover letter can be 2 pages. Just do not go beyond 2 pages, it can lead to what I call “documentation bloat” which will overwhelm the ECO. Good luck!
Savuah says
Hi Thirumal. I have a question, I recently applied for my UK student visa and I was told within 15 days I’ll receive an email to go and collect my passport. But if I may say this is a 17th-day and have not received anything. Can it be a good sign or bad?
Also, do they send you an email to go and collect the passport after you submit the documents or you just after 15 days? If yes do they say if you have been granted a visa or not.
Thirumal says
Hi Savuah! The visa processing times for UK visa are not accurate. I am not sure about the UK student visa processing but for a visitor visa, it can take up to 30 calendar days. I suggest not drawing any conclusions yet and waiting for a few more days.
You will receive an email notification when a decision is made. The email says that a decision has been made but it does not tell you whether your visa has been approved or denied. You have to collect your passport to see if your visa is approved or denied.
Kanwalpreet Singh says
Hi, Thirumal I hope you are doing good. Well, I’m an International Student here in Australia from India, and this winter I’m planning to visit the U.K as a tourist. My question is that do I need a prior hotel booking before applying for visa application. Thank you!
Thirumal says
Hi Kanwalpreet! Usually, hotel booking and flight reservation are not required for UK visa application. But the document checklist is different for different nationalities and countries. You will know if you need hotel booking only if you start your visa application.
Kemi says
Hi Thirumal, I have a question. My UK Visa Application was just refused, reasons stated:
1. You have stated that you intend to travel to the UK for 10 days to attend a wedding. — In my application, I had stated that my intention was to attend my cousin’s Wedding Anniversary as well as Tourism. They didn’t address the tourism part of my intention.
2. Insufficient funds in the account provided. — In my Application, I had submitted 2 bank statements. One of them had more than sufficient funds for the trip. Seems they never reviewed the one with sufficient funds as they only made reference to the other one.
3. My Sponsor didn’t include financial details. — This was not necessary as I had more than enough funds for the trip and I had also stated that I am solely responsible for the trip.
4. The Application was refused under Paragraph V4.2 (a), (c), and (e). There is no right of appeal or right to administrative review.
Kindly advise what I should do as I had submitted all the necessary documents but they were clearly not reviewed or processed correctly.
Thirumal says
Hi Kemi!
1. I suggest using only “one” purpose for your travel. Often ECOs overlook multiple purposes. Even if they didn’t, it becomes difficult for them to evaluate your application if you are seeking entry for multiple purposes.
2. I suggest using only “one” bank account. Again, more documentation leads to ECOs overlooking crucial documentation. In your case, they looked at the account that didn’t have sufficient funds and overlooked the other one.
3. If you are paying for your trip on your own, there is no need for a sponsor. If you introduce a sponsor on your application, the home office conducts background checks on them that can complicate your application.
4. There is no appeal. You can only reapply. I suggest reapplying for your visa with the suggested changes above. Also, write a detailed cover letter explaining the reasons for your previous visa refusal, resolutions from your side and any supporting documentation.
Kelvin says
Hi Thirumal,
Probably you didn’t see my comment due to many messages. Thanks for the great work.
Anyway, I am planning to travel to the UK in late September and I am planning to attend a few fashion shows and have a meeting with potential clients.
I own a modeling agency in Uganda, Africa and I want to get a Tourist Visa but as a work-related tour to see and learn how the fashion industry is in the Uk. I plan to stay there for 14 days. I have a friend with a company who is sending me an invite and will be sorting accommodation. I am to meet him as a business owner interested in having my models represent his companies.
My sister’s husband will provide me with a healthy bank statement with a reason that he is interested to invest in my agency and he would like to know if we can expand our clientele abroad.
Do you think this will get me a visa?
Thirumal says
Hi Kelvin! Your purpose of travel and itinerary seem convincing. Showing your friend and sister’s husband as potential business partners is also fine. But seeking sponsorship from them can make the ECO question your agency’s business practices and profitability.
If you can pay for your trip, I suggest not seeking any sponsorship from them. You can introduce them as protention business associates/partners. You can also show their business proofs to ascertain that they are established business owners in the UK. You can, of course, accept accommodation from your friend or sister’s husband when you actually travel to the UK.
Anil says
Hi Sir, I have filled and submitted the UK visa application form with some errors like “when they asked did you apply for leave to remain in the UK” I said NO but actually after my masters there I got a post-study work visa for 2 years but never stayed back I returned. Also my travel history I missed a few places to mention in the list. Also, are tax returns compulsory for a visitor visa? I have my company’s 3 years returns but do not have personal ready.
Thirumal says
Hi Anil! If you haven’t given your biometrics yet, then you can cancel your UK visa application and request a refund. Refunds take about 8 weeks. A visa application cancellation is not considered as a “refusal” so there is no harm in canceling your visa application. After that, you can fill and submit a new UK visa application with correct information.
Tax returns are not mandatory but they will help you strengthen your application. If you are a business owner, then tax returns for your company are fine. For personal, you can just show your personal bank statements.
Bassy says
Hi Thirumal, I must confess I am deeply impressed by your expertise. Please, I have a few concerns about my application.
4 Day tourist visit to the UK, Single application
1. Employment: I am a business associate. My job role is network marketing for a Chinese company in Nigeria for 5 years now, position as a DIAMOND 6 leader and as a stockist in-charge of undertaking registrations and issuance of company’s goods to the distributor’s within that region. We don’t receive employment letter but can receive a covering letter or an introduction letter, because we are not on a paid salary but commissions which are pretty good up to or more than £1300 in a month.
2. Proof of Funds: My 6 month Bank statement clearly indicates all commissions and bonuses coming in from this company. Balance in account £6000.
3. Family Ties: I am married with 2 children, my wife is an employee from Total Nig Plc, family resides in Nigeria. Supporting Document: Marriage certificate, children school fees, house rent.
4. Travel History: SouthAfrica, USA and China, and the company just renewed my Chinese Visa to embark on another all-expenses-paid trip to China by the company.
5. Sponsoring: Self-sponsored for UK application.
6. Visa Denial History: UK student Visa application in 2005 I can’t remember the reason again, Schengen Visa to France in 2014 insufficient, unsatisfactory documents.
7. Relations in the UK: Aunt and inlaw but wouldn’t want to mention or bring them in since I am the one funding myself.
8. Itinerary: My return ticket, My hotel reservations and places to visit within that 5days will be included.
9. Budget: I am budgeting not more than 20% for this trip from my bank statement balance of £6000.
Please do you think based from the above, am I eligible for entry clearance for a 4 days visit to the UK? Your response will be appreciated. Thanks.
Thirumal says
Hi Bassy! Yes. You are eligible and you have a fair chance of visa approval. My only concern is your employment. Let me explain in detail below.
1. Employment: Since you are not on the payroll of the company, it can be difficult for you to prove that you are “employed”. It appears to me that you are more of a “single owner business” or “self-employed”. Quick question –
How do you pay the taxes? Does the company deduct and pay the taxes on your behalf? Or you pay them from your side? If you do, what’s your status in terms of taxes – employed, self-employed or business owner?
2. Proof of Funds: Your income and savings are very good. Just make sure that there are no large deposits in your account for which you cannot produce any documentary evidence.
3. Family Ties: Your family ties and supporting documentation are looking great.
4. Travel History: You have travel history outside your continent which is fantastic.
5. Sponsoring: Great.
6. Visa Denial History: Since you are strong in other areas such as financial solvency, travel history and family ties, your visa denial history will not affect your UK visa decision.
7. Relations in the UK: Agree. No need to mention them as you are funding yourself.
8. Itinerary: Great.
9. Budget: Budgeting 20% of your savings is fine. You can budget even lesser than that as the average daily travel budget in the UK is about £150 per day per person.
Margaret Jardim says
Hi Thirumal,
Thank you for all the helpful information. I will be visiting a friend in the UK but will be paying for my own expenses. What do I need to submit for proof of accommodation?
Thirumal says
Hi Margaret! The required document checklist is different for different nationalities. Usually, proof of accommodation is not needed for a UK visa application. But if your document checklist asks for it, you can provide a “refundable” hotel booking. You can book a refundable hotel on booking or expedia.
Sanjay kumar says
Hi, I would like to know would be able to visit France with a visitor UK visa only. I intend to visit the UK in the last week of September this year for 15 days. And please tell me the must-visiting places there. Hope for a quick reply! Thanks.
Thirumal says
Hi Sanjay! You CANNOT use your UK visa to enter France. You would REQUIRE a Schengen visa to travel to France. Please refer to the below articles for more information.
– Countries you can travel VISA-FREE with UK visa
– Schengen Visa Guide
Mohit says
Hi Thirumal, I am not sure why you are removing my comment but I really need your advice for my UK visa application :(
Thirumal says
Hi Mohit! I apologize for the delay. I haven’t removed any of your earlier comments. Every case is unique and my personal experience sometimes is not enough. I have to do more research which might take time. Please bear with me. I will get to your comment soon.
Mohit says
Thank you, I appreciate it!
DS says
Hi! I’ve applied a couple of times for UK Visa in the past couple of years and been really quick on the turn around time.
This year it has been 7 days since the consulate received my package and there has been no automated email stating they are even processing the package. On calling as well emailing the Visa status number, they assure that my application is under review. I am not sure that is really the case. Please share your thoughts. Thanks!
Thirumal says
Hi DS! I have heard from other readers as well on not receiving the notification for several days. Either UKVI is forgetting to send the notifications or the notification are ending up in spam folder. But it appears that the applications are still being pickup and processing. So nothing to worry.
Kamran Ali says
Hi, I have been refused due to one wrong document of my son school certificate (Bonafide) which in-fact was not confirmed school staff and would like to submit clarification to apply again and clear this objection. Kindly advise.
Thirumal says
Hi Kamran! In your reapplication, write a detailed cover letter explaining the previous refusal reason, your clarification and new supporting documentation. Many readers had success in their reapplication with this approach. You can see quite a few comments on this topic in the article.
Telan thorn says
Hi Thirumal! We have applied for a visit visa for my parents from Sri Lanka with my sister-in-law and the baby. She got the visa but my parents didn’t.
Me and my wife runs a business and offers to sponsor them all in their visit but my parents visa was rejected on the reason of there is no family tie with Sri Lanka and they will not be returned but that was because they didn’t go through all the supporting evidence we provide. They missed the letter which provided by my brother who runs the family business in Sri Lanka and didn’t join with his wife on this trip.
Then we re-applied with the letter to point out the evidence that we provided then they rejected it again due to the lack of evidence that where the fund coming to my parents account and no evidence that the family business is still running.
1) My question is when that rejects it for the second time can they come up with new reasons and why didn’t they point out when they rejected the first application (we produced the same document)
2) If we applied again can they reject it again because of the 2 previous rejections?
Thanks
Telan thorn
Thirumal says
Hi Telan! UK visa process is not the most efficient. The process is tedious, no tracking and there is no appeal. The only option is to reapply and point out the issues.
1) An ECO can re-evaluate the entire visa application rather than just looking at the refusal reasons from the previous application. I believe this is what happened in your second application. The ECO re-evaluated the entire application. The first ECO wasn’t too strict with financial evidence but the second ECO was.
Either way, make sure to provide documentation that your parents are still part of the family business and have access to the funds from the business.
2) If you provide substantial evidence for those two refusal reasons, then they cannot refuse on the same reasons. But they can dig and find a different reason. So, make sure your application is thorough and you have all the necessary documentation.
Rahul says
Hi Thirumal, I have been granted tourist Visa very recently but it doesn’t coincide with the dates of my Alumni event. Does it require me to reapply for the visa with the dates which covers my event or is there a way that the original issued Visa can be changed as far as dates are concerned?
I requested Visa from 27th Sept 19, however, it seems by mistake I have been issued the visa from 28th Sept for 6 months. I am actually thinking about reapplying for the visa as I need to be in the UK on 27th to attend the Alumni event. In that event, do I only apply for 1-day visa which is for 27th Sept’19. Eagerly waiting to listen from you as I am completely out of sorts here in terms of next steps as there is no way in India I can reach out to UK embassy.
Thirumal says
Hi Rahul! I believe there has been a mistake with UKVI. Usually, UK visas are valid from the “date of issue” rather than the “intended date of entry”. You can contact UKVI, but you will be charged for the email. You will only pay for the first email. Follow up emails are not charged. You can email UKVI here.
There is no 1-day visa option. You have to apply for a regular 6-month visa.
I suggest first contacting UKVI and asking for the best option in your case. If you don’t get any satisfactory response from them, I suggest re-applying for a 6-month visa. But this time, write a detailed cover letter explaining that you have been issued the visa but with a wrong “start or from date”. This way, ECO can issue another visa without re-evaluating your entire application which might take several days again. If you can afford, pay for expedited processing as well.
HAMMAD HASSAN says
Hi, My UK visit visa got refused because home office didn’t receive any supporting documents except my passport. I had uploaded the documents on VFS global website but haven’t submitted as I chose to be a walk-in customer because no appointments were available for very next day.
How should I ensure that if reapply my documents will be received by the Home office? How should I take my refusal?
Thirumal says
Hi Hammad! I suggest the following in your reapplication
1a) Online document submission – Upload all supporting documents yourself and submit them on the VFS website. This will ensure the documents will be sent to the home office.
1b) Offline document submission – If you decide to have the VFS staff upload your documents, pay the additional fee for them to scan and upload your documents. The VFS staff will go through all your documentation, take the ones that are needed, scan and upload them for you.
2) Write a detailed cover letter mentioning that your previous application was refused for not attaching the supporting documents and now you have attached all the required supporting documents.
Inohna says
Hi Thirumal! Just wanted to say thank you so much for your help!! My Grandma’s visa got approved the following week after she did her biometrics!
Thirumal says
Hi Inohna! That’s great news! Congratulations to your Grandma! I’m glad this article and my advice were helpful. Safe travels to your Grandma!
Gaurav says
Hi, I am visiting Singapore with my family in Nov, and I am also planning to visit the UK with my wife in March.
Will a short gap between two foreign tours effect to get a tourist visa on hotel booking? As my friend suggested me that there should be at least 5-6 months gap for a middle-class salary employee to get the UK visa. Is it true? Does embassy concern this point and may cause of visa refusal Thanks!
Thirumal says
Hi Gaurav! No. It’s not true. A short gap between your Singapore and UK trips will not affect your UK visa decision. It’s actually good as you will be able to show one more country (Singapore) in your travel history. But keep in mind that the following can affect your UK visa decision –
– Exhausting all your savings on your Singapore trip. You won’t be able to show enough savings for your UK visa application.
– Overstaying your Singapore visa.
Ammad Javed says
Hello dear. Do we need to have both a reasonable salary deposit and savings? I have a salary around 1800 pounds being regularly deposited to my account for the last 3 years. But I don’t have any savings at all. Will it work or having savings is a must. I intend to travel for 4 days only in order to sit in an exam. My wife and children are staying back.
Thirumal says
Hi Ammad! It’s not mandatory to have savings but without any savings, you will not be able to book your flight, pay for your hotel or food. Therefore, you have to show at least enough savings to convince the ECO that you can financially support your trip.
The daily budget to travel in the UK is about £150 GBP per person per day. For a 4 day trip, you would need to show at least 600 GBP savings in your account. Otherwise, ECO will not be convinced that you can afford your trip.
The safest option is to have savings of at least twice your trip expenses. In your case, it would be £1,200 GBP.
RAHUL says
Deal Thirumal, I am really pleased to inform you that I have successfully got a UK visitor VISA to attend an examination, which is very important for my career.
Firstly, This was my second VISA application since my first VISA application was refused based on the lengthy duration of stay for a one day examination. After encountering that refusal, I was honestly shattered and it created a huge dent in my confidence level. However, I managed to encourage myself and started preparing my next VISA application. That’s when I came to know about this awesome blog through Google. I had many doubts and concerns regarding my application and I raised many queries regarding them on this thread, which you happily and swiftly answered. Hence, I got a lot of clarity and I made sure that my application has got no errors to the best of my knowledge. As a result, I got my passport back with a beautiful UK VISA vignette on it.
I really appreciate the guidance and the help that you rendered and Thanks a ton for it. I am pretty sure that this blog will be of massive help for many VISA applicants in the future and I kindly request you to continue this awesome job. Bye and Have a NICE DAY!
Thirumal says
Hi Rahul! Thanks for the kind words! I’m glad that this article and my responses have helped you in securing your visa on the second attempt. Congratulations and have a great trip! Good luck with your exam as well!
Also, I apologize for the delay in responding to some of your queries. It’s taking longer for me to respond as each case is unique.
RAHUL says
Hi Thirumal! Hope you are doing fine. No issues regarding the delay in response since I can understand that you get a lot of queries on a daily basis and Thank you for your wishes. Furthermore, I have come up with another query to trouble you more, Lol. This is regarding UK border clearance.
My UK VISA validity begins on August 24 and I have booked my onward flight from Bengaluru to London Heathrow airport on September 11. My query is do I mandatorily need a return ticket to show at the border control in order to enter the UK or does a document confirming my purpose of visit suffice?
Thirumal says
Hi Rahul! Thanks for understanding. They asked me to show my return ticket when I entered the UK a couple of years ago. So the chances of them asking for a return ticket are very high. Therefore, I suggest having a return ticket. If your dates are flexible, there are many ways to get proof of return ticket without actually purchasing a ticket. Refer to my article on how to get proof of onward travel.
EDWIN JOSEP PEREZ AREVALO says
Hello! Thank you for your incredible work. I’ve got a question. The visitor visa is up to six months, does this mean if I said on my itinerary I was going to stay 3 weeks and ended up being 4 weeks, and I stayed in another city, changing as I said my itinerary. Is it ok? Can this cause any trouble? Please, I really appreciate it.
Thirumal says
Hi Edwin! Asking for 3 weeks and staying 4 weeks is absolutely fine. Visiting different cities than what you have mentioned in the visa application is also fine.
Lisa says
Is there an instance the home office wouldn’t contact the person who sent you an invite yet your visa will be granted?
Thirumal says
Hi Lisa! Yes. The home office contacts the sponsor/inviter only if it’s absolutely necessary. They use other means to verify the information supplied first.
Lisa says
Thanks so much! I have another question for you which I have sent to you earlier on.
Lisa says
Hi Thirumal, I applied for a standard visit visa to attend British Army Assessment but I was refused based on the reasons below;
I have refused your application for a visit visa because I am not satisfied that you meet the requirements of paragraph(s) V4.2 of Appendix V: Immigration Rules for visitors because:
You have applied to visit the UK for 21 days to attend and complete an assessment at the National Recruitment Centre and to visit friends. I note a letter from the National Recruitment center. However In order to be able to make a decision on whether or not to grant you entry clearance in this category I have taken into account your stated circumstances in Ghana, the reasons for your visit and your proposed travel arrangements.
I recognize that you have stated that your stated uncle will fund your visit to the UK but I must take into account your personal and financial circumstances in Ghana when coming to my decision.
You state that you are currently unemployed. You have provided your personal bank statement from Cal bank Limited. There have been many large unexplained cash deposits over 3000 GHS (£438.36 at Oanda.com, 03/07/2019) made onto this account and I am not satisfied about the origins of these funds. On the evidence before me, I am not satisfied that these statements are a true reflection of your financial circumstances or that your circumstances are as stated.
You have also stated that you hold savings of £1820. From the information you have provided you have not demonstrated the origin of these funds and whether they are genuinely available for your exclusive use. The factors mentioned above have not been taken in isolation but considered collectively. They damage the overall credibility of your application. From the information on your application form and the documents you have submitted, I am not satisfied that you intend to leave the United Kingdom or that you are genuinely seeking entry as a visitor. Your
application is therefore refused under paragraph V4.2 (a) and (c)
I actually want to reapply because I really want to join the Army. What do I do to acquire the standard visit visa in my next application?
Thank you
Thirumal says
Hi Lisa! Your UK visa application was refused as you failed to show strong ties with your country. If you do not show strong ties with your country, the ECO will assume that you will remain in the UK and will not return back after your army assessment. If you pass the assessment, you will join the army which is great. But if you fail the assessment, you must promptly return back to your country. You need to show enough evidence in your visa application that you will return back if you fail the assessment.
I suggest improving the following prior to your next application-
Employment
If you are unemployed, it’s unlikely to get your visa approved. You have to have a full-time job where you can provide an employment letter and leave approval letter.
Travel History
You haven’t mentioned your travel history. But if you are lacking in your travel history, it can affect your visa result too. I suggest improving your travel history first.
Financial Solvency
Even if you use a sponsor, you must still show a continuous source of income and decent savings. You must not have any large undocumented deposits.
Family Ties
You haven’t mentioned anything about your family. But if you can show evidence of family members that will remain at home during your trip will help.
Sponsorship
I suggest using an immediate family member for your sponsorship such as father, mother, sibling, spouse, etc. Uncle is a distant relative and it can be difficult to prove the relationship.
Lisa says
Thanks Thirumal for your response.
My ultimate aim is to attend the assessment and within the assessment invitation letter I am to book a round-trip ticket after I’ve been granted the visa else my name and details will be given to the Immigration to deny me of entry. Details concerning my visa will have to be scanned and submitted to the assessment centre before I can leave my home country. This is to be done to ensure that I return to my home country if I don’t pass my assessment. Other details concerning my return in case I fail the assessment are all in the assessment invitation letter from the Army.
I’m unemployed, unmarried, no travel history.
Do you think if I’m able to prove the sources of funding for my bank account it can increase my chance of getting the visa?
Thirumal says
I understand. The army is doing what they can from their side. They are assuring the home office that they will make sure you will return back after the assessment. But like the home office says in your refusal letter that things are not looking good from your side. There are a lot of things from your side that are damaging the credibility of your application.
Unemployed, unmarried and no travel history may not be an issue since the army is guaranteeing your return. I suggest, at least, fixing the things that the home office mentioned in your refusal letter.
– Have your purpose of travel to attend “only” the assessment. Do not combine with meeting friends. Pleasure and business do not work well.
– Adjusting your number of days to match with the exact days you need for the assessment. Maybe one or two days extra to fly in and out but nothing more.
– Use an immediate family member for your sponsorship. If you use a family member or your uncle, make sure to provide his/her employment and financial documentation.
– Make sure your bank account is looking good. There should not be any large deposits that you cannot explain. For those deposits that you can explain, provide documentary evidence.
– Finally, write a clean and legible cover letter explaining the issues in your previous visa application and the measures you have taken to fix them in your reapplication.
Lucy says
Hi, I have submitted my application online, paid the fees and reserve an appointment to go to the visa center which will be on coming Friday. So I made every thing but still did not go for biometric:
1) Can I get a refund if I cancel the application
2) Can I apply for a visa in the future? Or this cancellation will be a problem for considering any application I make in the future?
Thirumal says
Hi Lucy!
1) Yes. If you haven’t given your biometrics yet, you can cancel your application and claim your visa fee refund. Refunds take 4-8 weeks.
2) Yes, absolutely. A cancellation is NOT a refusal and will not affect your future visa applications.
Irina says
Hi Thirumal, your article is really helpful and worthwhile! Thank you.
1. If I put 7 days staying in the UK in my application but spent 3 months there (2 times coming by 1,5 & 1,5 months), will it be a reason for a reject when I will apply again?
2. If I have only 2 months of the employment period after graduation from university, could it be a strong reason for going back to my country? Or is it better to say, that I am unemployed?
Thirumal says
Hi Irina! In my opinion, asking for 1 week and staying 2 weeks is fine. But anything longer will raise below questions
– How were you able to support your lengthy stay financially? Did you have to work in the UK?
– How come your employer agreed for you to be away for that long? Did you quit your job before or while on the trip?
These are all red flags and therefore UKVI is looking into requested stay vs actual stay. If they think your actual stay was too long, they are using that as a reason to refuse future visa applications.
Eric says
Hi sir, I read all Your good work here. You are doing great Sir. I applied for the UK Visa in 2007, almost 13 years ago. But I give the job to an agent but in the end, I was refused. I didn’t have any documents. He provided documents for me and he worked on my bank statement, etc. Since 2007 I haven’t applied for the UK Visa but I have been to many countries like South Africa, Kenya, Dubai, Benin, etc. My question is this – do I need to tell them that I was refused before because it was over 10 years ago anyways? Now I have my own company and travel history. I want to know if it’s important to submit tax documents? I have personal tax but not company tax. Please I need your advice.
Thirumal says
Hi Eric! Thanks! You only need to provide your visa refusals in the last 10 years. Therefore, you don’t need to mention your 2007 visa refusal. Regarding tax documents, you must provide your company registration and company tax documents to show that your company is genuine. Personal tax documents are not that necessary if you are a business owner.
Charles says
Hi Thirumal, I’m Charles from Nigeria. I want to ask regarding the UK visitor visa. My sister lives and works in the UK and she is sending me an invite to come to the UK for a few weeks on a visitor visa. So she is sponsoring the trip and do I still need to submit my bank statement because, on the UK gov website, it’s either the visitor bank statement or sponsor. But I have been reading through comments that the visitor still needs to submit their bank statement when there is a sponsor for the trip.
And also for the fact that submitting 2 documents of the same statement can cause refusal as they will use one document over the other as they may use my bank statement which is not that strong and not the sponsor’s own. I just need some clarification on this, please.
Thirumal says
Hi Charles! I have seen many refusal letters from applicants that are in a similar situation as yours. All these letters clearly indicate that the applicant failed to provide their bank statements or they failed to show enough disposable income/cash in their accounts even though they all have a sponsor.
My understanding is that there is no binding agreement/contract between the sponsor and the UK immigration that the sponsor must (and will) take care of the applicant’s expenses in the UK. Therefore, the ECO would want the applicant to be financially capable as well to support themselves in case the sponsor decides not to support them when they arrive in the UK.
Priyanka says
Hi Thirumal, I am working in the UK from the last 6 months. My visa is valid till Jan 2020.
I applied for my father’s visitor visa, for 15 days to visit me. We got rejection letter 10 days before. The rejection letter says –
1. You state that you intend to visit your daughter in the UK for the period of 15 days to visit your daughter and I acknowledge that you have submitted the letter of invite from her. You state that you are retired and you have £2,500 pounds in savings and you will bear the cost of your visit personally.
2. To demonstrate your ability to fund the trip I acknowledge that you have submitted your own bank account statement for account **** that shows a closing balance on 5th July as 181,*** INR. I note that statement history from Jan to April 21st shows a total of 102,*** INR, however from 21st April till 5th July the credited amount is 250,*** INR. There is nothing to explain the origin of the funds in your application. I am not satisfied as this does not accurately reflect your financial position and etc etc..
The issue was we hired an agent to do this and in the application form, he mentioned that my father will sponsor himself. I actually sent my Invitation Letter stating that I will sponsor everything but form said something else. Also, I am sending my father money in his account on day to day basis, which I can explain in Point 2.
Can you please confirm what all docs I should again send and also what would be the best way to give the clarification on refusal?
I am putting –
My salary slips, 6-month bank statement, Invitation letter, Rent agreement, Company letter, Visa Copy, BRP Copy, Passport copy and Reasoning letter for Refusal.
Father’s doc – His bank statement and where the amount has come from, His ITR, House Property Doc and House evaluation documents, my mother’s death certificate.
Also, need to check how much should I have in my UK Bank account to sponsor.
Last question, I have taken a loan in the UK. Do I need to specifically mention that in a letter or no need of amount getting deducted for that.
Also, I read many articles one of which states that I should change the statement for Sponsorship, and my father himself should do it. Can you please help.
Thanks in Advance, your feedback will be much appreciated.
Thirumal says
Hi Priyanka! I apologize for not responding sooner to your previous queries. I have been swamped with many comments and emails, it’s taking much longer for me to get to all of them.
Documentation
You have all the documents you need from your side. From your father’s side, I suggest including his retirement document (to show that he is retired) and a cover letter with the following details
– His proposed dates of travel and what he will be doing in those 15 days
– His employment status (retired)
– His financial status (pension, monthly financial support from you, etc)
– His travel history (if he has traveled abroad before)
– His intention to return back (an activity back in his home country that needs his attention)
– His previous visa refusal details, reason, additional info/documentation to resolve that in his reapplication
Clarification for the previous refusal
To clarify the refusal, I suggest adding a section in your father’s cover letter and providing the refusal details, reasons and new info or documentation to resolve those issues. For example:
Previous UK Visa Refusal
– My previous application for UK visitor visa with GWF number {GWF number} was refused on {date}
– The following are the reasons for the refusal and my explanations for them in my current reapplication
1. Reason: …..
Explanation: ……
Additional Documentation: X, Y, Z are attached.
2. Reason: …..
Explanation: ……
Additional Documentation: X, Y, Z are attached.
Required balance in your UK bank account
The usual travel budget in the UK is about £150 GBP per day per person. Therefore, you must have at least 150 * 15 = £2,250 GBP in your account in order to sponsor your father’s trip.
Your father must also have about the same amount in his account. ECOs would like to see if the applicant can support his/her travel in case the sponsor decides not to support their trip after the visa approval.
Loan in the UK
You do not have to mention anything about your loan in the UK. Deductions are not an issue. Only large deposits are an issue.
Sponsor letter
I suggest writing the sponsor letter from your side. Specify the list of supporting documents you are providing.
Priyanka says
Thanks Thirumal. I can imagine your mailbox full of comments and thus thought of sending my query again. Thanks again for patiently replying to my email.
Another issue is my father was a businessman and we have a shop which is not rented currently and we might rent it. So the question is does it right to say he is retired? And can a retired person file an ITR? If I change retired to self-occupied that can cause issues. And can we show the rent agreement next time once we get our shop rented on my father’s name?
Apologies for these many questions.
Thirumal says
Traditionally “retired” are those who were previously employed, currently retired and receiving a monthly pension. Though this has changed a lot in recent times, consulates haven’t caught up on it yet. So, they still consider “retired” in the traditional sense. Therefore, it would be difficult to convince the home office that your father has retired from running his business. You can probably convince them that he is not actively involved in the business anymore and living off of his rental income.
Either way, he has to show that he has a continuous source of income. It would work well if he shows his rental income rather than financial support from you. I suggest waiting until he can rent the shop and has a rental agreement. Rental income can strengthen his case in two ways –
1. He owns a property. It’s a strong tie to his home country.
2. He must be physically present in his home country to take care of the rental, maintenance of the property, etc. It’s a reason for him to return back to his country after his trip.
Priyanka Girdhar says
Thank you much Thirumal. Your suggestions make a big difference.
RAHUL says
Hello Thirumal, Good evening. I have already made a lot of queries regarding my UK visa application in this thread and you have answered them all. I really appreciate this help and Thank you. However, I am facing another issue right now. I applied for UK Visitor Visa to attend an examination in the UK and unfortunately, the application was refused citing my long duration of stay for a single day examination. Therefore, I made another application recently stating I would be in the UK for only six days to attend the examination.
The issue is that I have submitted the documents and biometrics on 07/08/2019 (WEDNESDAY) and I have opted for priority service as well since my date of travel is 25/08/2019. However, I haven’t yet received any mail from neither the UK home office nor the VFS global regarding confirmation of my application and transfer of the same to the home office for VISA processing. As you very well know, usually UK VISA applicants receive an email after a day or two after their biometrics appointments which informs us that our application has been received at the UK home office and is going to be processed. Similarly, I received a mail after my first VISA application and so far nearly all of my friends have received that mail on the next day after their biometrics appointment. Therefore, I am very much worried that I haven’t gotten any response even after two working days in spite of applying under priority service. Therefore, please let me know asap whether this is normal or should I do something to solve this. Thanks in advance and I look forward to hearing from you.
Thirumal says
Hi Rahul! You will receive an email notification when the consulate opens your package. If the consulate received many applications, it can take longer for them to get to your package. I suggest giving it a day or two more.
Diana says
Hi Thirumal, I recently applied for my UK visa and uploaded all my supporting documents but only just realizing my bank statement is not up to 3 months like it stops In April. My appointment for biometrics is coming up soon. What is your advice should I carry the updated bank statement? Can it be uploaded at the visa center with a fee? Is this grounds for refusal? Eagerly awaiting your reply as I’m very nervous about what to do or expect.
Thanks
Thirumal says
Hi Diana! No need to panic. The VFS center will scan and upload your documents for a fee. Carry a copy of your latest bank statements on your biometrics appointment. Ask them to scan and upload your bank statement.
If you or the VFS staff fail to upload your latest bank statement, then your financial information is insufficient for the UKVI to make a decision on your case. They may refuse your visa.
kamala says
Hi Thirumal! It’s a great article and clarify many key items for everyone. Thank you so much. I need your help.
I would like to invite my sister and her husband in Oct or Nov time this year for 4 or 3 weeks. I tried visa for my mother & sister in 2012 which has been rejected. Reason home office gave “not enough documents and I’m single so they might stay back.
Honestly, my sister and mother have no intention of staying back. She has her family, lived all her life there and no intention of deserting my father and stay back. Anyway my mother passed away this year Jan.
Re. bank deposit I think my sister might have 3lacs. I am sponsoring their visa, flight tickets, food and accommodation here for 4 weeks or 3 weeks. They can show their bank statements, deposit, house, any other income if they have.
She has a married daughter living and working there. My sister is the guardian to my dad and my mom’s sister who is living with her. I think writing a good letter about these dependencies are a strong proof to the home office that my sister & bro-in-law will return back to India. 100% sure they don’t desert all these people and their own life in India and stay back with me. We are not that sort of people. I am inviting them because I buying a new home, my dad cannot make it, so I’m calling my sister in place of my parents. Is this enough for their visa successfully processed? Please, could you advise? I would be very grateful many more thanks for you.
Thirumal says
Hi Kamala!
Even if you take care of all of their expenses, your sister and her husband are required to have enough income and savings to support their trip. Since your sister and her husband can show their own bank statements, deposits, house, etc, they should be fine.
You haven’t mentioned if your sister and her husband are employed or retired. The documentation required is different based on their employment status. Please let me know their employment status and I will provide the documentation required from you and them.
Praveen Kumar says
Hi Thirumal,
I have the following concerns regarding my visa application:
1. Actually, on the 1st of August, I paid around Rs 1 lakh towards my credit card, which my friend had used. He gave me the amount back in my savings account on the 8th of August. Now, if I produce this bank statement, will it be considered as fund pooling?
2. I have B1/B2 business visa interview scheduled on Aug 20th, 2019. And I plan to travel to London on Sept 17th (personal trip). When do you think would be the suitable time to book my appointment for the UK visa and should I go for normal or express?
Looking forward to your reply.
Thirumal says
Hi Praveen,
1. Yes. Rs. 1 lakh is about £1,100 GBP, which is a large deposit. This will definitely raise questions. If this is the only large deposit in all of your 6 months bank statements, then you should be fine if you just mention it briefly in your cover letter.
2. You would need 5-7 working days to receive your passport after your US visa appointment. I suggest booking a UK visa appointment on Sep 02nd Monday. 2 weeks is too short of normal processing. Go for express (expedited) processing.
Jawad says
Hi! I am from morocco. My monthly salary its £500 month. I want to visit my brother and his wife who are both British citizens. They are going to sponsor my visits. They invited my sister before when she was 18 and she went back. I want to try to apply. What do you think my chances to get the visa?
Thank you.
Thirumal says
Hi Jawad! Your monthly income is fine. But it all depends on the trip length and the total trip expenses. Refer to point 06 in the article to determine your trip length and total trip expenses for your income. Even if you have a sponsor, you are still required to show a monthly income and sufficient savings.
Jawad says
Hi mate, I got like a £1000 in the bank. I am saving it for the trip like a month ago and wages went up to £500 three months ago. Before they used to be £400 a month. Do u think I have a chance there or I should wait another 3 months before I apply?
Thirumal says
I suggest waiting for another few months. Save up to £2,000 GBP and then apply for a 7-day visit. Your salary and savings will then align better for a 7-day visit.
George says
Dear Thirumal,
I had made an error in my UK visa application – instead of Trivandrum, I had selected Cochin as my Visa location. So after the payment and before the biometric appointment selection, I cancelled the application and requested a refund. They said I will get to know the status within 4 weeks. This was done on the 9th of June and I still havent heard back from them. Please, could you suggest what I should do?
The visa for my new application was approved.
Thirumal says
Hi George! You will receive a refund but it usually takes much longer than 4 weeks. Many applicants had success by reminding UKVI with an email. It costs about $5 USD to email them though.
George says
Thank you so much. Will email them right away.
SHIHAB HASAN CHOWDHURY says
Dear Thiramul, I got a scholarship from Prime Minister Office Bangladesh. I enclosed all sort of necessary documents with my visa application i.e. sponsorship, note verbal, government permission letter, etc. I faced interview on 11 July and on 14 July VFS gave me SMS about forwarding my application. I have not got any update after that time. I applied with the standard package. Actually how many days it will take to get visa decision? I have already emailed them about this which cost 5.5 GBP. Please give me some suggestion about this situation.
Thirumal says
Hi Shihab! UK visa application process takes up to 30 calendar days or even more in some cases. Emails and phone calls are useless and do not waste your money on them, at least as of now. Just wait till you hear back from UKVI or VFS. If you don’t hear anything until after 14 Aug, contact them to inquire the status.
Shihab Chowdhury says
Dear Brother, I enquired UKVI and the following reply was given:
Dear Shihab,
Thank you for contacting the UK Visas and Immigration International Contact Centre.
With regards to your enquiry about the status of your application, I can confirm that we have made a decision on your application. We cannot discuss the outcome of your application on-line or by telephone. However, the visa application centre will be in contact with you in regards to collection or delivery of your passport.
We strongly recommend that you do not buy a non-refundable, non-flexible ticket to the UK, until your visa application has been approved and you have received your documents.
Brother, is there any indication from this reply? Thanks in advance brother.
Thirumal says
Hi Shihab! There is no indication of your visa result in this email response. UKVI will not disclose the visa result in emails. You will have to wait till you receive/pick up your passport. When you receive your passport, check for the UK visa sticker. If you see a UK visa sticker, then your visa is approved. If not, you will find a visa refusal letter enclosed, which means your visa is refused.
SHIHAB HASAN says
Dear Brother! Someone has told me that if UKVI takes much time, it means they are refusing the application. Is this true?
Thirumal says
Hi Shihad! It’s true to some extent. Applications that are complicated takes longer to process. A lot of background checks and verifications need to be done which can take longer than usual. Complicated cases have higher chances of refusal than simpler and straightforward cases.
Read my response to Sleiman’s question. I gave a more detailed explanation.
Mavin Jones says
Hello Thirumal! I’m a US permanent resident and I applied for a 6 months visa to go visit friends/tourism for 4 days during thanksgiving this year.
I mailed my application on July 27th, 2019 but I haven’t received any email/text/acknowledgment from the New York Office regarding receipt of my application. I just realized that I did not print out my application form and include it in my package. Will this result in a delay in processing or denial? Thanks.
Thirumal says
Hi Mavin! You will receive an email notification when the UK consulate receives and opens your package. If the consulate hasn’t opened your package yet, then you will not receive the email notification. Also, check in your spam folder as emails sometimes end up there.
UK visa application process is different from other visa applications. UKVI does not contact and request for missing documents. Instead, they simply refuse the visa and add the missing document list to the refusal letter. If they can access your GWF number from any other document in your package, such as biometrics confirmation, they may be able to retrieve your submitted form electronically. But it’s difficult to say if they will do that or will refuse your visa.
yasmine says
Hi there, I just received my refusal letter and it’s due to: I applied for 1-month stay and also they don’t think that I am leaving the UK at the end of the travel knowing that I am now a minor? I just want to ask you if this refusal will influence my future visa applications (not only in the UK) and what do I have to do in my future applications knowing that this is my first time applying and I don’t want to reapply to UK for now.
So do I have to send any letter or do anything after my refusal?
Thirumal says
Hi Yasmine! Unfortunately yes, your UK visa refusal will affect your future visas for the UK and also other countries. You don’t have to send any letter or do anything right now. But follow the below points to minimize the effect of your UK visa refusal on your future visas.
– Do not apply again for your UK visa for now. You do not want to come off as desperate.
– Build a strong travel history meanwhile. Start with visa-free countries and slowly venture to visa on arrival and visa-required countries for your passport.
RAHUL says
Hello Thirumal. Hope you are doing well. I have already applied for a UK Visa and my biometrics appointment is on Thursday (08/08/2019). But suddenly I got a small doubt regarding my financials. My elder brother is sponsoring my trip to the UK and he has around a total amount of money equivalent to around 3,900 GBP in his bank account right now. His monthly income is approximately 750 GBP. I have shown a trip expense of around 1,350 GBP. Is this sufficient? Kindly let me know your opinion as soon as possible. Thank you!
Thirumal says
Hi Rahul! I usually suggest (a) not going above twice your sponsor’s salary and (b) not going more than half of your sponsor’s savings. Your total trip expenses are within these limits and I think you are fine.
RAHUL says
Dear Thirumal, Thank you for the information!
Rosh says
Hi Thirumal. Do you know what is the minimum bank balance required to travel to the UK? Another problem I have is that both my managers who are responsible for my NOC letter are out of town. So is it ok if I give a coloured scanned copy of the NOC? Or it has to be original? My Fiance wants to join me on this tourist trip too so do I give his passport and bank balance copy to strengthen my visa applicantion? He is a German national.
Thank you! Looking forward for your reply
Thirumal says
Hi Rosh! It’s difficult to figure the exact minimum bank balance required for your UK trip. But from my experience, you will be fine if you follow the below three points.
– The average daily expense for UK trip is about 150GBP per person per day
– The total trip expenses should not be more than twice your monthly salary and
– The total trip expenses cannot be more than half of your savings
Original NOC is not required. You will only upload the scanned copy.
Since you can support yourself financially, there is no need to provide any financial documentation from your fiance. A copy of his passport should be fine.
Sameer says
Hi there, I and my mother are applying to visit. I am a student and my mother is a housewife. I just wanted to ask whether my docs are right or not.
1) My father is funding me from my home country. He has a decent amount to sponsor us. I have entered the cost £1500 per person for this trip. My father has around £7-8k in his saving account. There are casual small transactions like for shopping and all not big amounts deposited.
2) We are going to attend the wedding of my cousin. Groom’s brother is also sponsoring us.
3) Plus my sister also lives there with her husband so she is also sponsoring us.
I have all the details of their bank and employment gave by my sponsors. I also have my university transcripts and letter of me studying there.
So, there how much chances of me and my mum to get the visa. We have faced refusal in the past but we got the visa upon going through the appeal and then visited the UK and came back on time I have mentioned that in the application.
Thirumal says
Hi Sameer! You and your mother have a fair chance of securing the visa. But I suggest using fewer sponsors. The UK home office runs background checks on your sponsors which can delay your visa process or even lead to refusal if something questionable comes up in those backgrounds. Probably, using your father and sister would be fine.
Dr Sonam says
Hi Thirumal, I am planning to apply for UK visa (standard visa) for an upcoming exam (by Royal college of surgeons England) in Glasgow in October. I got the visa supporting document from the concerned college.
But I have few issues. We recently shifted to my in-laws place & I joined a new job. My previous salary & income tax returns were very low. I will be travelling with my husband. My husband is not working currently. And I got just 2 months of salary. Our trip will be funded by my father in law (retired). I am really worried about what all documents should we apply so that we get the visa.
Thank you.
Thirumal says
Hi Dr. Sonam! You have way too many complications in your application. Some of them are –
– Your income is not sufficient, so you need a sponsor
– You are taking your husband with you though your purpose of travel is to sit for an exam
– Your husband is unemployed
– Your sponsor is not a direct family member (husband, father or mother)
– Your sponsor is retired
With so many complications, you are risking your visa. I suggest waiting until you fix the above complications. But if you have to sit for this exam at any cost, I suggest the following –
– Travel to the UK alone. This helps you to prove that you have family (husband) remaining at home during your trip.
– Use your own family (father/mother/sibling) to sponsor your trip rather than your father-in-law
Johny says
Hey Thirumal, I am planning to visit the UK next year and will be applying from Canada. I recently received my USA visitor visa and will be visiting the USA soon (to create travel history). Are there more chances if I apply in December 2020 (the reason will be Christmas holidays ) as I will be holding work permit so is there more chances of getting the visa from Canada?
Thirumal says
Hi Johny! The chances of securing a UK visa are the same from any country. But the application process is somewhat quicker and less hassle when applied from the US or Canada.
No. Applying for your UK visa in December will not improve your chances.
Hanna says
Hi Dear, I am really sorry to disturb you but I am really worried about my second UK visa application.
In 2016 I had a UK visiting visa refusal when I planned to visit my uncle who is not my immediate blood relative but he was my sponsor. unfortunately, I did not submit my student ID card as I was unaware that They required my ID card as proof that I was enrolled in my college as a student. In addition, I was not able to show the strong financial ability for the visit as I was an unemployed student at the time of application
But right now I am applying for work visa tier two general visa with all required documents. While filling visa application I had a question “do you have any immediate family in the UK?” I answered that I don’t have any immediate family in the UK, because last time I planned to visit my uncle in the UK, who is not my immediate blood relative. I mentioned this extra info in additional information section in order to avoid unnecessary confusion for assessor.
Anything else do I need to produce? Please help.
Thirumal says
Hi Hannah! When you introduce a new person on your visa application, the home office conducts background checks on them. If there are any red flags in their background, your visa application will be refused. If your uncle is not a relative and not paying for your trip then do not even mention him on the application.
Hanna says
But I think if they check on previous visa refusal definitely they will get about my documents, the reason for refusal and the person who sponsored at that time. So if I don’t mention him also eventually they will find him out. But this time my hospital is sponsoring not him? Is that a problem? What I should do then? Please help me.
Thirumal says
If you mention your uncle or not, you will face issues either way since it’s already in the records. Regarding the sponsorship, I don’t know much about work visas as my experience and knowledge are only in tourist visas with tourism intent.
Beey says
Hello Thirumal, my dad is applying for a UK visa and we have been asked to provide proof of our home address as part of the document checklist. Examples being property ownership documents, mortgage statements, tenancy agreements, accountant’s letters and land registration documents. Unfortunately, we have misplaced the property ownership documents and are trying to get the housing corporation to find their copy to give to us. What can we do if we don’t find it before our visa appointment? The only thing we have is a ground rent bill from the Housing corporation which is a yearly charge, can we present this instead?
Second, they have asked about evidence of family members remaining in our home country. I and my brothers are in our forties now, what sort of evidence can we provide?
p.s. my brothers don’t live with my dad, just me, he’s 86 and I look after him. He wants to go to the UK to visit my sister, his grandchildren and my brother who live there.
Thirumal says
Hi Beey! You don’t have to submit the original document. If you have a scanned copy of your property ownership, that will work. If you don’t have that either, then submit the ground rent bill. I don’t know how a ground rent bill works, but I think at least something is better than nothing.
Usually, evidence of spouse, school-going children or elder parents remaining at home works better. You and your brothers are much older to show that you are dependents on your dad.
Partha Sengupta says
Hi! I and my wife are applying for a UK visa. We already have collected the required documents like – bank statement, tax return, employment NOC letter, payslips, marriage certificate, etc. But still getting confused about two things,-
We are staying in our in-law’s house, hence the documents (utility bills, etc) are on his name. As a proof of residence we do have our bank account that mentioned the current address. Will it work for the needful? if not what else can we provide?
Secondly, We don’t own any property or land, in that case, is it mandatory to provide “evidence of Assets”? coz we don’t have any.
Can you kindly clarify these doubts? really looking forward to a prompt help, as our tickets are booked in September and really running out of time to submit the documents,
regards Partha
Thirumal says
Hi Partha! It’s not mandatory to provide proof of residence or evidence of assets. But these documents will help prove that you have strong ties with your country, which is absolutely necessary for your UK visa. Otherwise, the ECO would think that you will not return back to your country after your UK trip.
You can compensate the lack of the above documents by being strong in other areas such as employment background, financial solvency and travel history. If you are not strong in your employment background, financial solvency and travel history either, I suggest the following –
– Have at least one utility bill on your name
– Have a lease contract from your in-laws
– Improve your travel history
John says
Hi, I currently expired my 5-year visa to the UK. I’m planning to go back for renewal but I can afford another 5 years. Would getting a visa to be affected if I go for 2 years now?
Thirumal says
Hi John! Not at all. A longer-term visa is only a convenience and will not, in any way, affect your visa result.
Abdi says
Hi Thirumal, I am really thankful for the valuable input received via this page and especially the knowledge I have received through this page that helped me to secure my visit visa. Keeping in mind I got refused two times before so I was little nervous this time but you came as Angel and the cover letter played major role to secure my visit visa. Thanks again for your support and advice.
Thirumal says
Hi Adbi! You’re welcome and congratulations! I’m glad this page and the cover letter helped you in securing your visa. Have a great trip to the UK!
Sammy says
Hello Thirumal, I have received a letter from the British army asking me to attend some assessments in September 2019 after which I’ll join the army. I’m planning of using my parent’s bank statement as I am only 24 and finished university last year in December. Which is the best evidence I can present to UK visa as a proof that I shall come back to Kenya apart from booking a to and from flight ticket just in case of anything?
Thirumal says
Hi Sammy! If you are NOT currently working or studying, your visa will likely be refused. If you are currently studying or working, then you have an obligation to return back to Kenya. If not, I can’t think of any evidence that you can show to prove that you will return back.
For financial solvency, yes, you can use your parent’s financial documents.
RAHUL says
Hello Thirumal. Hope you are doing fine. I am Dr.Rahul. I applied for a standard visitor VISA to take the PLAB examination in the UK. Unfortunately, my application was refused. The reasons stated for my VISA refusal were the lengthy duration of stay and my relationship with my family friend, who extended an invitation to host me throughout my stay.
I am going to reapply again by stating that I will stay for only a few days. I will show a hotel booking confirmation for the same. I will also attach my family friend’s graduation certificate in India and a few pics showing my parents and my family friend together in order to establish our relationship. Would this suffice or should I change my approach?
Thirumal says
Hi Rahul! Do not introduce people that you don’t know well or not directly related on your visa application. The home office conducts background checks on them and issues in their background can lead to your visa refusal.
In your reapplication, write a detailed cover letter explaining the two refusal reasons, adjustments to your itinerary and additional documentation. Explain why you had to shorten your itinerary and additional proofs to show the relationship with your family friend.
Debraj Jash says
What are you doing at present? I mean your employment? Are you married? How long did you plan to stay in your previous application? Did you mention your friend as the sponsor of the trip? I had a prior history of Spain visa refusal.
Sumeet Sharma says
Hi! So I had applied for my UK visa in the month of July and I was planning my trip with a friend in September.
My detailed documentation are:-
– I am into my own family business which is a proprietorship company on my father’s name, as per the travel agent’s guidance I declared myself as the employee of the company with an annual salary.
– I had shown my father as the sponsor for the trip & attached his docs as well (which are very strong in terms of statements & passport itself).
– I had attached my bank statement + ITR too
– The mistake I made was to credit the annual salary at once just before applying.
Reasons for refusal are as follows:-
– The annual salary which was credited in lump sum didn’t satisfy them and created a matter of doubts.
– Now my letter from the consulate says “any further application for the UK visa would be considered on its individual merits & it is likely to be refused unless the circumstances changes”
Please help me with how to proceed on further or what should be my next step. Thanks!
Thirumal says
Hi Sumeet! Since there won’t be any changes in your circumstances, your reapplication will likely be refused again. Visa refusals stay permanently in your records and can hinder your chances of securing visas for other countries as well.
I suggest refraining from reapplying for your UK visa. Instead take 6+ months to work on your employment background, financial solvency and travel history.
Since you are an employee in your father’s company, wait 6+ months to build your salary history and savings. Make sure your salary is deposited directly into your bank account and is exactly same as in your payslip. Grow your savings slowly but constantly.
Meanwhile, grow your travel history by traveling to visa-free and visa on arrival countries for your passport. Travel history helps immensely for visa applications such as UK, US and Canada.
Aksha says
Hi Thirumal, thank you in advance for taking out the time to answer the questions. I am a indian national holding valid USA, Canada visas with a decent travel history. I was issued a UK visit visa in Nov 2018 within 5 days of application and made two trip of 5 days each in last 6 months.
I again applied for a 6 month visit visa on 1st July and received email on 22nd July that your visa application process has not been straighforward. Have written to the UKVI to escalate the issue. The only difference in this application was that my husband transferred large sums from his account to mine, his name is clearly stated on bank statements as remittance sender.
I am getting worried as it will be a month since application. What do you propose can be done. The application is for me & my daughter. I have submitted all the required documents including a letter from her school. We have been living in UAE for last 23 years and have strong ties including property.
Thirumal says
Hi Aksha! Your UK visa application will eventually be approved since you have a decent travel history to the UK and many other countries. But I believe that failing to explain the large deposit has made the home office verify the transactions, contact the bank, etc. This might have delayed your visa process and hence it’s taking longer.
Aksha says
Thank you Thirumal.
Received an email on 4th August that visa has been issued and SMS on 7th August that passport ready for collection. Collected passport same day and visa received for 6 months.
Your blog was a big mental support as one of your readers on top had a similar “application is Not straightforward” email and then went on receiving the visa.
I had applied for a visit visa to settle my daughter to university in the UK and was getting very worried because of the delay.
Any applicants who receive this email with the delayed decision, please don’t loose hope. The outcome can be positive.
Good luck.
Thirumal says
Great to hear, Aksha! I’m glad your visa is approved. Thanks for your inputs for others in similar situations. Thanks again and have a great trip!
Arijit says
Hi,
I am planning to visit London and Scotland on 9th October 2019 for a vacation of 14 days (includes the two-way journey). I am working in a Spanish Consultancy firm and have an income of 15 lakhs per annum and my wife is a dance teacher running her own dance school and also working in a reputed school in Kolkata as a dance teacher for the last 12 years. We both have travel history in the US, Germany and countries like Thailand, Africa, Bangladesh etc. My wife has travelled multiple times to the UK but with performance VISA for several dance performances and also had been to the US and Canada several times. My queries are:
Since we have purchased a flat two years back we have invested the majority of our FDs and liquid cash towards the purchase. Now for the application, we will be showing liquid cash of 3 lakhs approx (combining both of our savings accounts) and 7 lakhs in PPF, 3 lakhs as Fixed deposits, few LICs and also our flat which is jointly in our name. The figures are combining both of our investments. We will also include our payslips, ITR and other financial documents. Will please let us know whether the amounts which we are showing is enough to get a tourist visa for the UK?
Please note: I have already booked our return tickets and accommodation in London and Scotland.
Thirumal says
Hi Arijit! Usually, a budget of £150 per day per person is good enough for UK visa. For 2 of you for a 14 day itinerary, you would need to show about £4,200 or 3.5 lakh INR. Spending more than half of your savings is a red flag though. But in your case, you can convince the ECO in your cover letter that you already paid for your flights and accommodation, have a very good travel history, own a flat and have fixed deposits. I believe that you both have a fair chance of visa approval.
ademola adefuye says
My application was refused recently 29th of July 2021 can I re-apply immediately and also use the same statement account although I deposited some money from my other account to my salary account which I did not add the particular account to my application but I want to add now while I re-apply?
Thirumal Motati says
Hi Ademola! Yes, you can submit bank statements from both accounts but you must explain in your cover letter how they are related and the reason for that large deposit in question.
Debraj Jash says
I filled up the online application form for UK Visa today. I have my examination center in London to be held on 24th October. I wrongly typed 23 only on one part of the application form. I have all other supporting documents with me. Will this small mistake may result in visa refusal and can I rectify it during my appointment which I have on coming Friday?
I had a prior history of Spain visa rejection in 2013 but thereafter I travelled to six countries including France(2018) and Germany(2014). Also, my friend stays in London. I am giving his passport, invitation letter and residence permit as proof. I have an exam invitation letter, NOC, employment certificate with me. My wife will be staying in Kolkata. I will also give our marriage certificate and her passport as proof. Whether there is any chance of visa refusal?
Thanking You.
Dr.Debraj Jash
Thirumal says
Hi Debraj! For the typo, I suggest doing a manual correction before scanning your documents. And then, mention the typo and the manual correction in your cover letter.
In my opinion, your Spain visa rejection should not affect your UK visa application. You have very good employment background, financial solvency, excellent travel history and strong family ties (your wife remaining in your country while you travel). Good luck!
RICKY NEIL says
Hi Thirumal,
My partner and my son have a 2-year visitor visa. They have already visited the UK twice, (once with the latest 2-year visa and once on a previous 6-month visa) Their present visa expires on 7th August 2019. My question is – can they leave the Philippines before the visa expires i.e 4th August 2019 and return after the visa expires i.e 25th August 2019?
Regards,
Ricky
Thirumal says
Hi Ricky! Yes, they can enter the UK on the 4th of August (or even on the last day of their visa expiry) and can still get a 180-day entry. The immigration officers at the port of entry will determine the entry period, therefore it can be less than 180 days in certain cases. But seeking a 21-day entry (04 Aug – 25 Aug) should not be a problem.
Faysal says
Hi Thirumal,
Your blog is a great guide to help people sort out requirements for a successful UK visa application. I hold Pakistani passport and have applied for UK standard visit visa for 6 months along with my wife and one son and it got refused. The reason for refusal is that I have received from my company the amount 4 times more than my monthly salary for the month of may 2019. Although my bank account looks pretty healthy and I am working as commercial manager in a company in UAE for more than 7 years but its also mentioned in reason of refusal that I don’t have strong ties to UAE.
What is your advice if I reapply the standard visit visa for 6 months again explaining the difference of amount that I have been paid annual bonus from the company and this letter should be from my company along with my salar slip? Would it help and any other precaution you advise?
Best Regards with bundle of thanks.
Thirumal says
Hi Faysal! I suggest reapplying for visa with below changes/documents
Large Deposit
– Provide documentary evidence for your bonus such as a letter from your employer, bonus payslip, etc
– Explain in your cover letter the reason for refusal and the documentary evidence for the deposit.
Strong Ties
– Provide rental agreement/contract (if renting) in the UAE
– Provide property ownership (if owning properties) in the UAE
– Provide receipts of your son’s school fee (if your son is of school-going age)
– (IMPORTANT) A leave approval letter from your employer stating the dates of vacation, country of vacation (the UK), the purpose of vacation and most importantly, the date on which you have to report back at work.
Thabo says
Hi Thirumal,
I wish to commend you on the excellent work you are doing via this blog. I recently applied and got a UK visa. This was my first time applying for a UK visit visa.
The information on this blog especially your feedback to people’s questions was very helpful in my preparation.
All I want to say is thank you very much.
Thabo from South Africa.
Thirumal says
Hi Thabo! I’m glad this blog and my feedback were helpful for your UK visa. Readers like you and comments like these motivate me to do my best. Thanks again!
TAHSEEN DAWAWALA says
I have about 6 lakhs in my account. I had made some cash deposits of 50,000 and 35,000 in my account in February this year and then a cheque from my mother of 1,00,000 in March which was a gift. Besides this, I have a steady income of about 50 k every month. Do you think the cash deposit and cheque from my mother will be a problem and could be a reason for visa refusal?
Thirumal says
Hi Tahseen! Two of those deposits are equal to or more than your monthly income. Those two deposits may be considered as large deposits. If you can provide documentary evidence of those deposits, then there isn’t anything to worry.
Nayiry says
Hello, my friend has applied for Visitor Visa to UK and submitted all that was needed on May 20, her travel date was 21 July, and till this moment she got no reply (approval or refusal), she had contacted the given phone numbers and emails many times already, and only yesterday she received an email that her case was escalated (although she was told it will be escalated one week ago, on phone), is there any explanation for this case? Obviously, she won’t be able to travel anymore as there is no time to purchase tickets or organize the travel.
Thirumal says
Hi Nayiry! Usually, the UK visa process takes up to 30 calendar days. Yours has been 60 calendar days already, which is unusual. The only option is to contact their customer support to see if they can figure the delay. I know it costs to contact their customer support, but I don’t see another option.
komal says
I had applied for a standard visitor visa for a work trip, and have received an entry clearance, is this the same as a visa?
How do I get a visa instead?
Thirumal says
Hi Komal! If you hold a passport from a “non-visa required” country for the UK, you may get an entry clearance to conduct business or remuneration activities such as a job. Without more information, I cannot say much. Please answer the below questions –
1. What country passport do you hold?
2. The entry clearance you have received is a document or a sticker in your passport?
3. Your purpose of the trip is to conduct business (meetings, conference, etc) or work in the UK (job)?
Komal says
Hi,
1) I hold an Indian passport
2) Entry clearance is a sticker on my passport
3) My purpose is to visit my current employer’s head office for a period of 35 days to attend business meetings and get on the job training.
Is an entry clearance sufficient for this? Thanks
Thirumal says
I see. Yes, your Entry Clearance is sufficient for your trip. Visas for purposes other than “visiting” are simply called “Entry Clearance” which are also visas. Therefore, your entry clearance is your visa and that is all you need. Enjoy your trip!
Meena says
Hi Thirumal,
Thanks for this useful thread.
We are applying for visitor visa for my parents for 6 months. The purpose of the visit is to spend time with our family and visit the places in UK. We are sponsoring them completely and have shown enough funds. I have mentioned the travel back date 176 days after entry date. Will this affect their application? Due to the dates I put in the form I need to maintain the same return date in invitation letter. Can the stay be entire six months? Please advice.
Also my father is retired and they have enough income through the interests from the savings deposits. Is it enough?
Kindly help me in handling this.
Thanks
Thirumal says
Hi Meena! 176 days is too long and it can raise questions. It can appear to the ECO that your parents will be living in the UK rather than visiting. I suggest reducing their itinerary. If your parents are retired, a 90 days itinerary is fine. But 176 days is just too long.
Though you are sponsoring their expenses, your parents have to show that they have some income of their own. Since your father has his income through interests, they should be fine.
Meena says
Thanks for replying. I entered the dates as such in the online application. Hence unable to change now. They have an appointment on Monday. Just keeping fingers crossed.
Thirumal says
Alright! Hope your application goes through! Good luck!
Lavish Pate says
I want to apply for Group Visitor Visa Application for UK Trip. I have following confusion regarding Visa Application.
1. Can we submit a single cover letter for 4 Applicant or submit individually? If you have cover letter format then please share me. Please note that I am unable to download it from mentioned weblink https://gumroad.com/l/useu provided by you. I am ready to purchase it.
2. My father is a retired Agriculture Farmer and has sufficient fund & balance. So what document should I present as a proof of retired farmer?
3. I have a sufficient fund as a fixed deposit in the bank. is it acceptable? If I withdraw/overdraft this big amount of Fixed deposit and transfer it into saving account then what documents should I present for big lodgement of money in saving account and is it acceptable?
4. What documents are required for Minor Visa Application if minor want to visit without parents? If you have a consent letter format then please share me.
5. Are Air Ticket, Hotel Ticket, Travel Insurance, Health Checkup (Especially for senior citizen), Tuberculosis Test (For Minor) mandatory for UK Visitor Visa?
Thirumal says
Hi Lavish!
1. You have to submit an individual cover letter for each of the applicants. Applications may not be processed together. Therefore, you have to supply a complete set of documents for each of the applicants.
2. You have to provide documentation that proves that your father is an agricultural farmer, but I am not familiar with the exact documentation needed.
3. Liquidating fixed deposits just for the visa will not work. They will certainly raise “large deposit” issues.
4. You have to provide a consent letter from the parents (or legal guardian). Also, documentation proof to show the relationship between the minor and primary traveler.
5. No. You may be asked to provide flight reservations and hotel bookings. But health checkups and tests are not required for the UK visitor visa.
Tosh says
Hello, it’s more than 30 days I applied for UK 6 months tourist visa and have not heard from them. What do you think I should do and what could be happening?
Thirumal says
Hi Tosh! UK visa application process takes up to 30 calendar days. If you haven’t heard anything back from them, then you can contact their customer service. But keep in mind that you have to pay to contact their customer service.
Sourav says
Hi Thirumal! Not a question per se, just wanted to let you know that I have received my UK Standard Visitor Visa & your help was invaluable throughout the process! Thank you so much!
Thirumal says
Hi Sourav! That’s awesome. Congratulations! I’m glad I was helpful.
Have a great trip!
Kashif says
Hi Sourav, just wondering in which country did you apply?
don says
Hi Thirumal,
I have followed all the mentioned points and collected all evidence document to prove these 11 reasons. My UK visa got approved within 15 days and delivered to me in 2 working days.
I can’t thank you enough. Appreciate your help and information.
Thirumal says
Hi Don! That’s fantastic! I’m glad the points I mentioned here were helpful. Congratulations and enjoy your trip!
Sourav says
Hi Thirumal. I got a mail from the British High Commission saying a decision has been made on my application & my passport would now be returned to the VFS center “to process and forward to you in accordance with your instructions to them”. But it doesn’t state whether the decision is a yay or nay. Anyway, I can find out if the application was rejected or approved without having to wait for my passport?
Thirumal says
Hi Sourav! Your UK visa decision will not be disclosed in the email notification. You have to wait to receive your passport. If approved, there will be UK visa sticker. If not, there will be a visa refusal letter enclosed.
Sophie says
Hello Thirumal, It has been 14 working days since I submitted my application to VFS Global in UAE and I am still waiting for the Visa outcome. Usually how many days does it take to get a message from VFS regarding passport collection? Also kindly clarify if calling the UK Immigration office be helpful and will they will be able to track my application and give the current status?
Your prompt feedback will be highly appreciated.
Thirumal says
Hi Sophie! UK visa application process can take up to 30 calendar days. UK visa customer service is very expensive to call and they are not helpful. They will not provide you with the status.
Kika says
Hello Thirumal,
Do you know which documents can demonstrate you have sufficiently strong ties outside the UK that would serve as an incentive for me to leave the UK at the end? That’s the reason which I got VISA refusal email today. PS: I have a permanent EU resident card and live in Slovakia. Thank you.
Thirumal says
Hi Kika! You must have the following to demonstrate that you have strong ties with Slovakia.
– Full-Time employment for at least 2 years
– Source of income sufficient for your expenses and savings
– Slowly and constantly growing savings in your account
– Enough savings in your bank to support your UK trip
– Decent travel history (no visa refusals or overstays)
– Economic ties with Slovakia (ownership of properties, etc)
– Family ties with Slovakia (family remaining at home while you take the UK trip)
If you lack in one or two, you are fine. But if lack in too many, it can be a problem.
Ani says
Query for a Friend who is under process of UK visa!
Would like to know the dependent birth certificate is mandatory to process UK visa? If can we proceed with birth certificate affidavit were Date & Month mismatching in the birth certificate and Passport – year is same.!
Thirumal says
Hi Ani! A birth certificate is not mandatory. You can provide any document that proves the relationship. If the birth certificate is the only document and birth date/month is mismatching with passport, I suggest getting that fixed first, either in the birth certificate or passport. I’m not sure if an affidavit would work in explaining the error.
Lavish Patel says
Hello Sir, I want to apply for the UK Visitor Visa. I have the following concerns regarding UK Visitor Visa Application.
1. Regarding Bank Statement, can we submit the Bank Balance statement on bank letterhead rather than submission of online self-generated bank statement?
2. For Minor Visitor Visa application, is it mandatory to present consent letter from parents if children want to visit with maternal grandparents?
Thirumal says
Hi Lavish!
1. You can, but it must show beginning balance, transactions and ending balance. Balances and transactions are more important.
2. Yes, a consent letter from the parents must be provided. Also, a relationship document for child-parent and parent-grandparent.
Mandeep MM says
This was super helpful!
Could you please also share an example template of the “cover letter” for reference – this will help in understanding how detailed it should be before one applies for the visa??
Thanks!
Thirumal says
Hi Mandeep! I used to share the cover letter freely to everyone before but it was abused. Currently, it’s only available for purchase. You can purchase it here if you are interested.
Maria says
Hi, I submitted my application in Toronto for a 2-year visitor visa earlier today, but just realized my outgoing flight is booked for a day earlier than I realized, so all the documents (invitation letter from my friend, employment no objection letter) are a day off. What would you advise in this situation?
Thirumal says
Hi Maria! I think you are fine. The ECOs know that the provided flight itineraries are held temporarily and you will book your tickets after your visa. So, if they are off by one day, it should be fine.
Adenaiya oluwaseun says
Good morning, a country entered a wrong entry date on my passport, which I didn’t notice during the visit. It was later I saw it. Can that affect my UK visa?
Thirumal says
Hi Adenaiya! It won’t since it’s not your mistake. When you enter the dates in your travel history, make sure your entry date matches with the entry date on your passport.
Sastani says
Hi Thirumal! Is there an email address I can write to you personally on, please? I have an urgent matter, please.
Thanks,
Sastani
Thirumal says
Hi Sastani! Sure! You can find my email and contact information on the “Contact” page.
Tahseen says
How much bank balance should I show if I’m traveling with my child for a 14-day trip? My sister stays in the UK who would be providing me accommodation for the visit. I have maintained a balance of about 5 lakh for the past 6 months. Should that be fine?
Thirumal says
Hi Tahseen! In my opinion, a budget of £150 GBP per day per person is good enough. Also, it’s safe to have double the budget in your savings. A savings of 7 lakh rupees would be good. Since your saving is 5 lakh, I suggest reducing your itinerary to 10 days to be on the safe side.
Raj Cheriyan Vadana says
Hi Thirumal,
I am expected to travel to the UK in the coming days for an in-person meeting at an organization in the UK. The duration of the visit should not exceed 4 days. I have also travelled to 3 different countries in the last 10 years including the UK on a dependent visa and has lived there for 2 years on this visa before returning back to India.
Though I have obtained an employment letter from my employer, it only says that I am employed with the organization for about 6 years and the letter is issued for a “visa application”. It doesn’t explicitly mention that the visa application is for the UK and my leave is granted. Will this be an issue as my trip is only for 3-4 days?
My invitation letter is issued by the HR coordinator of a well-known organization in the UK. Still, should I get his/ her bank statements or utility bills?
Thirumal says
Hi Raj! What you currently have is an “employment letter”. You would also need “leave approval letter”. A leave approval letter is not mandatory but from my experience, it’s a powerful document which emphasizes your obligation to return back after the trip.
It depends on who is paying for the trip. If you are paying for your trip, you would need to submit your financial documentation. If the organization in the UK is paying for your trip, then you have to submit their financial documents as well as yours.
Daniel Quayson Sackey says
Hello Sir, I attended my appointment on 10/06/2019 and submitted all my documents. I was giving a receipt for collection without a specific date, my travel date is 08/07/2019. Please should I go to the TLScontact to check? Your advise will help.
Thirumal says
Hi Daniel! UK visa process can take up to 30 days. Since your travel dates are approaching, I suggest contacting TLS to check on the status.
Rajan Kanda says
Hi Thirumal! I have applied for a visa for my father in law. In the section where it says have you been refused a visa before, I put No. But he was refused a visa around 19 years ago. Since then he has a new passport. Will this be ok?
Thirumal says
Hi Rajan! You must enter his visa rejection even though it was 19 years ago. If the application doesn’t allow you to enter a date past 10 years, then you can skip it. But if the application allows you to select the date 19 years ago, then you must enter his visa rejection.
S Singh says
Hi! That’s really a very very helpful post. Thanks for sharing.
I am working as a Software Engineer in a small company of 2 people in India having only one client which is based in the UK. The client wants me to be in the UK for about 10 days for training purposes related to the software I am working on. So I am going to apply for a Standard Visitor Visa in July’2019.
I have a couple of questions:
1. I have planned to visit the UK with my family i.e. my wife(not working) and 2 minor kids(7 years old, 1-year-old). One of them is school going. There will be 4 off days during my visit (2 Saturdays and 2 Sundays) and I am planning to get them around during those off days. Can taking my family with me on the trip go in favour OR against for getting a VISA?
2. Do I need to furnish some sort of letter/document to state that I’ll be financially supporting my family there?
3. Do I need to furnish some sort of letter/document from school as a NOC for my school going daughter?
4. Usually, sponsorship letter is from the employer but in my case as my employer’s company is small and the client is ready to pay for my accommodation and travel expenses; would it be ok If a furnish sponsorship letter from the client(based in the UK) instead of my employer?
5. Will I need to furnish the balance sheet of my client’s company to show that the client is capable of supporting me there?
6. If Invitation Letter, Sponsorship Letter, Balance Sheet of the client are given as supporting document; then is there any document needed from my employer apart from No Objection Letter?
7. Will 3 months of bank statement showing regular income be enough?
8. I am earning a salary of 60000 Rs./month which is being credited in my account. There was a deposit of Rs. 32500 in May’19 in my salary account from my wife’s savings account. It was done for buying AC and Medical policy renewal. Do I need to provide some sort of documentation so that it does not fall under “Large undocumented deposits in your bank account”? OR Rs. 32500 is not considered as “large amount”?
9. As mentioned in one of my previous comments, I am being sponsored by a UK company; I don’t have much in my savings account, but I do have investments in Mutual Funds in lacs. Will I need to liquidate some of the money in my savings account to show that I have enough to spend during my visit and furnish document of this large deposit OR mutual fund investment are also good to show access to my money?
Just to mention, I have a travel history of visiting the UK twice back in 2008 and 2009 on a business VISA which is now changed to “Standard Visitor VISA”.
Thanks..
S Singh
Thirumal says
Hi S Singh! Since there is a lot of personal information in your question, I have changed your name to S Singh to keep your question somewhat anonymous. Hope that’s ok with you.
1. I usually suggest keeping business and pleasure separate. It adds unnecessary complications when combined. For example, you have to provide all your documents, your employer documents and your client documents. If you are taking your family with you, then you have to provide your own financial documents, marriage certificate, birth certificates, school fee receipts, etc. That is a ton of documentation which could easily lead to the ECO overlooking some of it. Sometimes VOs overlook crucial documents and make decisions without them. You can’t blame them when the application looks like a 200-page binder.
2. Yes. Your client is only paying for you to be in the UK. Your family expenses are your own responsibility and you have to furnish evidence that you can support your family while they are in the UK. This includes the following documentation
– Your employment proofs
– Your financial proofs
– Your relationship to the family member
– A letter from you stating that you will bear their expenses while they are in the UK
3. No. Not required. But you have to provide a set of above documentation for each of your family member. Sometimes applications are processed separately and you have to provide a set of documents for each applicant. Since there is no option to link applications, you must also provide the GWF numbers of other family members in each of the cover letters.
4. Yes. It’s absolutely fine. But you have to show proof that your client is a client for your company.
5. Yes. You have to provide financial documentation from your client. This is tricky as some companies do not like to disclose their financial statements.
6. Yes. They have to provide the documentation to show that your client is a client for them. Any client contracts, agreements, etc will work.
7. I think it’s 6 months. But refer to the checklist from the UKVI.
8. Yes. The deposit is more than half of your monthly salary. So it is large.
9. Similar to a large deposit, liquidating your mutual funds would seem that you have inflated your bank account for your visa. If you are not taking your family with you, low balance in your account is not an issue. But if you are taking your family with you, then you have to have a decent source of income, slowly growing savings and a decent ending balance.
Since you have a travel history to the UK, you will not have any issues securing a visa for the UK. But taking your family with you can add unnecessary complications. You may still have a fair chance but things can get a bit complicated.
peggylove says
When applying and you made a mistake in the date. You have been invited for a program which is in 2019 but you made a mistake of typing 2018, will that affect you getting the visa?
Thirumal says
Hi Peggylove! Yes, it can affect your visa result. If you haven’t submitted your application yet, then I suggest explaining the mistake in your cover letter. If you have already submitted your application, there isn’t much you can do. You just have to wait for the result.
Abhinav Sharma says
Thanks so much for the Information Thirumal, I have few other doubts which are as follows:
1. Should I mention my layover at Turkey underTourism or Transit?
2. I am traveling for a Conference there and my College is completely funding me for the same under student foreign travel assistance scheme. Should I show the total required amount for the trip same as the funding I am receiving and which is also reflected in my Bank statement?
3. Should I choose the purpose of visit as Business and the main reason as Other (which I further explain in space provided)
4. My parents passed away during my childhood and I don’t know their dates of birth and there is no way I can know that. Should I fill some arbitrary date for the same?
Thirumal says
Hi Abhinav!
1. Mention it as Transit.
2. Yes. Show all amounts the same. That way, there won’t be any confusion.
3. Yes. Explain that you are attending a conference.
4. Yes. You can use arbitrary dates for your parents’ date of birth.
Omobolanle says
Hi Thirumal, My UK visa application was just refused. Reasons are as follows:
My brother whom I claimed to be my sponsor did not pick his call likewise myself (my brother was no vacation to Rome when he was called and I was out of the city to where there was no network on official assignment).
The balance on my bank statement is too huge compared to what I claim to earn as monthly salary (this account is actually my investment account which I have been saving for some couple of years now and also generating interest, also I do catering business, though not registered and my ex-husband pays my children’s school fees and monthly allowance). Please advise me, it was stated that I cannot appeal. Any options available or when can I reapply. Thank you
Thirumal says
Hi Omobolanle! Yes, all the people you have introduced in your application including yourself must be available when the home office contacts. If your phone service is capable to receive voice mail, the home office usually leaves a message saying that they have called.
You have too many complications with your financial documentation. With such complications, it’s highly unlikely to have your visa approved. If it’s not urgent, I suggest opening a bank account solely for your salary deposits. Wait for 6 or more months and then use this bank account for your UK visa. If you can’t wait, then provide documentary evidence for all non-salary deposits in your bank account.
There is no appeal. You can only reapply.
Abhinav Sharma says
Hi, I have a technical issue while applying for UK visa. last year en route Belgium I transited through Istanbul, Turkey wherein I entered and exited on the same day. When I am trying to enter these details the system doesn’t take the same entry and exit date. It says ‘enter an end date that is after the start date’. What should I do?
Thirumal says
Hi Abhinav! There is no definitive answer to this question. My suggestion is to select the next day as your end date. Then mention in your cover letter that you entered and exited Turkey on the same day and couldn’t enter the same day as the application did not allow. Refer to the comment from “Karthik” in this article. I have explained in detail.
Amit Singh says
Hi Thirumal
I’m a British national living in India. I got married to an Indian girl and am visiting England for the first time with her for my cousin’s wedding. I have a sponsor letter from my uncle who is organizing the wedding for his son. He has also sent me his property documents, bank statements and salary slips. In addition, I have put my property papers in India plus bank statements and ITR returns in the application. You have mentioned giving a detailed itinerary in your article but my uncle has advised me to say you are visiting to attend the wedding in the family and for the rest of the month will be staying with them only. Are you sure I should put a detailed itinerary?
Thirumal says
Hi Amit!
Complication 1
If you are paying for your trip, there is no need to provide your uncle’s financial documents. If you do, the home office will verify those documents and it may cause delays in the process. It can lead to visa refusal as well since a lot of moving pieces are involved.
Complication 2
If you are already married and plan to spend a month in the UK, the home office would assume that your wife has plans to live in the UK. They may ask you to apply for a spouse visa instead of a visitor visa. If you are only planning to spend, say 10 days for the wedding, it sounds more realistic to the ECO. A visitor visa is appropriate in that case.
Regarding your uncle’s advice
There are exceptions and the ECO might be fine for you both spending a month at your uncle’s. My experience and advice are mostly for those intending to visit the UK for “tourism” intent. Spending a month in the UK as a tourist requires to have a strong purpose, financial solvency and an employer approved time off.
Rapheal says
Dear Thirumal, Thank you for all your kind assistance here. God bless.
I got a huge bank finance loan in my salary account from the bank with documentation and it is over 5 to 6 months which I transferred from my salary account to current/ savings account. Do I have to explain that in my letter since it might not show in the printed statement of account? I am trying to avoid the issue of money lodgement. But I get monthly deduction plan from my salary account for the repayment of the loan.
Thirumal says
Hi Rapheal! Only large deposits are an issue. But monthly deductions (loan payments) are not an issue. You don’t really need to mention the monthly loan payments in your cover letter.
Rapheal says
Thank you so much. But should I attach loan documents/agreement received from bank to my application? I was thinking of attaching loan documents could be part of home ties. I have the loan in my savings account and I also transfer from my salary account to the same savings account monthly to increase the funds.
Thirumal says
You have two bank accounts. If you attach statements from these accounts, then you have to provide documentary evidence of transactions made between these accounts. All of this along with your loan documents could be too much documentation. Too much documentation leads to ECOs overlooking crucial documentation. It can also complicate your case as too many moving pieces are involved.
For home ties, you can attach your home/property documentation. Loan documents are not necessary.
Nikhil says
Hi Thirumal,
This is as a follow up to my previous comment for using FD as maintenance funds. I could not reply to the thread due to some reason.
Would it qualify if I had a letter from the bank saying that the money can be liquidated at any time? Would that work?
Thirumal says
Hi Nikhil! That’s a very specific question and only an ECO knows the answer. But as far as I know, they would like to see liquid cash in your account.
Ali Daud says
Hi Dear. Thanks so much for such a piece of detailed information. Really, it’s like most critical info and no one can find it at one place.
I need small help of yours. I am planning on visiting the UK with Family. I have my spouse brother in the UK holding a UK passport. We will be visiting him and couple of other cities. But he is not sponsoring my visit. I am sponsoring at my own. Should I mention him in visa application and show his UK passport, his bills, etc or should I just not mention him at all? Can immigration people know that we hide some info? If I show him, what are the pros and cons? He said that I should show hotel bookings instead of mentioning him for residency.
Further and last questions, I am working as consultant remotely for US company. I am attaching the employment certificate. I will be taking my Laptop with me. But should I mention in the application that I will not be working there? Should I show some leave approval document from my manager so that they know that I will not work?
Please help out. Your guidance is like gold. I really appreciate it.
Thirumal says
Hi Ali! You don’t need to provide any documents from him. But you must answer “Yes” to the question “Do you have any friends or family in the UK?” and provide his details. That’s about it.
From your side, provide your
– Employment proofs (employment letter, leave approval letter and payslips)
– Financial solvency (bank statements)
– Travel history (copy of all pages in your old and new passport that has visas and stamps)
– Social ties (property ownership, etc)
– Family ties (proof that some family will remain home while you are on the trip)
– Cover letter (clearly mention your purpose of travel, day-to-day itinerary, your employment situation, financial standing, travel history, travel companions, obligation to return back to your country, etc)
I suggest two things
– Make sure you provide a leave approval letter. This is a powerful document.
– Do not carry your work laptop on your vacation. Carry only a personal laptop.
GYDE says
This is the 2nd time I am sending a message but nothing heard from you.
I have had my biometric done since 15th of May for Renewal. As I have been to the UK severally and other countries US inclusive. I still have a valid US visa on my passport whilst my 5year UK Visa expired in February 2019. I have applied for 10years renewal and uptil now nothing has been heard as it’s past a month already. Do you think something is wrong or why is it taking so long
Thirumal says
Hi Gyde! I apologize for not responding to your first message. There are 100s of comments on this article pending for my approval and response. Some of the comments are a life story in itself. It takes me immense time to understand, analyze, research and respond. Probably your comment is somewhere in those pending ones and I will get to it eventually.
UK visa process takes up to 30 days and in some cases even longer. Especially, due to the cricket world cup, the ECOs will be swamped with a large volume of visa applications. I suggest giving it another week and then contact their customer service for an update.
Uday Sharma says
Hi Thirumal
I applied for Schengen visa with Sweden Embassy under ‘visiting friends & family’ category, it got rejected stating that “your intention to leave the territory of member states could not be ascertained”.
I appealed with few more documents, after sending a few follow-up emails, I got a reply that “Your appeal is under processing at the Migration Court in Gothenburg. You will be informed about the decision by email.”
I have my flights booked for 30th July, till when should I wait to re-apply freshly?
Your inputs would be highly appreciable.
Thirumal says
Hi Uday! I assume you must wait for your appeal decision before you apply again. Contact and put some pressure on them to expedite your appeal as you are running out of time. If they say they need more time, ask if you can withdraw your appeal and apply again freshly.
Uday Sharma says
Thank you Thirumal! Can you guide me on how to reach out to migration court of Gothenburg? I mean is there any email-id specifically or I should email to where I appealed originally – ‘visa.new-delhi@gov.se’
Can you please also suggest any good visa-consultant in Delhi who can help me with a fresh application?
Thirumal says
Hi Uday! I have no idea. I suggest contacting the VFS office.
I don’t know any visa consultants in Delhi. I’m against using travel or visa agents for tourist visas. They are not competent.
James says
Hi, Hope you’re okay!
I was rejected an E2 Visa for the United States for work purposes, under 214(b) – this was due to the officer stating the type of visa was right for my level of expertise and it was the incorrect visa for me which I completely understood. My concern is that I am travelling to Singapore next week (for leisure) and was curious as to whether this US Visa rejection will have an impact in terms of travelling to other places outside of the US and whether I should prepare anything prior to travel and landing in Singapore or if this will only have an impact on my future travel to the US?
Any help would be much appreciated, thanks.
Thirumal says
Hi James! Your US visa refusal will not impact your “travel” to any country (including Singapore). Your US visa refusal may affect your visa applications for the UK, Canada, etc. (if at all you need visas for those countries).
Bibian says
Hi good morning! I have applied for the UK visa twice and was refused the problem is that I can’t remember the reason for the refusal. I want to apply again what do I do?
Thirumal says
Hi Bibian! If you do not remember the reason for refusal, you can just mention that you don’t remember the reason anymore.
AG says
Hi Thirumal, thank you for your information
This blog is very helpful.
I’ve got my UK tourist Visa after being refused for 3 times :)
Thirumal says
Hi AG! That’s fantastic! I’m glad this blog was helpful to you. Congratulations and have a great trip!
Lixo says
Thank you for your help I just have one question, I recently got a large deposit which was an insurance claim, if my balance on statement includes part of it and am able to justify with a letter from insurers will it affect my application for visa?
Thirumal says
Hi Lixo! It WILL NOT affect your visa application if you justify the large deposit with documentary evidence (letter from insurers, etc).
don says
Hi Thirumal,
Really useful guidelines. Appreciated your efforts in preparing this list. I have biometrics appointment tomorrow in the USA and need to send docs to the consulate in 5 days. I am preparing a cover letter as per your guideline.
My query:
(As per the form) Your planned travel information
Date you plan to arrive in the UK: 4 September 2019
How long do you intend to stay in the UK?: 0 months and 8 days
Under the Accommodation section: I have mentioned one hotel details from 4th September to 8th September (which is 4 days)
In my leave approval letter: I would like to take time off between 04/09 – 11/09. I will resume my work on 12/09 (which is 8 days as filled in UK application form)
1) Can I book the same hotel or next two days – 9th and 10th September or is it fine?
2) Will that create any confusion if I attach separate hotel booking for 2 days or do I need to mention something in the cover letter regarding those 2 days
By the way, I am an indian citizen and currently in the USA on a valid work permit.
Thirumal says
Hi Don!
1) I suggest showing hotel booking/bookings for your entire say in the UK. You can book the same hotel or a different hotel for those additional 2 days. It won’t cause any issues.
2) It won’t be an issue as people change their travel plans and end up with multiple hotel bookings. But to be on the safe side, you can add a note to your cover letter that you booked two hotels as you adjusted your travel dates.
don says
Thanks for your suggestion. I will change the cover letter accordingly. I have one more query.
1) I am renting a house currently in the USA. I am renting the same apartment on a monthly basis hence I don’t have long term signed agreement. However, I can share the last 6 months Rental statement. It has appropriate information like my name, address and amount charged. The same amount deduction is showing up in bank statement. 2) Also, I have renters insurance document which is signed for 1 year.
3) Last 6 months Utility bills (like Electricity, Internet connection) are on my name with the correct address which I can provide.
Please suggest, above 3 documents will work for “Home Address”. Do I still need to check “Evidence of assets” for a rental apartment?
Thirumal says
Yes, you can use rental statements, renters insurance and utility bills for your proof of address. One thing though, I’m not familiar with the updated checklist of documents for UK visa. The checklist is now different for different countries. Can you please email me with the checklist so I can correctly point out the right documents? You can find my email on the Contact page.
Lisy George says
Hello,
Thanks in advance for your valuable inputs. I have some doubts
1. Is travel history to UK mandatory for US visit
2. How much savings we should show for US /Europe visit
3. How many months in advance we can apply visa for US/UK travel
Intend to travel to the US and UK in the order of whichever possible first
Thirumal says
Hi Lisa!
1. No. Prior travel to UK is not required for US visa. But, having some travel history (any country) will help in securing visas for the UK, US or Schengen.
2. You don’t need to show any savings for the US. The US VOs will not ask for any documentation including bank statements. They rely on other ways to verify the applicant’s source of income. For Schengen, about 150 EUR per day would be good enough.
3. For the US visa, you can apply anytime. But for the UK visa, you can only apply max 3 months in advance.
Emelia Attigah says
Hello Sir, I and my husband work in the same company and we are entitled to fully yearly paid vacation abroad. We intend to visit Germany and a friend of ours is ready to provide us accommodation but the rest is taking care of by our company. Please, do we have to present separate documents such as company financial statements, tax clearance certificate, company registration documents and cover letter since we are applying together? Your advice will be useful.
Thirumal says
Hi Emelia! Yes, each of you must provide all necessary documents as visas are issued on individual merit. You both can submit your visa applications together but have to provide a separate set of documents for each application.
Dilnoza says
Hi Thirumal, I only have 1 page left in my passport. And that is not back and front. Just a single page with visa stamp at the back of it. Is that ok or do I need to have more available pages?
Thirumal says
Hi Dilnoza! It depends on the ECO. If the ECO thinks that there isn’t enough space in your passport, they may send your passport back or refuse the visa. So, do not take chances. Renew your passport before your UK visa application.
Ronak says
Thanks Thirumal for information.
I am planning not to use any VFS service and Send the documents to Newyork Visa office, directly using UPS along with 2 return labels one for me and my wife. Would that work?
Thirumal says
Hi Ronak! You have to follow the procedure. If you are asked to send your documents only via VFS, then you have to do so. If you send them directly to the consulate, they may accept them.
I’m not aware of the current procedure for the UK visa in the US. When I applied for my UK visa in the US in 2014, there was no VFS. Even biometrics were taken by the USCIS (US government) processing center. Therefore, read through the instructions and follow the procedure.
Ijay says
Hi Thirumal,
Thank you so much for your great advice. I just got my 6 months tourist visa and this is my first time applying.
Thirumal says
Hi Ijay! Congratulations and thanks for the update! I apologize for not responding to some of your previous comments. I’m swamped with 100s of comments on this article and each comment is a unique case in itself. It is taking much longer for me to analyze, research and respond to each of those comments.
Congratulations again and enjoy your trip!
Ronak says
Hi Thirumal,
I have been staying in the US on an H1B work visa for the past 3 years. I & my wife have finished our biometrics for UK visa, and I need to send all the document in 5 days. I have the following questions –
1. My wife is dependent on me, and I will be sponsoring her trip. I read at a couple of places that I need to include my GWF number on her application and her GWF on my application, but I am not sure, which part of my application I can mention the GWF number. Should it be on the cover letter itself? I can not find any remark section on the UK visa application form. Also, should we have different cover letters? Also, do I need to include my financial documents as part of her application, to signify that I am sponsoring her trip?
2. Since we are going together, can we simply make 2 small envelopes and send them together with one cover letter, inside one larger envelope as a courier?
3. Can I simply purchase a UPS round trip courier, where I can send forms directly via UPS to New York office along with a return label?
Thanks.
Thirumal says
Hi Ronak!
1. There is no place on the application to mention each other’s GWF numbers. Your only option is to mention them in your cover letter. Use subheading in your cover letter to mention each other’s GWF numbers. Example:
Travel Companions
– I will be traveling with my husband
– I and my husband are applying for the UK visas together. His visa application details are as follows
– Name: {your name}
– GWF Number: {your GWF number}
Yes, each of you will attach a cover letter of your own
Yes, your wife has to attach your employment proofs, your financial documents, your US H1B visa and marriage certificate
2. Yes. You can send both applications together in one package.
3. Yes. You can request both passports to be sent back together in a single package.
Ismah says
Hi Avijit, last year I and my brother applied and we received such an email. It means 1) your application is in a complex state, extra background checks need do be done, (2) it will take longer to be concluded (3) give them time to decide on it there is nothing you can do. My brother got the visa and I didn’t.
Thirumal says
Thanks Ismah! I will let Avijit know.
Avijit says
I have received a message “your application processing has not been straightforward” while my application for a Visitor Visa is under process on 12th June. I had given my biometric on 28th May. Their customer service is like a sucker pump only for money, not for any tangible information. Do you have any comment on such wordings?
Thirumal says
Hi Avijit! I have never seen that kind of message. I have no idea what that means.
Thirumal says
Response to your query from another reader, Ismah – “Hi Avijit, last year I and my brother applied and we received such an email. It means 1) your application is in a complex state, extra background checks need do be done, (2) it will take longer to be concluded (3) give them time to decide on it there is nothing you can do. My brother got the visa and I didn’t.”
Ismah Nsubuga says
Emergency.
Hi bro Thirumal, I’m to submit my application on 17/06/2019. My only issue is I’m not sure how to arrange my supporting documents ready for scanning kindly advise soonest. Thanks.
Thirumal says
Hi Ismah! The VFS staff will arrange your documents, scan and upload them for you. They charge a fee for this. If you want to avoid any mistakes with the document upload, I suggest taking the help of VFS staff.
Ashutosh says
Hello Thirumal,
Thanks for this post and answering all the queries, it is really helpful.
I too have a query, could you kindly help me at earliest.
My wife and I had applied for Visa last month. She applied for Tier-2 Work Permit and I applied as Tourist as I wish to accompany her. She got her Visa approved just last week and I received mine yesterday and it is rejected for me.
Now I am planning to re-apply but with fast track application as her travel date is approaching.
The rejection reasons as mentioned in the letter are quoted here:
1) “I am not satisfied that you are a genuine visitor and that you intend to leave the UK at the end of your visit or that you have sufficient funds available to cover all reasonable costs in relation to your visit whilst in the UK.”
2) “I am also not satisfied that your sponsor can and will provide the support to you for the intended duration of your stay.”
First thing I missed was the NOC from my employer, which I will request and add this time to mention my absence and return to work.
I have a question on the second thing about the insufficient funds. Last time I had submitted my bank statement having 3.5 Lakh INR and also Certificate of Sponsorship which my wife got which mentions the salary promised to her whilst her stay in UK. Now during re-application, could I only show the Certificate of Sponsorship Or do I need to show some bank balance also, if Yes, then whose, mine or my wife’s and how much should be the minimum balance? I have some good amount in US dollars but in cash, could I show that by any means?
Also, I had already attached cover letter mentioning my wife is working and will be supporting, what additional documentation is needed to prove that my sponsor [my wife] will support me during my stay?
Thank you so much.
Thirumal says
Hi Ashutosh! You are complicating your application. First of all, you haven’t mentioned how many days you plan to stay in the UK.
If you plan to stay in the UK for more than 2 weeks, then you must apply for an appropriate “dependent” visa. If you apply for a tourist visa, your application will be refused.
If you plan to stay in the UK for less than 2 weeks, then apply for your tourist visa WITHOUT any sponsorship from your wife. You are employed and financially able, therefore there is no need for sponsorship. If you seek your wife’s sponsorship, the ECO will assume that your wife hasn’t even started her job and therefore she cannot support you. The ECO clearly mentions that in the refusal reason (2).
“Now during re-application, could I only show the Certificate of Sponsorship Or do I need to show some bank balance also?”
Your wife’s sponsorship will not work. She hasn’t started working yet and she cannot support you financially. If she was working in the UK already, it’s a different case (her sponsorship may work in that case because she is already earning money in the UK).
For your re-application, you have to show your own financial proofs. You must provide the following
– Your employment letter
– Your leave approval letter
– Your last 6 months payslips
– Your last 6 months bank statements (must show your salary deposit, no large undocumented deposits)
“How much should be the minimum balance?”
Usually, the expenses per person in the UK are about £150 GBP per day. If you plan to visit for 7 days, then you must have a savings of at least 7 * £150= £1,050 GBP. Along with the minimum balance, keep the below things in mind as well.
– The total trip expenses cannot be more than twice your monthly salary or
– The total trip expenses cannot be more than half of your savings (whichever is smaller)
“I have some good amount in US dollars but in cash, could I show that by any means?”
No. You cannot show cash.
“What additional documentation is needed to prove that my sponsor [my wife] will support me during my stay?”
If you plan to re-apply for your UK visa a few months later, you can use your wife as a sponsor. She would be working by then and she would be able to support you financially. But if you plan to apply right now, her sponsorship will not work.
Aq Sw says
You are a good adviser but unfortunately, have written many posts but you did not respond and then the posts have been deleted!
Anyway, thank you for your guidance.
Thirumal says
Hi Aq! First of all, I haven’t deleted any comments. There are over 200 comments on this article alone that needs to be approved and responded. Once I approve, your comment shows up on the article. But what is the point of approving it if I cannot respond to it? Therefore, I only approve your comment when I respond to it.
That being said, I make a priority to respond to those comments that I can answer with my personal experience. But some cases are too complicated and outside my experience (ex: visa overstay). I don’t want to give the wrong advice on such cases. Therefore, it requires me to do research and sometimes ask the authorities. It takes time and you may have to wait a few days or weeks.
Conclusion: If your question hasn’t been approved yet, then it’s too complicated for me to answer it right away.
heer says
Thanks for your reply
I have submitted my visa application and had my biometrics done on 22 May 2019 and the application was forwarded the same day.
But till today I have not had any reply from the embassy or the visa office.
Can you guide me what should I do?
Thirumal says
Hi Heer! UK visa application process takes up to 30 days. Therefore, give it a bit more time. Try to contact UKVI or VFS on or after 22 Jun 2019.
Nikhil says
Hi Thirumal
I am currently applying for a Tier 2 General Visa. My employer does not sponsor for maintenance funds in the certificate of Sponsorship. Can I show a fixed deposit as proof for maintenance funds?
Thirumal says
Hi Nikhil! Fixed deposits do not work as proof of financial solvency. The ECO assumes that fixed deposits are not readily available. You have to show cash in your savings which are readily available for you to use.
If possible, I suggest moving the cash from the fixed deposit into your savings account. Then, provide documentary evidence that you moved the money from your fixed deposit into your savings account.
Kaleem says
Good Day Mr. Thirumal,
I have one question. To keep it in simple words, I have bank balance in statement for SAR 48,000.00 currently and my Salary is SAR: 9000 per month in that how much should I spend and how much should i save monthly out of my salary, to keep a good 6 months bank record to void rejection chances, Kindly advise please.
Thirumal says
Hi Kaleem! In my experience, the rule of thumb for your trip expenses is
– The total trip expenses cannot be more than twice your monthly salary (2 * 9,000 = 18,000) or
– The total trip expenses cannot be more than half of your savings ( 1/2 * 48,000 = 24,000) (whichever is smaller)
Therefore, your trip expenses cannot be more than 18,000 SAR. An amount at least 4-5 times your salary in your savings works the best. And, you already have enough in your savings.
But, if you didn’t have that many savings, I suggest saving 1/3 of your salary (about 3,000 SAR) a month until you have savings that are 4 times your salary (4 * 9,000 = 36,000 SAR). It takes about 1 year to get to that amount.
The only thing you need to focus is to grow your savings constantly at a slow pace. You don’t want to save too much too quickly. And, make sure there are no large deposits other than your monthly salary. Pay attention to these two and you will not have any issue securing a UK visa or any visa in general.
Nouzer says
Hi Thirumal, appreciate your great help. Please guide me for the below query.
I got a schengen visa through France. I have 2 option of travel routes. 1. France- Swiss 2. France-Belgium-Netherlands
I want to apply for the UK visa after around 6 months. Which option is good for supporting the UK application?
Thirumal says
Hi Nouzer! It doesn’t really matter as you will only gain one entry stamp. But if you prefer mentioning more countries as part of your travel history in your UK visa application, I would say go with 2. France-Belgium-Netherlands.
Heer says
Thanks for answering my questions
I have asked the VFS to scan and send my computation of income so that the visa officer has a clear indication of my income. But they did not scan the computation part.
Thirumal says
Hi Heer! There isn’t much we can do about it. The UK has outsourced the visa application submission to VFS now. Therefore, VFS staff will decide what documents are relevant and they scan only those.
Aq Sw says
Dear Thirumal
I was studying in the UK and I was over-stayer for 3 months. This was out of my control because of two reasons. My question is can I apply for a visitor visa and tell them the truth or not saying at all? UKVI does not respond to the truth they are ready to refuse the applications to take the money from the people under polite hypocrisy. I have experienced very bad events while I was studying. Really it’s unbelievable that this is the UK. To confirm, I have got two visas applications and I have 9 travel times UK while I was visiting my country home as I have my family there. I never ever have any refused applications either the UK nor the rest of the world. I have travel history too to Turkey and Beirut. I was never intended to stay beyond the visa has expired but this was out of my control. The truth is even you will tell them the truth they will not give you rights for your saying but they give the rights to their native citizens. I need your urgent advice before doing the application. In fact, I hesitate to apply since do not need to do any application will refuse in advance this is, of course, will affect future applications. I have noted that the voluntary return of over-stayer will be banned for 12 months. But need to visit the UK in the next months.
Thirumal says
Hi Aq Sw! Yes, you must, of course, tell the truth. If you can, try to justify the reason why you had to overstay in your cover letter. If it was out of your control, the ECO may consider your reason.
The hypocrisy is on both sides. You are putting the UK on the pedestal. If you are quite confident that the home office does not respond to the truth, then why apply and waste time and money. You are just a visitor and they have every right to deny you the entry if they think that you are ineligible.
Aq Sw says
Thank you so much for your reply and efforts. As have seen thousands of applications have been refused without reasons, sad they do not respond to the truth. Most of these applications have achieved the requirements so why they are refusing the visa. Actually, I just want to go to the UK to share my university event. Then I will never go there. Best regards to you.
Thirumal says
I agree that there is some level of non-transparency! But, after going through thousands of UK visa applications, refusal letters and my own visa application, I can certainly say that you will not have any issues securing a visa if you have the following –
– Full-Time employment in your country
– Decent monthly income and savings
– Decent travel history
– Have no family in the UK
Most refusals I have seen are only from those who are unemployed, students, using sponsors, have family in the UK. Nothing wrong about being a student or having family in the UK, but the UK home office scrutinize those applications and the refusal rate is very high.
Anyways, I wish you good luck! I hope you can make it to your university event.
Karthik says
Hi Thirumal,
I plan to visit my wife who is currently living in the UK on a Tier 2 ICT visa for a week along with my daughter. Please help me with answers to following questions as I am planning to apply for the visa in the fast track which is gonna cost me 3x normal fee so want to ensure that there is no unintentional room for refusal.
1. I visited the UK last year on Business Visa and on my way back to India, I visited Qatar using on arrival transit visa. I spent approx. 10 hours in Qatar so my date of arrival and departure from Qatar is the same date. When I try to declare this while filling the visa application form, I get an error about arrival and departure date cannot be the same even though I choose transit as the purpose of visit. I’m not sure if I should just omit this trip as it was less than 24 hours or what to do. Please advise.
2. In my visa application, I chose “NO” for the question “will anyone pay the cost for my trip” and I entered my wife’s details under “family in the UK” section and under “Accommodation details” section. For the question “what permission do my wife has to be in the UK?”, I chose “temporary visa”. Besides, under “give details of main purpose of my visit”, I wrote that my wife is already there on T2 ICT and that our daughter and I are planning to visit her for a week to celebrate my wife’s birthday together and that my daughter and I will return back to India. In this section, I also mentioned my wife’s BRP ID no. My questions are: A) nowhere in the application did it ask for sponsor details. is this normal for my case? B) Do I need to submit any documents of my wife? If so, please list down the documents.C) will my wife come to know that I’m applying for this visa?
3. Under Personal Information, what should I choose under “Do you have a valid national identity card?” and what information will I provide as National ID? I am an Indian national – FYI
4. I was recently refused a B1 Business visa by the US when I applied through my employer for a business trip. Should I be worried? FYI – I have been to both UK and Australia last year on Business Visa respectively.
Really appreciate your valuable advice and guidance here, please.
Thanks,
Karthik
Thirumal says
Hi Karthik!
1. If you have stepped out of the airport in Qatar, it’s considered as a “visit”. You should enter Qatar in your countries traveled. To address the departure date issue, you have two options –
a) If you have lots of travel history in the last 10 years, then don’t enter Qatar. Skipping one country will not pose any problem as travel to other countries will outweigh your visit to Qatar.
b) Select the next day as your departure date. Then mention this in your cover letter. Example below:
Travel History
– I have traveled to {list of countries here} in the last few years for tourism and business purposes
– PLEASE NOTE: I have recently traveled to Qatar where my entry and exit were on the same day. The visa application did not allow me to enter the same dates for both arrival and departure, therefore I had to enter the next day as my departure. The actual dates for arrival and departure are as below –
Country: Qatar
Date of arrival: {date of arrival}
Date of departure: {date of departure}
2A. If you had answered “Yes” for the question “will anyone pay for your trip”, then the application would ask for the sponsor details. Since you are paying for your trip, you weren’t asked any “sponsor” details.
NOTE: If you are financially able, do not use a “sponsor” for your visa. It will complicate your case. If you use your wife as a sponsor, you have to provide her employment and financial proofs.
2B. Your purpose is to visit her and therefore you have to disclose her details. Along with the details, you would need to provide the following documentation
– Her passport copy
– Her status in the UK (BRP)
2C. There is a slight chance that the UK home office may call her to verify certain details. If you plan to keep your visit a surprise, I suggest mentioning that in your cover letter. You can ask the ECO to not disclose that her husband and daughter are planning a trip to the UK to surprise her on her birthday. There is no guarantee that the ECO will honor your request, but you can try.
3. You should enter your Aadhar number for national id. I believe the Aadhar number is our (Indians) unique national identity at this point.
4. In your UK visa application, you must enter any visa refusals for the question “have you been refused a visa for any country”. But I believe this will not impact your case since you are strong in other areas such as employment, financial and travel history. Your stronger areas will outweigh your US visa refusal.
Hope that helps! Let me know if you have any questions.
Prakash A says
Hi Thirumal,
Thanks for listing out the refusal reasons for UK visa. I am planning to visit the UK with my mother and I needed your advice.
I am employed with an MNC and make good money. I have sufficient bank balance and savings to show my financial position. I have a visa letter from my employer stating all the employment details including my approved leaves for the visit. So I am hoping my application will be approved. However, I am not sure whether the visa application of my mother will be approved. She is a widow and entirely dependent on me. She stays with me and I take care of all her expenses. Being a housewife, I don’t have anything to show for her financial position. She doesn’t have any form of savings. I have mentioned in the application that I will be taking care of all her expenses. As I am also travelling, I have enough funds for both of us.
Do you think there could be an issue with the visa application of my mother? My only hope of getting the visa for her is that she is not travelling alone. She is travelling with me and I have enough funds to meet our needs,
Thanks for any advice you may have.
Thirumal says
Hi Prakash! I think your mother has a fair chance of visa approval as well since she will be traveling with you. Make sure you follow the below –
– Have her submit a copy of your passport, your employment proof, your financial proofs and a document showing your relationship (mother-son).
– Provide a sponsorship letter to her stating that you will bear all her expenses during the trip
– Have her submit a cover letter stating her travel dates, day-to-day itinerary, her employment status (housewife), her financial situation (dependent on you), your GWF number (so the ECO knows that you are the primary applicant), and most importantly the fact that she will be traveling with you. Use subheadings to clearly indicate different areas. Here is an example:
Travel Companion
– I will be traveling with my son, Prakash A (Passport Number: Z123456, GWF Number: W81JF24) during the above-mentioned dates
– My son will bear all our (his and mine) travel expenses during our trip to the UK
– My son’s employment proofs, financial documents and a letter indicating that he will bear my travel expenses during our trip are attached
Sinead says
Great article thanks for the information! I have a question which I can’t find the answers to, my husband is applying for a Tourist Visa whilst on his break from University, he’s planning to come for 5 months and then return when his term starts again. He is going to pay for his own trip he has enough savings to do so, up to 60k in savings, he’s going to provide bank statements. Does that mean i don’t need to hand in my bank statements.payslips as he’s paying for himself? Or do i still need too.
Thirumal says
Hi Sinead! If he can pay for himself, then you don’t need to provide any financial documents from your side. But you would still need to provide your passport copy, your status in the UK (visa, work permit, residence permit, etc) and your marriage certificate.
I personally think asking a 5-month entry would raise questions. This would sound that he would be living in the US instead of just visiting. Moreover, the daily expenses for a tourist in the UK are around £150. That means, he must have at least £22,500 in his account for this 5-month trip.
There are other visa categories that would enable him to stay longer without any questions such as spouse visa, dependent visa, etc. My knowledge and experience are only in short term C-type visa, so I can’t give you more information on those.
Sourav says
Thanks so much for answering my super long list of questions! Really appreciate it! I have just 2 follow-up questions.
1) You wrote- “Transit doesn’t count as a visit. So, don’t mention them in your visa application”. Unfortunately, I have already listed them in my application. I mentioned that I have been to the UK twice, that I had been in the UK for only 1 day each time & listed reason as Transit (Transit was one of the reasons listed in the dropdown menu). Will it be ok if I explain this clearly in the Cover Letter?
2) You also wrote that “LOA from your employer is extremely important. Make sure it states the dates of vacation, country of vacation (the UK) and the date of return to your work. “- Now my company’s LOA mentions the dates of vacation & other details like designation, employment start date, etc., but it doesn’t mention the country of travel. Is that OK?
Thirumal says
Hi Sourav!
1) If transit is an option in the dropdown menu, then I guess it’s fine to mention your transits through the UK. But my understanding is that if you haven’t been through immigration in the UK airport, then they will not have a record of you. If you haven’t been through the immigration at the UK airports on those two occasions, explain it in your cover letter so the ECO won’t assume anything.
2) That’s ok. You will be fine. But for your future visas, I suggest including the country of vacation as well. Here is why, I think, having the country in LOA helps.
If your employer doesn’t mention the country, then it’s assumed that they don’t know what you will be doing during your vacation. Which is perfectly alright as it’s none of their business. You are entitled to take the vacation so you are taking the vacation. But for the visas, there is a slight possibility that the ECO/VOs may assume that you are hiding something from your employer. Having your employer know where you will be going and what you will be doing on your vacation will help ECO/VOs perceive you as honest. This is not a visa rule, but something I found to work well.
Feda says
Hi Thirumal, I got a Schengen visa (states). However, I mentioned only France in the application. Can I travel to other Schengen states? I plan to apply for the UK visa next year. Can I mention all the Schengen states I travelled, even if I enter & exit any Schengen state internally without immigration stamp?
Thirumal says
Hi Feda! Yes, you can travel to multiple Schengen countries with your current Schengen visa. If your Schengen visa was issued by France, then you have to make France as your first destination or the longest in your trip.
Yes, you can mention all the Schengen countries you have traveled in your UK visa application.
Heer says
Hi, I have applied for Uk visa
I am employed with an income of 70K per month
I receive 40k rent per month and have an agricultural income of 12L per year all in Indian money.
I have stated I will spend 3500£ for a 7-day trip
What are the chances of me getting the UK visa?
Thirumal says
Hi Heer! Your total expected expenditure is still less than twice your monthly income, therefore you are fine. I think you have a fair chance of approval, provided you have submitted all proper documentation.
Sarah says
This is in response to Sheeyi Shay’s query. I can only speak for VFS in the GCC as I applied from here. There is no VFS appointment fee. If you do select any of their services, like document scanning, documents check, etc, then you have to pay for it. However, there is no appointment fee. When I applied, document scanning was provided free of charge, but now I see that that service is being charged. Alternatively, you can upload the scanned documents yourself. I did not opt for any paid services but at the VFS centre, I was charged $50 USD for documents check, which I had no option but to pay. Hope this helps.
Thirumal says
Thanks for the response, Sarah! I will convey this to Sheeyi Shay.
Edith Owusuaa says
I am entitled to yearly fully paid vacation outside by my company and my company has provided every document concerning my vacation to secure a UK visa. They gave me about 8 months financial statement which is good. My only problem is my personal financial statement, it was 3 months statement. Do you think it can cause a problem? Apart from that everything is perfect.
Thirumal says
Hi Edith! You must be fine with just 3 months personal bank statement since your company is paying for all your expenses. Just make sure those 3-months bank statements accurately reflect your salary and there are no large deposits.
Sheeyi Shay says
Are you requested to pay for the appointment fee? I was asked to pay for an appointment fee after paying for the VISA fee?
Thirumal says
Hi Sheeyi! Yes, UK has outsourced its visa application submission to VFS. VFS charges an appointment fee for that. Check the comment from Sarah as she explains the new visa application procedure.
Thirumal says
Response from Sarah – “This is in response to Sheeyi Shay’s query. I can only speak for VFS in the GCC as I applied from here. There is no VFS appointment fee. If you do select any of their services, like document scanning, documents check, etc, then you have to pay for it. However, there is no appointment fee. When I applied, document scanning was provided free of charge, but now I see that that service is being charged. Alternatively, you can upload the scanned documents yourself. I did not opt for any paid services but at the VFS centre, I was charged $50 USD for documents check, which I had no option but to pay. Hope this helps.”
Sarah says
Thank you very much Thirumal, that’s very nice of you. But it is you who deserves the biggest praise for your invaluable service. Your blog is like a free travel consultancy for ?? visa applicants. This is a relief because visa consultants actually charge over the moon for their services.
One more thing I can add and would be relevant to applicants in the GCC whose UKVI visas are processed at the British Embassy in Abu Dhabi is that once a decision is made regarding your application they will send you an email. Through some research, and I believe I am right to a good extent but there can be exceptional cases as well, I found out that if your email says that ‘your UK visa application has been issued’ – then this means that you have been issued the visa
And if your email says that ‘your visa application has been concluded’ or any wording to that effect then, unfortunately, it is more than likely that your visa has been refused. This is my general understanding and I can be wrong.
When I got the email from the embassy that my ‘visa application has been issued’ I couldn’t make head or tail of it. What does a ‘visa application issued’ means? At the bottom of the email, it says not to make travel plans until you receive the passport in your hands as nothing is final until you receive your passport and it also says to check the visa before leaving VFS.
Through some other websites, I learned of similar experiences and learned that those who received that particular email got their visas and I too received that email and got my visa. So I can almost definitely say what that email translates into. Anyway, after the email, you have to actually wait for the SMS from VFS to collect the passport.
All the best wishes to you too, Thirumal. Keep up the amazing work. Cheers.
Thirumal says
Thanks again, Sarah! Readers like you make this blog very useful to our community of travelers. I share my experiences, but all our experiences put together can be a great resource for everybody. Thanks again for sharing the information and knowledge. Enjoy the trip with your family!
Ceci says
Hi Thirumal,
Thank you so much for this. I’ve read almost all the comments and It looks like the service is not good.
I would like to ask if you know how much time they take to refuse an application. I applied on April 24th and 2 weeks after that I got an email that states that my application is under consideration.
We were 4 applicants that were invited to a seminar to give some talks. Two of us already got their visas (almost a month ago). I’m really concerned because our trip is going to be next week and I can not get any kind of information from them (I emailed and called them but they said they don’t give specific information).
Thirumal says
Hi Ceci! It takes the same amount of time as approval for refusal as well. It can take up to 30 days for the visa result. If you have less than 30 days available, then it can be a stressful situation. The customer service is practically useless. The only option is to wait.
Ceci says
Thanks Thirumal for the reply. Yes! I just have to wait. I think my application wasn’t good enough (young with not many reasons to come back). I hope the answer arrive soon in order to reschedule the seminar program and cancel my reservation (in the worst scenario).
Anyway, thanks for helping so many people! You are doing a really great job! [You should be leading the UKVI :)]
Thirumal says
Good luck, Ceci! I hope the result will be positive. You’re welcome!
Ceci says
Hi Thirumal! I just got my visa! After 3 and a half months I finally got my passport back with the visa.
I have to say that I did lose hope. I think I didn’t do a good application. I wrote a lot of paid (useless) mails because my expected trip date was in June. Then, because I got an email saying “We are unable to resolve your application within these customer service targets, as the processing of your application has not been straightforward. Please be assured that we will continue to progress your application to enable a decision to be made as soon as possible.” I changed the date. But I think they didn’t check on that information. Finally, at the end of July, I wrote to them again saying that it’s been 3 months since my biometrics. They said my case will be escalated and asked me for my application and passport number.
On Monday, I received this message: “Your UK visa application has been concluded by Visits UK and will shortly be dispatched.” I read somewhere that this means that my visa was refused, but not in all cases “concluded” means it.
I’m thinking that somehow this process depends on who evaluates your application. A co-worker did a shorter application, with less supporting documents and he got his visa in 10 days. Maybe, sometimes, it’s a matter of luck!
Anyway, as I said before, your advice is really helpful in order of not being struggling with delays because the application is not straightforward.
By the way, I am from Peru :) Good luck to all applicants and thanks again Thirumal for this great job!
Thirumal says
Hi Ceci! I’m glad that the wait is over. I’m sorry you couldn’t make it to the seminar but I hope you can still use your visa since it’s valid for 6 months.
I have been hearing more cases that were “not straight forward”. I’m still researching on what exactly that means and what causes it. One thing that’s common with such applications is they are taking longer than usual.
I agree that the visa process depends on the visa officer to some extent. Some ECOs scrutinize the applicants more than the others.
Thanks for updating all of us on your experience and visa status. Congratulations again and have a great trip!
Sarah says
Hi Thirumal,
I am Sarah, and I have previously asked you for advice on UK Visa application in order to sit for a medical exam in the UK.
Because you are providing such an invaluable service by dishing out free advise to everyone, I thought I might share some of the experiences I learned when I applied for my visa this time.
The first time I applied for the UK visa was 19 years ago from Russia where I was studying medicine, and the entire procedure was different.
When I applied again in 2017 it was a completely different experience. There was an online visa application and VFS.
I just want to concentrate on my application in May this year.
First, the visa application and submission was online, meaning that we don’t print the completed application form and take it to VFS. It is paramount that you don’t make any mistakes while completing the application form because once you submit there is no coming back to make corrections. Once you submit you will be automatically directed to make the payments to UKVI.
I learned from a lot of research that you can cancel your application and request for a refund before biometrics. Here again, I read from experienced people that the refund takes forever to be debited back to your account and some people had to make several paid calls and also some applicants simply gave up on the refund.
Second- now you don’t submit your supporting documents physically. Once you submit the application you will be automatically redirected to VFS website or you can manually register at VFS and then there you have to upload all your supporting documents in a preset file. Something like you have one file to give your financial documents, another for your employment, another for your property and so on and so forth. Any mistake you make while uploading your documents is at your own risk. Alternatively, VFS provides documents upload for a fee. I was really not looking forward to this document upload and I was fortunate that when I was submitting my VFS center was doing the documents upload free of charge. They covered up their costs by charging me the equivalent of about 50 US dollars for a documents check which I didn’t even opt for.
Anyway, if you are confident, then you can upload all your scanned documents on your own which had been previously saved in your device.
When I was applying in 2017 I was very meticulous and made a detailed file, placing every document in order of relevance and having an index and contents page and numbering every page. I wrote a cover letter and then where ever relevant wrote detailed explanations regarding any documents needing an explanation.
This time also I prepared in the same way but at the VFS center, the agents there took everything apart and arranged everything according to their guidelines. I, however, insisted on including my explanation pages and they did it. For the four of us, my husband and two kids, I took four photocopied sets, but they only took one and scanned it for all four of us (a massive wastage of my printer ink and paper).
I have been to the UK twice before and obtained a Schengen visa from France and visited 10 European countries. I have also traveled in Asia and the GCC and I am currently a resident of a GCC country. I am a doctor of South Asian origin.
I genuinely wanted to visit the UK for a postgraduate medical exam which is 2 hours long. So I wanted to travel to the UK with my husband, who is also a doctor and my two school-aged children. We are all residents of this GCC country. I got a No Objection letter from my employer which is the equivalent of an employment letter which mentioned my designation, my duration of work with them and my leave period. I also got payslips for 6 months and then a six months bank statement. In order to establish ties with my home country I submitted my house title deed which my husband and I share as half shareowners and I also provided a remittance certificate from the agency through which I remit my savings to my home country and also a bank statement from my home country savings account. I also provided my present tenancy agreement for where I reside.
I applied for a tourist visa and gave my main purpose of visit as for sitting my exams and provided all documents regarding my exams and the visa letter from the examination board. In my cover letter, I mentioned that as the exams are just 2 hours I wanted to make the most of my trip and so my family would be joining me for a 5-day sightseeing trip. I mentioned their GWF numbers on my application and mentioned all 4 GWF numbers on my husband and children’s applications. Their main purpose of the visit was mentioned as tourism.
I applied priority for myself as (providing they issued me the visa I wanted to visit the UK for a medical course). Priority in my country of residence is in 5 days but I got my passport back with the visa in 3 working days.
My husband and children applied for normal service which is 15 to 17 working days, but they got theirs in 13 working days.
I am writing this in a hurry and hence there are a lot of grammatical errors. Kindly ignore them. If I remember anything else I will mail them later. Hoping you will find this useful.
Thirumal says
Hi Sarah! Thank you very much for taking the time to share your experience! Your information on the current UK visa application procedure is invaluable. I and the readers appreciate your efforts.
Congratulations on securing the visas! Good luck with your exam and enjoy your time in the UK!
Ann says
Hi Sir. I am receiving my monthly salary thru my savings account and sometimes I’m receiving payments from my client on that same bank some amount is more than my salary, I work as a travel consultant, some clients if they don’t have time to visit our office they opted to send/transfers on my account, maybe 1 transaction in a month or sometimes none. Also, my cousin is a British citizen, her invitation letter would that be enough to support my application? But I will purchase my ticket and hotel. Hoping for your reply, I know it will help a lot. Thank you!
Thirumal says
Hi Ann! If there are large deposits in your account, you have to provide documentary evidence that those deposits are from your clients for a certain purpose. But in the long term, I suggest using two bank accounts. Otherwise, you will face the same issue for every visa application.
You don’t really need an invitation letter if you can pay for your trip yourself. When you introduce new people on your visa application, the home office may conduct background checks on them. This creates unnecessary complications and could result in visa refusal.
zase says
Hi Thirumal,
What do you consider large undocumented amounts? I applied for a visa and my bank statements showed deposits worth £97, £57, £18. These amounts are money I get from my side hustles. Money that comes with no documentation.
Of course, I included my payslips to justify my salary deposits. But the other deposits have me worried. Is it enough reason for refusal?
Thirumal says
Hi Zase! The “largeness” of a deposit depends on your monthly salary. If your salary is £500, then £300+ can be a large deposit. But £97, £57, £18 aren’t in my opinion. But if your salary is £200, then £97 can be considered as a large deposit.
Also, nothing to worry if there are only a few small deposits in your bank statements. But if there are a lot of such deposits, then an explanation in your cover letter will help.
Delon says
Update:
I received my passport with Visa back today. I did follow your advise and used a cover letter to explain my tax return and also that everything else was already paid for. Thanks for the advise!
Thirumal says
Hi Delon! Congratulations! Thanks for the update! I’m glad my advice was helpful. Have a great trip!
Sam says
Good afternoon Thirumal,
Thanks for sharing all these info, I am sure it has helped a lot of people. Having said that, I’m planning to apply for a UK visiting visa, my cousin is graduating and the University has agreed to send me an invitation letter. I am self-employed but it’s a small scale business and I don’t have any business account except my personal account which I am running very well. Please, can you advise the kind of docs I should submit while applying for the visa? I’ve my business certificate with the business name registered with the government and I am thinking of submitting that with a letter from the company/business. Do you I should also submit a tax clearance certificate to show I am paying tax for the government here?
Thirumal says
Hi Sam! I apologize for the delay in responding to your comment. It’s fine to use your personal account as your business account. And yes, provide tax clearance certificate if you have.
– Make sure there are no large business transactions in your personal bank statements. If you do, then you have to provide documentary evidence of such deposits. Example: You received payment from your client. A copy of the invoice should work.
– Write a letter on your business letterhead stating that you are entitled to use your business funds for personal pleasure trips. ECOs refuse visa applications if they think that business funds are not meant for personal expenses.
– Provide your business registration, tax returns, office lease (if you have), any other documents that show that you run this business.
– Write a detailed cover letter explaining your employment, financial, travel history and the obligation to return back to your country after the trip (if you need sample, email me)
Sam says
Thank you so much for the info! Is it reasonable to submit a business registration document that I just registered this week with the date on it even though I’ve been running the business for a long time? Is tax returns also same with tax clearance certificate? Are flight reservation and hotel reservation accepted or I’ve to make payment for them before applying? Do I need health insurance for such visa application? I am sorry if my questions are too much
Thirumal says
Hi Sam! The longer you have been the running the business, the better it is for your UK visa. If the document says that the business has been established last week, then the VO assumes that you have just started this business.
Tax returns and tax clearance certificate may be similar. They are called differently in different countries.
No. Flight and hotel reservations are not required for UK visa. If at all you are asked to provide those, just submit flight reservation and refundable hotel bookings. Health insurance is not required for the UK visa application.
Parul says
I just received UK visa refusal for my aged parents. They run a hotel business in India. We supplied all the documents but the grounds of refusal were as follows:
1. Non-provision of day to day running proof of business
2. Supporting documents for funds shown in the account
3. They don’t have any past travel history
We do have many proofs for the above requirements. Should we immediately re-apply or wait for a few months?
Thirumal says
Hi Parul! If you do have proofs to explain those refusal reasons, I suggest indicating those clearly in your cover letter. This helps the ECO focus on the previous refusal reasons and the relevant documentation. It will speed up your visa application process as well.
You can reapply immediately. There is no waiting required.
Teanarh Ashlyn says
Can I provide three months financial statement since I was just employed about three months ago when securing the UK visa for a short vacation approximately 15 days?
Should my itinerary in the UK be on my company letterhead or any A4sheet?
Thirumal says
Hi Teanarh! Bank statement requirement is slightly different for different countries. Refer to the visa requirements and the document checklist for your country whether you would need to submit 3-month or 6-month bank statements.
Your itinerary can be on an A4 sheet.
Sleiman says
Is it true that people whose visas have been approved get them within 10 days and anything above that is a rejection?
Thirumal says
Hi Sleiman! Yes, to some extent. Here is my explanation. The less complicated your case is, the higher the chances of your visa approval. Imagine an applicant with a fulltime job, steady income source, good savings, decent travel history, no prior visa refusals and visiting the UK strickly for tourism. The case is clean without any complications. The home office may have to contact the employer and bank. But, that’s about it. It hardly takes any time.
But on the other hand, imagine an applicant using a sponsor in the UK, funded by the parents, have prior visa refusals and visiting for suspicious reasons. The home office has to contact a lot of people (sponsors, parents, etc), verify a bunch of information (visa refusals, purpose of travel, etc). This can take much longer.
Esa Shemond says
Hi Thirumal
Just got an email stating that “Your UK visa application has been dispatched from the UK visa section”. Does that mean that the visa has been approved?
The wording of the email is strange, as it says in the same email ” ..and chose to have your passport mailed back to you directly, that will take place shortly, If you have not already done so, please ensure your passport is sent to the New York Scanning Hub to avoid any delays”. I hope they meant “was sent” which is the case.
Also wondering what shortly is. My departure is on Wed evening. Any ideas? or whom I should contact?
Thanks
Thirumal says
Hi Esa! They don’t tell the visa result in the email notification. You have to wait till you receive your passport to figure the visa result.
In my experience, they mail the passport right after the email notification. The delay would only be from the postal/courier company. You have way too less time to have your passport delivered before Wednesday. I suggest contacting your postal/courier company to have it delivered sooner or arrange a pickup.
Esa Shemond says
Thanks for your help answering my inquiry. Is there any information on how long it takes to process after approval (stamping the visa). I called and they said they would escalate. They also said there is no way to expedite it. Their claim that they will respond to their email, they only respond to the first email and ignore any other subsequent emails. Everything they say is merely a lie.
I have called 3 times and emailed 2 times and that cost a fortune. After one month, it is still under review. I do not think it is just a matter of inefficiency but also it is a rip-off process planned to take advantage of people. Note that only people who have to apply are non-US, and non-Europeans. They think the rest of the countries are shit-hole countries and that is why they treat them poorly. I am very close to getting my US Citizenship and despite the wait, they respond and have some level of integrity. God Bless America.
Thirumal says
Hi Esa! After the visa approval, it’s only the courier time. Usually, you will receive your passport in 3-4 working days after your visa decision email.
Their email responses are mostly canned responses. Their customer service is outsourced and they do not have access to much information. Therefore, they always respond with the same message or status.
Well, I cannot comment on that. But I advise my readers to think about traveling to the UK only after traveling everywhere. Keeping time, money and frustration in mind, it’s not worth to have the UK on the top of the travel list. But surprisingly, there seems to be a craze for traveling/immigrating to the UK. Probably, the UK immigration is taking advantage of it. If you read the comments here, you will understand what I mean. I delete at least 50% of the comments that I receive for this article which are purely from applicants desperate to make it to the UK by whatever means.
Esa Shemond says
Hi, Just got the visa. I had to go get it from another city today to minimize issues with ups delivery. My flight is in 3 hours. The whole process took exactly 34 days from the day they received my application.
Thirumal says
Hi Esa! Congratulation! I know the entire process has been nerve-wracking for you but I hope you made it to your flight on time. Enjoy your stay in the UK.
Sidney says
Hi, this is a great blog firstly! I have a question I went to the Visa center on 13th of May. I still didn’t hear anything. Do I have to worry about it?
Thirumal says
Hi Sidney! No. It’s too early to worry. UK visa process takes about 30 days. If you don’t hear anything from them by about mid-June, then contact their customer service.
Esa Shemond says
Thirumal,
The customer service is useless. I have been waiting for a month and they said the escalated it. I just paid at least $50 in calls with no progress.
Thirumal says
Yeah, their customer service is not useful at all. You will only waste money by contacting them.
Mohammed says
I applied for my visa in December 2018. It has been 7 months now and I still haven’t heard anything. I contacted the customer service a few months ago and they said they’ve escalated it but still nothing yet. What seems to be the delay and what else can I do?
Thirumal says
Hi Mohammed! UK visa process can take up to 30 calendar days for processing. 7 months is not normal and there is something wrong. It’s difficult to say why it’s taking so long. Technically, UK consulate cannot keep your passport with them for that long. It’s your document and it should be with you.
The only option for you is to contact their customer support and have them escalate it. It costs to contact their customer support but I don’t see another option. Good luck!
king says
I learned the UK wipes visa applications after 10 years, How true is this, I had applied 2009 and applying again this year after 10years, do I need to mention the refusal or no need.
Thirumal says
Hi King! No, nothing is wiped out. All records are preserved forever. But for visa application, you only have to mention your previous UK visa refusals in the last 10 years. Therefore, if the refusal was on or after Jun 12, 2009 (10 years till today), you have to mention it in your visa application.
Dorcas says
Hello Thirumal! When you are refused, how many months can you wait before applying again?
Thirumal says
Hi Dorcas! There is no waiting period for the UK visa. You can apply as soon as you can. But keep in mind that if your circumstances haven’t changed, your application will likely be refused again.
Adenaiya oluwaseun says
Sir, how can I get a flight itinerary without payment?
Thirumal says
Hi Adenaiya! Please refer to my article on travel itinerary for visa applications. I have listed a few options there.
Purvi says
Hello,
Thanks for the helpful article.
I have an edge case.
I will be employed during the Visa interview but unemployed during the travel.
Right now I am on notice period of my current job. And my last day of the job is 28th June.
I am planning to schedule a Visa interview for 10 June during which time I will be employed.
But I am planning on travelling to the UK after 20 July during which time I will be unemployed.
My question is what should I fill in the Visa application form -> Employed or Unemployed?
Thirumal says
Hi Purvi! You should fill as “Employed” since you will be employed at the time of visa application. You can mention that you will be “unemployed” at the time of travel in your cover letter. But mentioning that in your cover letter is up to you as it can cause complications and may affect your visa result.
juliet success says
Hello sir, please how much do you think I should have in my bank account for a short vacation in the UK for twelve days when securing a visa?
Thirumal says
Hi Juliet! I believe about £150 GBP a day per person would be sufficient. I suggest showing an ending balance of at least £150 * 12 = £1,800 GBP.
Remember that along with enough savings, you must also (1) show regular deposits of your salary and (2) no large undocumented deposits.
Daniel Quayson Sackey says
Please do I need an employment letter to secure a UK visa since I am a co-founder of my company? I am entitled to fully yearly paid vacation by my company.
Thirumal says
Hi Daniel! Employment letter is necessary only if you are employed. If you run a business, you can provide documentation that states that you are a co-founder and are entitled to fully paid vacation.
AL says
Hi Thirumal,
Nice work here.
Just a quick one, I need your opinion on this, I had previously commented on your blog but no approval or response yet, I guess your schedule is tight.
As a matter of urgency I’ll need to apply for a visitor visa to the UK to attend a seminar for the company I work with, Its an all expense paid trip by the company but going through your blog I saw emphasis on large deposits in the account and if I am to drop 6 months bank statement, I had a month that a large sum of money entered my account which was about 1.3million naira around February, this money was paid into my account by a friend who wanted me to keep it because he was saving up for a surgery. I earn about 100,000 Naira per month and I know this might raise flags. What document do you think I can provide? What is your opinion on this even though the money left my account totally in the early days of march?
I will appreciate a response soon, Thank you so much.
P.S- Six month bank statement will be from December to May.
Thirumal says
Hi AL! I apologize for the delay. I just responded to your original query.
I’m overwhelmed with queries, so it’s taking much longer for me to respond. Especially, each query on this article are unique. I have to read, analyze, think, research and respond. Now, imagine about 50 such queries every day.
Sourav says
Hi Thirumal! I was looking for a resource like this online & luckily found yours. Have a few questions.
1) A significant portion of my total compensation& savings is in the form of company stock, which vests annually. How should I mention this in the application? At present, I have mentioned it under Other Income.
2) Since stock awards are in USD, & USD to INR to GBP conversion rates & stock price fluctuates daily, there will be a difference between the figures I quote when I fill the form & the actual numbers when someone examines the forms. Is that OK?
3) There’s a section where you need to mention if you have been in the UK in the last 10 years. I have transited through Heathrow on my way to the US, but it was for a couple of hours only, & I didn’t need a transit visa. Should I still mention it? The field where you mention the duration of stay doesn’t have any hours field, only days & above.
4) How big a sum is considered to be too big & suspicious in savings bank statement? I will be submitting a 6 months statement from my savings account. Starting balance was around GBP 9k & ending balance is ~ GBP 12k. Most of this is because of documented monthly pay-check deposits, but I have 3-4 undocumented deposits around GBP 200-400 each (total around GBP 1K) from some company reimbursements. Should I explain these as well?
5) I will be submitting some proofs of investments, & the docs are very long ~40 pages each & I have 3-4 such sets. Now, most of this is just standard legal stuff – fine print, regulations & such. The actual monetary value is mentioned in the first page itself. So can I just submit just the first pages, or should I submit all the pages?
6) I will be submitting a bank statement dated 31st May & my biometrics appointment is on 14th June. So is that okay or do I need a more recent statement?
7) Is the bank statement supposed to be for 6 months or 1 year? I couldn’t find this data on the UK gov site. I’m applying for Standard Visitor Visa from India.
8) I will be submitting LOA from my employer. Do I need any other proofs of ties to my homeland? My parents will be staying back in India. If I also submit proofs of residence for them (house owner tax receipts, national id cards, etc.) will that also count? Is it needed?
Will be really helpful if you could help me out.
Thirumal says
Hi Sourav! I apologize for such an extreme delay in responding to your query.
1) Yes. If you have company stock, you can mention that for the question “Do you have savings, properties or other income?”. You can mention the details that it’s company stock, stock vest yearly, etc. in your cover letter.
2) It’s fine and there is nothing we can do about it. But you can mention this in your cover letter as well.
3) Transit doesn’t count as a visit. So, don’t mention them in your visa application.
4) Each of those deposits isn’t big but all put together is GBP 1K, which is big enough. So yes, mention that you have received company reimbursements in your cover letter.
5) Only the first page is enough.
6) Since bank statements are generated every month, the 31st May statement will be your recent statement. It’s fine. Nothing to worry.
7) Your bank statements should be 6 months.
8) LOA from your employer is extremely important. Make sure it states the dates of vacation, country of vacation (the UK) and the date of return to your work. Yes, you can submit those as the proof of family staying back in the home country during your trip.
A few important points
1) In your cover, use subheadings to explain various areas –
– Travel itinerary (your day to day itinerary in the UK)
– Employment (your job title, duration of employment, annual salary, approval of leave)
– Investments (your company stock, vesting schedule)
– Bank Accounts (mention your reimbursements here)
– Travel history (your travel history)
– Intention to return back (mention the date on which you have to report back at work, your parents staying back during your trip, etc)
2) Try not to provide too much documentation. There have been many incidents where the ECOs are overwhelmed and completely overlooked important documentation. If you have to provide a lot of documentation, make sure to highlight the important ones in your cover letter. Here is an example on how you can highlight such documentation in the “Employment” section in the cover letter.
Employment Information
– I work for in {city name} as a {designation}.
– I have been working as a {designation} in {company name} since {employment start date}.
– I draw {salary} per month/year after taxes.
– I have attached an original letter from my employer, a leave approval letter and bank statements indicating my monthly salary deposits.
Christy says
Hello, well done!
I am a first-time traveler, and my company is sponsoring my trip to the UK as part of the incentive for long service. I have been provided a sponsorship letter, but the company refused to present account balance due to security reasons. I am worried if I should still go ahead, as I do not want to be denied on first trial. Thank you!
Thirumal says
Hi Christy! Even if you provide your company’s financial documents, you still have to provide your own financial proofs. If you are traveling for business purpose, then it’s a different case. You are traveling for tourism and your company is bearing your expenses. Therefore, you have to provide your own financial proofs as well. If your financial proofs are strong, then you don’t need to worry about your company refusing to present their account balance.
Aashish says
Hi Mr. Thirumal,
I have applied for my Tier 2 visa. I have mentioned my travel history in the visa application but forgot to include the old passport which has the details.
Will there be a problem?
Thirumal says
Hi Aashish! In my opinion, providing a copy of your old passport helps but it is not necessary. Just mentioning your travel history in the visa application is enough.
summer says
Hi. Is there a possibility that the GWF# is in the Refusal Letter different from the GWF# on my current application? I got refused for my TV application, upon further checking the wrong GWF# in the refusal letter is the GWF# from my last application dated Sept 2016 and that was approved. I find some errors too, my sponsor for my current TV application is my brother-in-law. But in the refusal letter the ECO clearly say that my sister is my sponsor (my sister is my sponsor from my 2016 visa) and 1 of the error I found is my brother does not employ in Royal Airforce, he was a US Airforce stationed in one of the Royal Airforce Base. I was thinking if the ECO mistakenly reviewed my previous application than my current application. What can I do? There is no right of appeal; or right of administrative review.
Thirumal says
Hi Summer! Yes, that’s absolutely possible. Lately, I have been hearing cases where ECO reviewed a completely different case, overlooked trivial documentation and even forgot to enclose the refusal letter with the passport.
Many of my readers had success by reapplying and pointing out the mistakes in their cover letters. There is no appeal for visitor visas anymore. Your only option is to reapply. I suggest reapplying with a cover letter clearly pointing out the review mistakes.
Esa Shemond says
Hi, I applied for a work-related visa sponsored by my employer. Gave them all info and did the biometrics. Has been 16 days and no response. My travel is in less than 7 working days. I emailed and the only response is that they are processing. Any advice?
Thirumal says
Hi Esa! Unfortunately, there is no way to know the current status of your application. This is one of the worst things with the UK visa process. You have two options –
1) Pay of expedited processing. They will be able to locate your application and mark it as expedited in 2-3 working days. After that, they will process your application within a few working days.
They may be very close to processing your application as 16 days have passed already. But if money is not a concern, pay for expedited processing. It may help. You can find the procedure for adding expedited processing at my UK visa guide.
2) Have your employer delay your travel dates. You may receive your visa within the next 7 days but delaying your travel dates will give you some peace of mind.
Lalou says
Hello, I just received an email where they refuse the visa. I would like to know if they mention the refusal on the passport? Thank you!
Thirumal says
Hi Lalou! No. Your visa refusal will not be indicated/mentioned on your passport. They will enclose a refusal letter with your passport in the package.
Lina Yassin says
Thanks for your article.
I’m applying for a visa Monday from Kuala Lumpur (I’m originally from Sudan but will spend 2 weeks in Malaysia for a vacation with my family and I don’t have enough time to go back and apply there)
I already had a UK visa once and have 4 Schengen visas on my passport (one of them is still valid) but I had a US Visa rejection under section 214(b) last month because I forgot to show proof of my University enrollment.
I’m applying for the priority service because I only have 10 working days in Malaysia and don’t wanna risk not getting my passport back and therefore missing my flight back to Sudan.
Do you think my Visa can be processed within 10 working days with priority service because they mentioned that a previous visa refusal may affect the priority time?
Any feedback would be highly appreciated. Thanks!!
Thirumal says
Hi Lina! Usually, your application will be processed within 5 working days if applied for priority service. But one of the worst things with the UK visa process is their processing times are completely off from what they say on their website. Also, they don’t mention how previous visa refusals will affect the processing time. Therefore, it’s really difficult to say if your application will be processed within the 10 working days that you have.
Sarah says
Hi, I must commend the work you do here.
I want to apply for a visitor visa, well this came suddenly and the organization I work with wants me to travel by July for work. But the issue here is if I’m to submit 6-month bank statement, I had large deposits that came into my account around February, this was from a friend who wanted me to keep the money for a while so he wouldn’t spend it. Well, the money left the account the same month but the fact that a huge sum came in and I see most issues here about large deposits. I earn around 100,000 naira and the deposit was 1.3m naira. What do you think I can do about this? what documents do I provide? Will this affect the application?
Thirumal says
Hi Sarah! Generally, these kinds of deposits cause issues. The assumption is that applicant inflated the available balance in order to convince the visa officer that he/she is capable to support the trip.
But in your case, that deposited amount was already withdrawn. This may not be a huge issue, but you would still need to justify why such a large amount was deposited and then withdrawn. I suggest having your friend write a letter with the reason for that deposit and withdrawal. Noterize the letter and provide a copy of his passport and surgery document.
John says
Pls Thirumal, just a quick one, I just got my 5 years visit visa.
I booked a hostel for Visa application but I have an uncle that stays in the UK. I’ve always stayed at his place on numerous occasions. I hope canceling the hotel Booking wouldn’t cause an issue at the point of entry.
Please, what’s your opinion?
Thirumal says
Hi John! You may be asked to show a hotel booking and return ticket at the port of entry. If you say that you will stay with your uncle, you should have some documentation handy to prove your uncle’s identity, your relationship, etc.
Ismah says
Hi, sir thanks for your endless time in answering our Visa questions.
Sir, kindly I need your guidance on how to create a powerful tourist day to day itinerary for Germany. Preferably 5-day trips. Do I need to include every little activity?
Thirumal says
Hi Ismah! No. You don’t have to include every activity. Mostly the dates, cities and a couple of activities you plan to do that day.
Ab says
Hello Thirumal!
Thank you for your detailed article and constant replies to the questions posed.
I have a question regarding the application – When asked which countries I have visited and for what reason. I selected the country and study but since I’m still currently in this country studying the online system isn’t accepting it. It demands date of leaving the country. How do I go about this since I’ve been here for 5 years and it’s a big chunk of time and important for the application?
Thanks
Thirumal says
Hi Ab! The reason for asking that list is to assess your travel history. Travel history doesn’t mean traveling to other countries. It means how promptly did you return back to your country after your trip. That’s why return dates are important. If you went to this country to study and haven’t traveled outside even once during these 5 years, then it cannot be considered as travel history. Either you have to skip adding this country to the list or make up a fake return date in the past.
Tammy says
Hi Sir,
I was previously granted a UK spouse visa January of 2017 but have since been living in America with my husband since February of 2018. Will this cause an issue for me to reapply for a spouse visa?
Thirumal says
Hi Tammy! There are NO repercussions of not using a visa. Your previously successful (but unused) UK spouse visa will not affect your future spouse visa applications.
Oscar says
Hi, Thanks for your blog.
My visa was refused. The reason, I have traveled to the UK before, but on my last visit, I stayed longer than the stated period. However, it was way below the six months. The ECO claims I did not explain in my application what I was doing for those extra days.
Question is, what are the chances of future applications considering they will always refer to this refusal, should I just give up on the UK and just try other destinations?
Thirumal says
Hi Oscar! Usually, a few days over your stated period is not an issue. If you stayed much longer than the stated period, probably it’s better to give up on the UK visa for now. They will always refer to your previous refusal.
If you have stayed just a few days over your stated period, I suggest explaining the reason in your cover letter. If it is a justifiable reason, you will be granted the visa.
Sarah says
Hi Thirumal, I was just reading the above question and answer and I was a little shocked. What does it mean over staying within the six month visa period? Is it like you say in your application that you are going to be there for a week and actually spend 2 weeks on the actual visit?
Is that a problem? The visa is multiple entry as well, so if on our application we say 7 days for a particular visit and actually end up making 2 visits in that period, is that going to make a problem for future applications. I am talking about legitimate and genuine reasons. A bit surprised. Your thoughts highly appreciated because I have just applied and mentioned my stay is going to be 5 days. Once I do get the visa (hopefully-I have chosen priority) I actually plan on making 2 visits of about the same period. Now I’m wondering how this is going to affect any future applications
Thirumal says
Hi Sarah! First of all, you have to put yourself in the shoes of visa officers.
Case 1: An applicant asks for 7 days entry and stays for 14 days
Case 2: An applicant asks for 7 days entry and stays for 4 months
Which one do you consider as overstay?
In my opinion, Case 2. It raises several questions such as
– How can the applicant afford to stay for 4 months in an expensive country
– How can the applicant get 4 months off from work in his/her home country
– Was the applicant involved in illegal work to fund his/her 4-month stay in the UK
The “4 months” is just an example. But, it’s you who has to decide what is “considered as overstay”. In my opinion, asking for 7 days and staying for 14 days is absolutely acceptable.
Sarah says
Hi Thirumal,
Definitely makes sense. But each time I get a new mail, I just want to make sure that I haven’t raised any suspicions in my application. I am a genuine visitor and I only have 48 days annual leave to spend anywhere.
By the way, do you have any idea how long the entry clearance assistants will take to verify my documents and pass it to the ECO? and is it also true the ECO only takes 4 Mins to decide? Waiting for your reply.
Thirumal says
Hi Sarah! I don’t know the internal process. Moreover, the internal process is not irrelevant to us as it won’t affect the visa result. All we have to do is to submit the application and wait for the result.
Ismaeel says
Hi Thirumal,
Than you for your help. I got my UK 2years Visa today. I followed your advice by disclosing my previous refusal both Germany and USA. I can’t express how happy I am now.
Thank you.
Thirumal says
Hi Ismaeel! That’s great to hear! I’m glad my advice helped. Have a great trip!
nerissa says
Hi sir, I just want to ask because I already traveled to the UK last year and I got a 6-month visitor visa. Then this month I will apply again for a visit visa and I just want to ask if I Have a chance to get again a visit visa? Thank you.
Thirumal says
Hi Nerissa! Each application is assessed individually. If your application and circumstances haven’t changed much since your last successful application, you have a fair chance of approval this time as well.
Ahmed Seifeldin says
My visa application was refused last week without declaring any reason or stating the decision basis. Is this a usual scenario? Is it possible to ask for the reason why the visa application was refused? Thanks in advance!
Thirumal says
Hi Ahmed! Yes, this has been a common occurrence these days. The ECO probably forgot to enclose the refusal letter. There is not much you can do now. Contacting the UK home office will only cost you time and money.
Vineet Kumar says
Hello! I am Vineet, I’m working in a private company as a Graphic Designer and I received net salary cheque is Rs. 40k (per month). I have visited with my family (wife and my baby boy-1 year) Singapore, Malaysia, Indonesia and after that, I went to Laos, Cambodia and Thailand alone with my official group. And, in March 2019 I have applied for Schengen visa with my family but it has been refused. Now my agent tells me he will plan my UK trip with family by 7-6-19. I wanted to know that I’m eligible with this salary to apply for UK visa. Please reply to me asap. It will really help me.
Thirumal says
Hi Vineet! The first mistake you must stop making is to use travel agents. They have never been to Europe or UK. How do you trust someone who has never been to these countries apply for your visa? How do you know that they know better than you? You have better chances if you apply on your own.
Here is my analysis
– Your monthly salary is £440 (equivalent to Rs. 40k).
– In that case, your total UK expenditure cannot be more than £880 (twice your monthly income).
– You have to show a daily budget of about £150 in your bank. For a family of 3, about £250 a day.
– That means, with £880, you can only travel for about 3-4 days. If you show an itinerary longer than that, it will likely be refused.
Suggestions
I suggest not applying for your UK visa at this point. Wait till your income increases. Meanwhile, build more travel history for you and your family.
Marie says
Hi! How long does it usually take for a visa to be approved? I looked on here and it says 2,3,5,10 days (Vienna). Is it accurate? I‘ve been granted a visa before (2014) but don‘t remember how long it took.
Thirumal says
Hi Marie! That is not accurate. The accurate processing time would be in the email confirmation sent to you when the consulate receives your passport and documents. Usually, the UK visa process is about 30 days. It can be much quicker or it can take 30 days.
Sarah says
Hi Thirumal,
It’s Sarah again. I want to know if we can enter the UK on a date prior to the date we have mentioned on our application as our intended date of travel. And if we do, can we also re-enter again on our intended date mentioned in the initial application. I know UK visa is multiple entry, but would we be raising red flags by entering before our stated date of entry. Is there any way for the immigration officers at the arrivals desk in the UK airports to know that we have arrived before our time. As always, your reply is highly appreciated. Thank you very much.
Thirumal says
Hi Sarah! You can enter the UK anytime after your visa is issued until the visa expiration date. You can enter multiple times as well. The only thing that gets you in trouble is staying much longer than the days mentioned in your application. For example, if you have asked for 7 days but you stayed for 3 months, it raises red flags. You will then be questioned when leaving, re-entering or applying for a UK visa in the future.
So, entering earlier than your intended date of travel is perfectly fine. And, entering multiple times is fine too.
Sarah says
Thank you very much Sir. You have put me at ease. I have applied for my visas and due to go for biometrics in a few days. Hope everything goes well. I really can’t say enough about your blog. An ocean of expertise. Will update on my visa status. Also, just on second thoughts, I am thinking of asking if you or any one of our readers know anything about documents upload on vfs. I don’t like that and I am wondering if I can simply hand over all my supporting documents in paper format as I did the last time. Has anyone submitted paper documents after the introduction of the online document upload, pls let me know. Thanks in advance!
Thirumal says
You’re welcome and yes, please let me know your visa status. The document upload feature seems to be new. I don’t know if it’s mandatory to upload all your documents on their website. I suggest posting this question on my FB group – Visa Talk. My readers seem to respond on FB quickly than here.
Sarah says
Thank you again, Thirumal. I will do that!!!
Papilo says
Hi Thirumal,
Got a copy of Traveling on Visas. A great job well done.
I’ve been refused (Denied) UK Visa 3x in the last 4 months with pains. Application 1 – 2 on Standard application while 3rd on Super Priority.
– I’m on full-time employment with £337 monthly salary.
– A registered family business where i paid myself £965 monthly as Allowance.
– A single bank account accommodated the above stated salary/Allowance.
– Submitted the above Account and Business Account + legal docs.
Here is the first refusal note:
The decision
I have refused your application for a visit visa because I am not satisfied that you meet the requirements of paragraph(s) 4 of Appendix V: Immigration Rules for Visitors. I have considered your application in the context of your evidenced personal circumstances and funding. You have declared in your visa application form that you are employed full time earning £337 a month and that you are married with three dependent children. You also state that you propose to travel to the UK with your spouse and child as a tourist for six days, staying in hotel accommodation. You have further stated that you will meet the costs of your proposed visit.
However:
• I must also consider the evidence of your personal circumstances and funding as demonstrated by you. You have stated that you will personally spend £2850 on your proposed visit. I consider the personal cost of your proposed visit to be around eight times your stated net monthly employment income. Whilst I have noted that you state you have investments, it has not been sufficiently explained how such proposed expenditure is credible.
• As evidence of your own funds and financial circumstances, you have submitted bank statements. However, whilst I have considered the documents submitted I am not satisfied that you have sufficiently demonstrated the origin of the funds shown in your personal account. I am not satisfied that these statements are a reliable reflection of your financial circumstances or your stated ability to pay for your proposed visit.
• I am not satisfied that you have sufficiently demonstrated your personal circumstances and funds or that they are as such that you can be relied upon to meet the conditions of visit entry clearance.
Taking the foregoing into account, I am not satisfied that you intend to leave the UK at the end of your visit. Furthermore, I am not satisfied that you have sufficient funds available to cover your costs whilst in the UK without working or accessing public funds. Your application has therefore been refused under paragraphs V4.2 (a) and (e).
Your advice is kindly welcome.
Thirumal says
Hi Papilo! Looks like the entry clearance officer has completely overlooked your monthly allowance and it’s relevant documentation. Unfortunate, but this is a common occurrence these days. Many of my readers had success on their reapplication.
If you like to give it a try, then in your cover letter, clearly indicate the reasons of you previous visa refusal, your explanation on why it’s not justified and the list of documents that were overlooked. This will make the ECO focus solely on the previous refusal reasons and the documents overlooked. You will, therefore, have a fair chance.
Note: It is highly unlikely for the ECO to overlook your documentation 3 times in a row. There may be something wrong with your application itself. Check your application, documentation and cover letter if the “allowance” part is clear enough.
Nouzer says
Dear Thirumal,
If I say I will attend a world cup cricket match in England, do I have to show a match ticket?
Thirumal says
Hi Nouzar! No. Match ticket will not affect your visa result. As long as you show that you have strong ties with your country and have an obligation to return back, you are fine. Match tickets are not really required.
Muhammad says
I am from The Gambia I applied for a UK visa which was refused. I got back my passport with no stamp. I don’t know or get any letter indicating the reason for my refusal. What should I do now?
Thirumal says
Hi Muhammad! Sorry to hear that! But there isn’t much you can do. Quite a few of my readers had similar experiences where a refusal letter was not enclosed. Trying to contact the home office and asking for reasons will only cost you money. I suggest reapplying.
Ben Mehidi Salah says
Hi Muhammad! Since nearly a year ago the British Emigration Authorities do not deliver a paper document anymore. They send you instead a Refusal Decision through your email. Check your email.
SUBRAMANIAN says
Hi Thirumal
You replied to my previous query. Thanks for that.
I completed my application as well as family’s application for a visitor visa. I am applying from the UAE.
1. The checklist does not mention anything about a cover letter. Is it a must?
2. The checklist mentions the submission of proof of owning a property. I have no property in the UAE. I have no choice to leave it blank. Would it affect the decision? (I rent an apartment and its contract is also asked for that I can provide)
3. Working for a govt. department, leave system is online on ERP. They do not issue any leave approval letter. Is it mandatory for the UK visa? There is no mention of that in the checklist I printed out.
4. I have a return air ticket. Is this not sufficient documentation to show I would return after the visit?
Thirumal says
Hi Subramanian!
1. No. But from my experience, a cover letter works really well in conveying additional information that was not asked in the application or through documentation.
For example, a detailed itinerary. Providing a day-by-day itinerary in your cover letter will mitigate the risk of refusal reason “unclear itinerary or unclear purpose of travel”.
2. No. You would provide property ownership documents only if you own a property. Otherwise, no need to provide anything and nothing worry. It won’t affect your visa result.
3. No. Leave approval letter is not mandatory as well. But again, from my experience, leave approval letter will mitigate the visa refusal reason “no intention to return back”.
4. Not really. You can cancel or forgo your ticket and simply overstay your visa. A return ticket is not an obligation to return back, but a commitment at your job or family is.
Feda says
Hi Thirumal,
My parents are in the UK. Father is a British citizen (asylum). Mother went has applied for dependant visa and it is pending. I’m applying for a tourist visa. Should I mention them? I’m afraid that since my mother visa is under process, my visa may be refused. Please advise.
Thirumal says
Hi Feda! Your visa is very unlikely to be approved. Even if you don’t mention your parents, the UK home office may have your parents’ records. They may assume that you also have “immigration” intent and may overstay your visa. I suggest consulting an immigration lawyer. They can tell if your parents’ situation would affect your visa result.
Chen Nadan says
Hi Thiru,
My husband and I would like to go to UK and Europe trip. I need to get both visas and my hubby does not want to as he can get on arrival visas.
My first UK visa has refused. 2 weeks later (now) I have obtained a Schengen visa. The main reason for UK visa refusal is I did not submit sufficient proof that I would come back at the end of the visit to the UK for a holiday (and in my previous application for 20 days visit to the UK, I did not mention this 20 days including the visit to Schengen countries).
I plan to reapply with improved supporting documents.
(1) Do I need to explain in the cover letter what were the reasons for refusal last time and how I overcome them?
My itinerary seems
first 2 days fly to and stay in the UK
then travel by train to France & visit surrounding countries for a week
then stay in the UK for 9 days.
(2) Do I need to work out and show the expenses that how my saving I have sufficient for the entire trip? What do you reckon about the daily expenses in London & France?
Thank you in Advance
Thirumal says
Hi Chen!
1) Yes. Reapply for your UK visa and clearly mention the reason for refusal and your justification. Explain that you will only be in the UK for 11 days and remaining in France. Attach a copy of your Schengen visa and the train tickets between the UK and France.
2) From my experience, the UK visa officers may refuse your visa applications if you intend to spend more than half of your current savings or more than 2 times your monthly income. Since you are combining both UK and Schengen, the visa officer may verify if you have enough income and savings for your entire trip.
In my experience, you must show an average daily budget of £150 in your account. Schengen is also similar (but in Euros). Therefore, 20 days * £150 = £3,000 total budget. Make sure your savings are at least double this amount and your monthly income is at least half of this amount.
Medcon says
Does anyone of you had the same experience? I was asked to go back to do my biometrics again after a month. Does it mean they haven’t assessed my documents yet? And I have to wait for 15 working days again for the result?
Thirumal says
Hi Medcon! I haven’t had any such incidents myself or heard any from my readers. Let’s wait and see if someone responds that had a similar experience.
Siddharth S says
Hi Thirumal,
Thanks for the great information.
My query is: I am genuinely planning a 10-day solo vacation to London alone and have submitted documents accordingly.
My hotels and flights are genuinely booked and I am going for 10 days because I feel London requires these days otherwise I cannot cover the many many sights. Do you think I am a case probable for rejection/refusal based on your 1st point here?
Regards,
Siddharth S.
Thirumal says
Hi Siddharth! That’s absolutely fine. Make sure you –
– Justify your request with a detailed itinerary. There is so much to see and do in London. It can take 10 or even more days depending on what you would like to do.
– Have enough income and savings to support your stay
yammy says
Hello! I’m a law student and my college organized an international trip to the Netherlands. Our trip was an educational trip and 20 people were about to go but all visa’s got refused. But I do not have any refusal or denied stamp on my passport. Will this create a problem in my future visa application to the UK?
Thirumal says
Hi Yammy! It’s difficult to say if your Schengen visa refusal will affect your UK visa decision. But in your UK visa application, you will be asked if you had any previous visa refusals for any country. For that question, you must disclose your previous Schengen visa refusal. Otherwise, they may use this against you as withholding/hiding information.
Idowu says
Hi Thirumal, you have not responded to my questions on here is this blog not meant Nigerians?
Thirumal says
Hi Idowu! This blog is for all travelers coming from developing countries, that means Nigeria as well. Currently, I have 58 comments to respond and it takes a while for me to get to every one of them. Please bear with me. Each comment is unique and I need to analyze, think, research and respond. Sometimes responding to a query can take hours depending on the complexity of the case.
That being said, if your question is about study/work/spouse or immigration visa, I will not respond. My experience and knowledge are only in tourist visas.
Lola says
I applied for visiting visa since 14th of March 2019, and up until I haven’t gotten my passport back. Every time I call the UK embassy I’m being told they haven’t taken a decision. The last time I called I was asked if I wanted to escalate, I said yes. I got a mail shortly afterwards saying I should resubmit and resend previous documents submitted at the VAF office in my home country in Nigeria, which I have done already. Prior to this, I got a mail two weeks after my initial submission that my application wasn’t straightforward! I find this strange because I am not a first-time applicant. My application in the past has always been seamless, in fact, I schooled in the UK. I honestly can’t decipher the delay. Would appreciate if you can please shed more clarity. Many thanks!
Thirumal says
Hi Lola! This is one of the worst things with the UK visa. There is no way to know the status and you have to pay for everything, even asking a question.
I don’t really know why the delay either. Try contacting the consulate and VFS in every which way. Tell them you need your passport as you have to travel soon. In the worst case, apply for a “visa withdrawal” so you can at least get your passport back.
Dorcas says
Good day! Please, I sent an application on 12 April for visitor Visa and up till now, I have not had any message from the embassy.
Thirumal says
Hi Dorcas! The UK visa application process can take up to 30 days. In some cases, more than 30 days. You just have to wait till you hear back from them.
Ahmed says
Hi Thirumal
Thanks for your quick update, much appreciated.
I came across some forums on net where people have claimed that their application (2nd time) was refused by just mentioning wrong ‘date of birth’ for their dependents in previous application which was considered as ‘Deception’. Means, it seems that they are comparing the old and new application field by field and if any variation found they would straightaway reject the application.
I also came across Immigration rule 320 7B where it is clearly mentioned that an applicant will be refused visa and will be banned for 10 years if it is found that deception was used for ‘Entry Clearance for leave to enter’ in previous application (whether successful or not). Hence, I was worried that my case might also be used for deception. Below is quote:
You next application: applications are refused under 320(7b) if deception has been used in a previous application for 10 years unless:
(7B) The applicant has previously breached the UK’s immigration laws by overstaying; breaching a condition attached to his leave; being an illegal entrant; using deception in a visa application, leave to enter or remain (whether successful or not), unless the applicant:
…was unaware that the documents submitted or representations made were false;
Awaiting your comments on aforementioned case……
Thirumal says
Hi Ahmed! My blog, as well as those forums, are mostly opinions. Only the Entry Clearance Officer will be able to tell what exactly is categorized as “deception”. If you read too much into this, you will overthink it.
My Opinion
In my opinion, deception is a strong word. Using fake documents, fake purpose of travel, impersonating someone, scamming the visa system, etc are “deception”. Deception is something that’s done “intentionally”.
Personal Experience
In fact, I applied for my first UK visa 4 years ago. I made a few mistakes myself and I was still able to get my visa. I filled the application as I understood it. I had a genuine purpose of travel, I applied for the visa and I was issued the visa.
If you are a genuine visitor, there isn’t much to worry about. If you make mistakes in your application form, your documents will auto-fix them. If you enter “permanent resident” in your application, a copy of your “temporary visa” will auto-fixed it. But if you intentionally enter “permanent resident” and provide a fake permanent resident card, that’s deception.
My Suggestion
There are only options – (1) you don’t mention your previous application at all or (2) you mention your previous application and explain in your cover letter.
If you are concerned, go ahead with option 2.
vijaya says
Hello Thirumal,
Thank you for all the information on this page.
I was looking to seek your quick opinion on my UK tourist visa application. I have been a very frequent traveller to the UK as my parents are settled there since 2009. Initially I was with them until 2010 and then I came here for my undergraduate course, and since then I was visiting them over the summer holidays until 2013. Then I moved to the UK to pursue my masters from September 2016 upon completion of which I got a job and switched to a work tier 2 visa until 2019 March, however now I am back and I am working here. I want to apply for a long term UK tourist visa to be able to visit my parents when needed (preferably 2 years).
I can ask for an employment letter and leave letter from my employer to support my application. My father will be sponsoring the holiday and I also have savings in my UK account and I can also attach my salary account bank statements from now.
I have also been travelling to other countries very frequently over the past decade and have never been refused a visa or entry to any country.
Do you think there would be any issue?
My current income is INR 30,000 per month. However, I have a saving of over £3500 in my UK account and my father will be putting out a letter confirming that he will bear all costs associated with the holiday. Honestly, I will be staying at home with them and so no accommodation charges and he will be taking care of food. I will not be making much travelling except around London may be a couple of times and then to Harry Potter studios. All of which I can pay for comfortably and prove it through my income and old savings. I will not be doing any other touristy stuff and so no costs as such.
Thirumal says
Hi Vijaya! You have employment, savings and decent travel history along with a history of travel to the UK. You lived there, studied there and your parents live there. You have plenty of reasons to ask for a long term visa. In my opinion, you have high chances of securing a long term UK visa. I don’t see any issues.
One thing I would like to point out though. Now that you are working and have your own source of income, ECO would like to see if you can support yourself during the trip in case your parents decide not to. Your monthly income is low at this point, therefore make sure your itinerary is not too long. You can make multiple visits with your long term visa, but the itinerary you show for visa can’t be too long which may look unrealistic for your income and savings. I suggest 10-15 days max.
Feda says
Hi Thirumal,
I was refused a visit visa 13 years back, and the reason they mentioned was “I am not satisfied that you intend to leave the UK after the visit”. The new application asks details of the refusal (they don’t ask for the reason). should I mention the reason.
Thirumal says
Hi Feda! They may already have the reason for the refusal in their records. You just have to mention the type of visa, when did you apply and result.
Jen says
Hi Thirumal,
I would like to take this opportunity to seek your advice, please. I am applying for UK Spouse Visa this week in Manila and I’m wanting to use the priority service but I have had UK marriage visit visa refusal 2017 due to lack of supporting documents to prove that relationship was genuine. I want to know if I am qualified to use this service?
Thank you so much for your help
Jen
Thirumal says
Hi Jen! Yes, you can use the priority service. Priority service has no bearing on your previous visa attempts or their results.
AHMED says
Hi! Thirumal
I’m from Algeria and from January to the current time, most of all applicants are getting refusal because of the Brexit. Do you think for my case as a new applicant I’ll be exposed to get refusal if I submit now?
Does really Brexit influence on the visas according to your experience?
Thirumal says
Hi Ahmed! No, Brexit has no effect on UK visas. All those applicants whose visa were refused probably did not meet the requirements. UK visa process is very strict and that’s why the refusal rate is high. I wrote this article so you don’t make the same mistake as others did.
Nana Aqwecy says
Hello sir! Please, I applied for a visit visa (UK). I went for my passport yesterday but there was no visa in it and no reason for visa refusal. I got only my passport without any changes. Thank you!
Thirumal says
Hi Nana! If you see the comments here, quite a few readers went through the same situation as you. The ECO probably forgot to include the refusal letter. There is nothing you can do. If you try to contact for the refusal reasons, you will only be spending a lot with no success.
I suggest to move on or re-apply again.
Nouzer says
Thank you very much for your kind guidance Thirumal! I have some doubts.
1. We are Sri Lankan passport holders; I’m currently working in Qatar and applying for UK tourist visa from Qatar. Do I have to mention Qatar or Sri Lanka in Travel History? My son born in Qatar last year and we visited Sri Lanka once. How can I state his travel history? In the online portal, it’s mandatory to state entry and exit dates.
2. What to write in “describe the details of the purpose of visit and plans for the trip”?
3. They ask for the “intended expenses” for each application, the portal doesn’t take “0” for my dependents. Should I split the expenses by 3 and enter?
Thirumal says
Hi Nouzer!
1. Travels to your own country are not considered as travel history because you have (1) unconditional entry and (2) indefinite leave to remain in your country of passport. But if you are listing countries for the question “have you traveled to any country outside your country of residence?” then you must list Sri Lanka as well. Qatar is your country of residence and you will not list Qatar.
Same applies to your son as well. You must list all travels to Sri Lanka but not Qatar.
2. If your purpose of travel is “tourism”, you must mention that your purpose of travel is tourism, you travel dates, places or cities that you intend to visit.
3. Yes, split the expenses by 3.
SUBRAMANIAN says
I am applying for UK Visit Visa from the UAE. I am an Indian passport holder resident of the UAE. Is it required to say in the application details of my bank account if I give a letter from my employer? Is it necessary to declare the NRE account I hold in India?
Thirumal says
Hi Subramanian! I suggest providing your bank statements only from the UAE. If you provide your bank statements from India, it can complicate your case.
Saanya Gandhi says
Hi Thirumal,
Thanks a lot for all your help. This article and the comments and questions here helped me a lot. I got my Visa today!
Cheers
Thirumal says
Hi Saanya! That’s fantastic! Congratulations! I’m glad that this article, questions and comments were helpful in securing your visa.
Have a great trip to the UK!!
CeeKay says
Hi Thirumal,
I’m about to have my visa appointment tomorrow, I am applying for a standard visiting visa.
I have visited the U.K. multiple times ever since 2006, reason being I have family and friends that are citizens and live there as well. In 2014 I was admitted to a University in England to study my undergrad degree and then went onto do a masters at the same university… One of my main reasons for applying for the visa is my graduation ceremony is in July this year.
Beyond traveling to England I have visited and lived in 4 other countries. Never overstayed or broke any immigration rules… So I have a decent travel history.
This is my first time applying for a visitors visa to the U.K as an adult seeing as every other time I had applied I was under 18 and I applied with family.
I was just wondering what are my chances of my visa being granted?
Thirumal says
Hi CeeKay! You have a very good travel history including travels to the UK. Apart from that, you would need to show that (1) you have strong ties with your country and (2) you are obligated to return back after your trip. To prove these, you must have continuous full-time employment, a continuous source of income, enough savings in the bank and family ties.
Your travel history will definitely help you even if you lack some of these. But your chances will be higher if you are strong in these.
AHMED says
Hi Thirumal
I am a Pakistani national, living in Jeddah (KSA) and in the process of applying for UK Business Visa. There is a question regarding KSA Immigration status in visa application (GOV.UK). There are two options for this question: 1. Temporary Visa 2. Permanent Resident. I selected ‘Permanent Resident’ in my last application way back in June 2016 (and the application was successful). But this time after more research, I decided to choose the option ‘Temporary Visa’ as this option suits more to foreigners living in KSA. Also, this time if you choose the option ‘Permanent Resident’ option, it would bring another field to enter ‘In which Year you became Permanent Resident’? (which was not the case three years ago in GOV.UK application). So, obviously, I cannot go for the PR option this time.
So if I choose the ‘Temporary Visa’ option this time in the new application, would it make any problem for my new application since in my last application I chose different option (PR). They could reject the application by mentioning that I lied to them in my previous application. Should I offer an explanation in the ‘Additional Information’ page that why I chose ‘Permanent Resident’ option in the previous application and why this time I choose the option ‘Temporary Visa’? Or this Immigration status information (in KSA) would not matter to them much? Or shall I not mention at all about previous application where I mentioned ‘Permanent Resident’ option?
Please advice!
Thirumal says
Hi Ahmed! Many use the terms “permanent residence” and “residence permit” interchangeably. But those two are actually different and that’s why that new question on the UK visa application.
You should choose “Temporary Visa” since that’s the most appropriate for your situation.
Do not worry about using “Permanent Resident” in your previous visa application. The Entry Clearance Officer would be interested in the result of your previous visa application but they will not be doing a field by field comparison. You don’t need to offer any explanation on that.
That being said, I suggest adding a section in your cover letter such as “Status in KSA” and briefly explain your visa status. Something on the lines of how long your visa is valid for and how often do you renew, etc. If the ECO is not familiar with visas in KSA, this explanation will help.
Janney says
Hi, I have a large sum of money deposit in my account about £600. The money was deposited by my husband. I will be applying for a tourism Visa next month. The problem is how do I explain this large deposit.
Remember I don’t have any proof of the deposit not even the pay in slip.
Please, how can I explain this in my cover letter?
Thanks.
Thirumal says
Hi Janney! You can have your husband write a letter explaining the deposit amount, date and reason. It will help if –
– You can notarize this letter
– Provide the bank statement of your husband where he withdrew £600 in order to deposit in your account
Patrick says
Thanks so much for this site. Please, I need some help.
I am trying to apply for a 2-week tourist visa to see my sister.
1. I have had 2 previous visa refusals in 2006 and 2007. As of that time I was 12-13 years of age, and I’m unable to find the reason for the refusal.
2. If I say I plan to stay at her house in Newcastle for most of the trip, what do I include in my itinerary, seeing as I don’t intend to do much?
3. She may have moved from Newcastle to London just before my intended entry date, how do I let the home office know so that I don’t seem dishonest/confused at border control?
Thanks for your anticipated response.
Thirumal says
Hi Patrick!
1. You can just say that you don’t know or remember the reason.
2. In that case, shorten your itinerary. Have a few days for spending at your sister’s place and few days traveling (day trips, picnics, etc) with your sister.
3. This shouldn’t be a problem. You can change your itinerary when you actually travel. As long as you are not abusing the visa, you are fine.
Jane says
I entered The UK on Jan 19th, 2018 and travelled around Europe and outside Europe. On Nov 7th I entered the UK from Italy but was refused entry. I flew back to Italy and spent a couple of months. I had a flight scheduled for my home country on the 14/01 from Gatwick but it was not a connecting flight from Italy so I needed to collect luggage and check in etc. I was refused entry but was able to board the flight. I don’t need a visa to enter the UK but was advised by an immigration officer to apply for a visa if ever I’m returning to the UK. He also stated that I’ll need to show evidence that my situation has changed. I now have a job offer with clearance entry. Do I still need to apply for a visa or is the letter from the employer sufficient?
Thirumal says
Hi Jane! My knowledge and experience are only in visas with “tourism” intent. I don’t know how “work authorizations” function. You may not need a visa to enter since you are visa exempt. But you may need a visa to work in the UK. You must check with the employer or authorities on the exact requirement.
Abaks says
Hello Thirumal,
So I’ll be travelling to the UK soon and applying for my UK visa. My uncle is inviting myself and my family. We are well travelled to the UK as well. My uncle’s British passport recently expired but he is about to renew it and wants to send us the bio-data page of the expired passport as well as evidence of his application for the new one, as we need to submit the application asap. Do you think this is fine or the expiration could affect us even though he will write in his letter that his new one is being applied for and show proof?
Thirumal says
Hi Abaks! It won’t affect your visa. You will be fine by submitting a copy of his expired passport and a proof of application for his new passport. If required, the home office will have a way to verify this information on their end.
Kunal says
Hi Thirumal!
I am planning to visit London along with Paris/Zurich in September along with my family(wife and 1 kid of 4 years of age) for a total of 10 days.
I had booked flights and Hotels as well.
Below is my itinerary :-
Hyderabad -> London -> Paris -> Zurich -> Venice -> Hyderabad
I had travelled to the US 5 times in the past and also been to Paris once in the past.
Can you please suggest whether I should show the complete itinerary for UK visa application
or only Hyderabad -> London -> Hyderabad?.
If I should be showing only London Itenary, then how should I mention it as I would be travelling back from Venice to Hyderabad, not from London to Hyderabad and tickets were also already booked for the same.
Should I show it as below:-
Day 1: Arrival to London
Day 2: In London……
Day 3: London to Paris by Eurostar Train.
Day 10: Venice to Hyderabad
Thanks,
Kunal
Thirumal says
Hi Kunal! First of all, you must not “purchase” flight tickets before your visas are approved. If your visa/visas are denied, you will have a hard time getting a refund on your flights.
UK Visa
I suggest applying for your UK visa with a “UK only” itinerary. This eliminates the need to show a copy of your Schengen visa (which you don’t have yet). Therefore, go for Hyd-Lon-Hyd itinerary.
UK visa application doesn’t ask for flight tickets or hotel accommodation. If at all you are asked to submit them as well, ask any travel agent to book/hold flight tickets for you. Flight tickets can be held for about 2 weeks. You can submit your booked/held flight tickets for your UK visa. Refer to my article on ways to get a flight itinerary for visa applications for more options.
Schengen Visa
Your UK visa will take up to 30 days for processing. After your UK visa is approved, apply for your Schengen visa as a combined itinerary of UK and Schengen. You can use your already “purchased” tickets for your Schengen visa. Make sure to submit a copy of your approved UK visa as well.
Jada says
Hi,
My visa was refused on April 23. I applied for a tourist visa staying there for 5 months. My bf sponsored me sending all his documents. I submitted all the requirements however, there was no letter from the employer stating that I was given a 6-month annual leave and that I still have a job to return to after my trip. I only submitted my certificate of employment. 1 more reason that they saw was the bank statement of my boyfriend. They saw that on the last day of the month, he had a deposit of 2k pounds (it’s his salary that’s automatically deposited in his account every 30th of the month).
Now, we are planning to reapply again this June, this time I will only stay there for 3 months. However, I already resigned from my job and currently unemployed. I don’t know what proof I should provide to show my intent to return.
Friends told me that I shouldn’t apply for a tourist visa, but a fiancee visa instead. Does that make any difference? Do you think I’d be allowed to stay there for 3 months? Any advice on what I should do, please? The refusal stressed me out.
Boyfriend said we will have to explain everything in the cover letter this time.
I am also staying at his own house. Boyfriend said his parents will write a letter to sponsor me, but won’t submit their bank details.
Thanks in advance.
Thirumal says
HI Jada! Your UK visitor visa will likely be denied if you seek a long entry such as 6 months or even 3 months. If you are unemployed and has a UK bf, it’s very difficult to convince the visa officer that you will return back to your country.
If you guys are intending to marry soon, then a fiancee visa is an option. My knowledge and experience are only in tourist visas. I don’t have expertise in fiancee or spouse visas for the UK. You may have to consult an immigration lawyer for that.
Chen Nadan says
Thank you, Thiru. Your blog carries a lot of info for visa applicants.
I have another query for you.
If we plan to visit London and Europe from Australia do you recommend to apply for the UK visa and Schengen Visa by treating each one as independent travel from Australia?
OR
Can we show in our Schengen Visa itinerary that we are travelling from London to France by road?
Thirumal says
Hi Chen! First, apply for your UK visa by treating it as independent travel from Australia.
Second, after you receive your UK visa, apply for Schengen visa as a combined itinerary of UK and Schengen. Since you will already have your UK visa by then, you can attach a copy of your UK visa with your Schengen visa application.
AHMED says
Hi Thirumal!
Yes, I dont have documentary evidence to prove that those funds of my mother is a Gift :(
It’s fine thou
1) Is it okay to change the sponsor and make my Father as a sponsor since the date of refusal is in 2018
2) When we talk about economic and ties, do I need to show both my father’s ties and my ties also if I have it, knowing that the applicant is me and is not my father?
3) Do you think when a student submit ties under his name (such as a car, or any other property) the ECO will check them one by one?
I really need an answer for these and thankyou so much!!
Thirumal says
Hi Ahmed!
1) Yes. You can use a different sponsor for your reapplication.
2) No. Just you. You have to show that you have strong ties to your country, so you will return back to your country after your trip.
3) They may. There are instances where third-party agencies have called applicant’s employers, schools, banks, etc. If they are charging £100 and taking 30 days, they are definitely verifying something.
Nousar says
Hi Thirumal,
I’m preparing to apply for the UK visit visa for me and my family. I have some confusions.
1. I have traveled around 10 times in the last 10 years to UAE, as I worked there. Do I have to mention all the date of entry and exit from UAE (currently I’m employed in Qatar)
2. In the online application, after employment and salary details, it is asked about any other investment or saving. I have savings in my salary account. Should I mention that in that part?
3. I have more than enough saving in that salary account in Qatar. Hence, I think, no need to state about my other small saving in my home country and share market investment there. What is your opinion?
4. I was refused Holiday working visa 16 years back (in 2003), Do I have to mention that. The actual reason for the rejection is too many people applied for that category visa. However, they mentioned in the rejection that “unable to explain the purpose of the application”. How can I describe in the application about this?
5. Do I have to state about my properties in my home county? If so, will they accept the copies of the deeds as proof?
Thirumal says
Hi Nousar,
1. Just mention the most recent visit to UAE.
2. Yes.
3. Yeah, don’t mention your savings in your home country. If you do, then you will have to show the transactions between these accounts and it will complicate your case.
4. Yes. Mention whatever they mentioned as the reason – “unable to explain the purpose of the application”.
5. You can. Yes, copies of deeds are enough.
Vishal K. says
Hello, I have submitted my application online at VFS with scanned documents. I uploaded bank statement etc. But I didn’t attach a scanned copy of my savings (demat) and source of income.
Can I submit a hard copy of this document during my biometric? Do they review hard copies or is decision done only on the basis of uploaded scanned copies?
Thirumal says
Hi Vishal! It has to be either one – online or offline. I don’t know if they can accept some online and some offline. I suggest carrying those documents with you on your biometric appointment.
Najam says
Hi! I have travelled 8 countries including Turkey, Russia, Saudi, Uzbekistan, Azerbaijan, Malaysia, Thailand and UAE in the past 5 years along with my spouse for tourism. Now I have match tickets for the cricket world cup. I have a valid US visa whereas my spouse does not. I will sponsor my spouse’s trip expenses. I have not travelled the US yet. I am planning to apply for the UK visa this month. Problem is I have multiple Schengen rejections. I have good funds assets and a stable job. Should I apply now or travel the US first come back and apply? Will previous Schengen refusals cause any problem? How to increase my chances as I have good travel history too?
Thirumal says
Hi Najam! It depends if your Schengen rejections were prior to building that travel history. If it was prior to building your travel history, it won’t impact your UK visa that much. You have already proved that you are a genuine visitor by securing visas, traveling to those countries and promptly returning back without overstaying.
Yes. I suggest traveling to the US first. This strengthens your travel history and builds more trust in you as a genuine traveler.
Dishy says
Hi there,
His salary is 40.000 escudos monthly.
The first 7 day’s he is going to stay here in my house! Where I will be responsible for travel costs and food etc. Then we are going to London for 7 days. Then 7 days to Manchester.
How can we do this then?
And we did the application for 21 days. He has also a cover letter of his employer that he has right’s for 21 day’s to spend his holiday.
Are 2000 pounds not enough then? I am sponsoring 500 pounds as well
So only my payslip and bank statement and the tenancy agreement are enough to send? As approval.
I am very concerned regarding this refusal.
Thirumal says
Hi Dishy! I completely understand your concern. But it would be difficult to convince the visa officer. They weigh all factors including family and friends. They would think that he would starve or abandon his family if he uses all his savings on this trip. That is why there are those limits.
Raghav says
Hi sir, I am earning 18,000 AED in Dubai (in Dubai since 2016) and my wife is earning 3,000 AED in Dubai (since April 2018). We both traveled previously countries like Singapore, Indonesia, Georgia together in last one year. We don’t have a marriage certificate at the moment.
I understand that 3000 AED is not enough for UK visa but will they consider my salary also if in documentation we show them marriage photographs or previous travel history. Please suggest what is the best option to avoid the visa refusal for both of us as my bank statements are showing regular salary deposits.
Thanks
Thirumal says
Hi Raghav! Yes, that’s a workable solution. Clearly mention in your cover letter that you don’t have a marriage certificate (yet) but you have other evidence such as photos, travel history, social media communication, wedding invitation (online or offline), etc. That should suffice.
Apart from that, I suggest providing employment and financial proofs for both of you.
Chen Nadan says
I found one of the reasons for someone’s 2 consecutive UK Visa refusals is
* You state you wish to visit the UK for a period of 10 days with your spouse to visit your friend and for tourism.
In this case, how many days you recommended to apply the visa for?
Thirumal says
Hi Chen! 10 days is perfectly fine but it depends on your itinerary. If you plan to spend all those 10 days in London, it doesn’t sound realistic. It raises the question of why you need 10 days to explore London. But if you plan to explore multiple cities (or countryside) in those 10 days, it’s a believable itinerary.
That being said, your refusal could also be due to your friend in the UK. When you introduce new people on the visa application, the UK home office conducts background checks on them. If there is anything questionable in their backgrounds, your visa will be refused.
Inohna says
Hi Thirumal,
Thank you for your help so far! :)
I am just wondering how to prove that my grandmother has family remaining back home (and in turn, intends to return home at the end of her stay in the UK). Is it as simple as providing a letter outlining this or do I need further documentation?
Thanks,
Inohna
Thirumal says
Hi Inohna! It’s both. You can provide documentary evidence such as her kids’ (or whoever living with her in the house) current employment, business or school enrollment proofs. These documents will show that they are currently living in her home country.
You will then explain about her family remaining back at home during her trip in her cover letter.
Tania says
Hi Thirumal
My parents’ visa has been refused. They wanted to come to celebrate their 50th wedding anniversary here on a tourist visa. Also, their visa for the long term has been refused back in 2014. I am so heartbroken. what can we do?
Please advise.
Thirumal says
Hi Tania! Without knowing your complete circumstances, I cannot advise on your case. Many factors affect UK visa result including any previous visa refusals. I suggest reading this article as well as the article on visa mistakes to avoid. After that, carefully review your case to figure any issues, mistakes or drawbacks.
Celine says
Hi,
I am from Malaysia and have started my application for a Tier 5 GAE Visa. My starting date of work should be on the 13th of May, however, due to unforeseen circumstances, it will be pushed until the 25th of May. Hence, the change of the intended date of travel, leaving date and start of work date.
But on the other hand, my employer has already paid the IHS payment but not the final visa payment and I can’t seem to go back and amend my application unless I restart it (note that I don’t know if this would mean the IHS payment would be foregone).
I have also contacted my employer to have the certificate of sponsorship altered to note of the change of dates. Do you think my visa would get refused if I don’t make date amends on my visa application?
Thanks!
Thirumal says
Hi Celine! I’m a traveler, so my experience and knowledge are only in tourist visas. I don’t know how UK work visas work. Your employer may have a legal or visa department, who can help with your queries. I’m not qualified to help with work visas.
Angad says
Hi
In my child’s application by mistake, I have answered th